Increase retail stocks

Anthony    Jan 13, 2023

Things did not work as planned, the money was not even enough for the new place inside fittings and painting

Anthony    Nov 3, 2022

The installment I choose was monthly, Just to see on the dashboard today that my due date is 5th. which is in a weeks time. I have not even moved to the new shops just paid the deposits.

Anthony    Oct 26, 2022

Thank, Thanks, I have no words for the support you've given me. I will immediately pay the Landlord to secure the new place we are being relocated by next week. I'm actually the last one who had not paid, I was wondering what to do, GOD answered my prayers . THANKS MAY GOD BLESS YOU ALL.

Anthony    Oct 4, 2019

After coming back on my feet, struggled almost an year after my float on Agencies was conned and 80% money stolen. I'm still not giving up, I thanks to Zidisha for their patient, my family and friends for support, both psychological and finacial. My agencies are up and running now on the process of applying for additional bank agencies. (Family Bank, and KPLC tokens)

Anthony    Jun 6, 2019

Business not doing well

Anthony    Mar 29, 2019

With this dry season the price of grains have gone up making it hard to settle the expenditures and expenses

Anthony    Dec 6, 2018

It's been a hard year for me since my shop was stolen, I'm still trying to recover as well as building up working capital float.

Emma    Nov 1, 2018

You going ok Anthony?

Wishing you all the best :-) Emma from Australia.

Emma    Jul 15, 2018

I'm so impressed Anthony :-) I saw how well you were doing after my message before :-)

Just know you have our support :-) Don't beat yourself up too much, you'll get there... Life can be hard sometimes...

You can contact Zidisha and ask them to lower your payments to help make it more manageable :-)

Wishing you all the best Anthony... Seeing how well you picked things back up again before really made me smile. It takes a strong human to pick themselves up when they've been knocked down... I hope you see your strength :-) All the best, Emma.

Emma    Jan 7, 2018

Hi Anthony,

We still believe in you :-) You can do it... It doesn't matter if you're a little bit late. Just give everyone an update sometime soon so we know you're not a ghost :-) You'll be ok, you can do it...

All the best, Emma from Australia.

Anthony    Nov 23, 2017

I lost all my capital few month ago, and I wish to continue with my payments slowly until I clear my loan

Anthony    May 22, 2017

The loan amounting Ksh64,381 was well received on 22nd I really appreciate. Thanks you thanks, words cannot express the way I feel in my heart. I will add the loan funds to school tender project and add eleven additional sacs of maize and three of beans. With the current high prices of grains product, I still searching where I can get cheap maize/trasport to site.. I will update as the school term unfolds.

Stephen    May 18, 2017

Dear lenders,
Thanks so much for your continued support towards the effectiveness of Anthony's business.May God bless you.
To Anthony congratulations for making it for funding hope too my loan will be funded fully so that I can be in a position to run out my business smoothly .

Anthony    May 18, 2017

Thanks Thank you very much may the almighty God bless you all.
I will be able to add on to my beans,millet and maize supply to a school. With this lack on common commodity 'maize' due to the last season change of climate, the loan will assist me on additional bags on maize per deliveries.

Thanks you very much I will update you all as the school second term unfolds
Regards
Anthony

Anthony    May 4, 2017

The last loan I added into my agencies capital, later when I was awarded tendering contract to supply Maize, beans and wheat. I pulled some money and used it as a capital into my new venture. Its been challenging due to change of weather and prices of the maize going up, but I managed to serve them first term.

With additional loan I will be able to add 12 more sacks of maize and beans onto one delivery to cut down on multiple deliveries to the school which is very costly.

Stephen    Apr 30, 2017

dear lenders
Macharia's business was down but his condition is improving and he is going to pay soonest.

Anthony    Apr 11, 2017

Team,

It has been quite a challenge and learning period this first quota especially being a new bee on this contract tender business. Challenges that I faced on the first quota are;-
1. Change of weather pattern making the price shoot up over the tender quotes
2. Tender contract states someone cannot renegotiate price change until 90days.
3. Getting finances/investors ( Most finances they don’t finance first time tenders)
4. Unpredictable institution paying pattern (they don’t have an SOP)
My lessons
1. Its capital intensive, someone need to have bought and stores the grains
2. Someone need a very understanding and flexible investor/financier
3. With enough money the best way is to buy the whole delivery and take it. This cut down the cost of transportation due to multiple delivery costs. (Or alternatively own a truck).
4. Patient, Patient, Patient -
First term is over the institution closed for April holidays to resume back on May now I’m making a forecast plan for second term, to cover my weakness and threats and optimize on strength looking for more opportunities.
Kind Regards
Anthony

Mary    Apr 5, 2017

Thank you for the update Anthony. It helps lenders understand the challenges business people face in other parts of the world. My husband and I were in farming and saw commodity prices change. Some years we did well and others not well. I hope you will be able to continue to be successful in the challenge of the drought. Regards, Mary

Anthony    Mar 30, 2017

Apology for inconsistence on loan re-payments.
This first quarter of 2017 my financial flow has been very tight. As I had updated earlier, I won a tender to supply dry food to one of the rural institution this year. I did two deliveries, they managed to pay one delivery and I used the same amount to make the third delivery, but unfortunately when I went to the market due to the current unexpected weather change in Kenya, maize and beans prices shot up above my tender quote. I had to look for more finances (I pulled some agency capital) to satisfy the delivery, and also I had to renegotiate with the institution about adjusting tender prices. They told me as per their tender policy the committee meets to make any changes 90days after offering tender contracts. The 90th day was ending 20th March 2017. So I stopped invoicing until they meet. I’m still following up with the intuition about their consensus, the last conversation we had they told me they haven’t met due to ongoing end of term exams they are doing.

Stephen    Mar 30, 2017

Dear lenders,
I communicated to Anthony and his challenge in repayment was attributed by delayed repayment in institutions he had supplied his commodities to. He promised to make repayment soonest from the end of the week.