Name
Silah
Member since
August 2013
On-time repayments
62 installments • 47%
I am a diligent, hardworking, honest and respectful Kenyan Man by the name SILAH.Brought up in a Christian background as the first born of 7 children consisting of 4girls and 3 boys. In my upbringing, I was taught to be independent and it was a great motivation especially having to learn it first hand from the environment. This more so influenced my hardwork and independence in life
I started school in 1991 in neighborhood school by the name Ebulondi Primary school in Vihiga and completed in 1999 in the primary level. This is was a Christian based school and as children, we were taught behavioral norms as well as good Christian practices. this enabled me to have a great focus in life,to get to know that the good things in life don’t just come in a silver platter, we all have to work, not only hard for them, but smart to achieve them. This was a great motivation thus it gave me self-drive and a sense of direction in life.
I later joined Esalwa High school in 2000 and completed in 2003,later in 2005, I joined Moi University and pursued Bachelor of Education Science which I graduated in Dec 2009,this helped me grow as an individual.
Later in 2010 i worked at Magharibi Service station as a Supervisor which made me be business minded also enabled me interact with the young minds and make an impact in their lives
My business is Mpesa agency. In Kenya, Mpesa is everything. Commercial banks here failed to penetrate the country's towns in time therefore when Mpesa came along it swept everyone in such that Mpesa handles the bulk of daily money transactions by people countrywide. In Mpesa I have to commit a certain amount of cash (popularly known as Float ) that i utilise in both withdrawals & deposits by customers. In turn I receive a commission from the service provider ( Safaricon) at the end of the month. Consequently, shortage of 'float' is a hinderance if I am to realize any meaningful profits at month end. In addition, low 'float' amount discourages many customers as they have a preset mind that they are coming but you could me lacking the right amount they wish to transact with. However, I cant complain as am hardworking enough that i generate much for someone of my 'float' level.
In Mpesa, I have to commit a certain amount of cash (popularly known as Float ) that i utilise in both withdrawals & deposits by customers. In turn, I receive a commission from the service provider ( Safaricom) at the end of the month. Consequently, shortage of 'float' is a hindrance if I am to realize any meaningful profits at month end. In addition, low 'float' amount discourages many customers as they have a preset mind that they are coming but I could me lacking the right amount they wish to transact with. However, with a boosted 'float amount' I am confident that my profits will improve reasonably. Thanks to this loan from Zidisha I will achieve this milestone.
Positive
1
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$250.00
Date disbursed
Jan 23, 2014
Repayment status
On Time
Projected term
5 months
Other loans
Southampton, United Kingdom
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Sputnik Mar 23, 2018
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