Name
Joseph
Member since
February 2013
On-time repayments
302 installments • 83%
My names are Joseph Ngumi Nganga. I was born in Nakuru county at a place called Rongai. We have lived in Rongai with my family for many years until I relocated to Nairobi in Dandora estate in the year 1990. I am a father of four children who have all completed schooling. They have also gone to college and successfully completed their courses. I live in plot number E429, Dandora phase Five. I operate a hardware shop at the estate and this has been a business that I have operated for more than twenty years.
My business of a hardware shop I started in the year 1992. The business is located in Dandora estate and at a strategic place where customers can be able to get the services easily. The main items that I sell in the hardware shop are cement,iron sheets, nails, wheelbarrows, barbed wire, mesh wires, and many other stuffs involving building and construction. This is a good business here especially with the opening up of other areas which require building and construction materials. the main challenges that affect the business are fluctuating prices of these items that I sell which is usually affected by world prices of fuel.
For i have done some renovation to my both hardware shops; i will be able to add more new stocks.
everyday new things crop and the generation we have today need new things that means i have to change with time, things or items which are on demand.
i have already prepared enough space which will clearly be attractive after i stock with the new admired items of material the customers want.
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,629.00
Date disbursed
Apr 22, 2019
Repayment status
Late
Projected term
14 months
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