Entrepreneur

About Me

I am a Lady aged 28 years. I am married with one child, a girl called Gladys. my husband is called James. He works as a teacher. I live with my family in a place called Kianjoya which is approximately 40km from Nakuru town. Until November 2009, I used to work with a community based organization called "matumaini HIV/ AIDS control group". My responsibility in the group was to analyze data and to present it. I also served as a receptionist in the organisation. The organizations activities were affected after the donors withdrew their fundings. In January 2010 I started operating a general shop. The shop was located in a shopping center called mitimingi. I later on sold the business this decision to quit the business was arrived at by My husband and I.

since then I started the farming business. At first we were growing maize and beans just like the other farmers. The income from this activity was not good. most if the time we would incur huge loss .

My husband and I decided to try something diffrent. We started attending agricultural seminars and field days. During one such a seminar we learnt about greenhouse tomato farming. The idea was very promising. the main problem was how to get the irrigation water.

We immediately started digging the underground tank. most of the digging was done by labourers but we
also participated in the digging. the cost of labour was approximately ksh 25000.

we at the same time constructed our first greenhouse.

My Business

at the moment we have three greenhouses. measuring 6*52m, 8*15m and 8*30m. The greenhouses are made timber, nails and pplastic sheets.

the total cost of the greenhouses is ks280 000. My husband and I raised this amount.from:
1. first zidisha loan of ksh 25000.
2. sale of the shop
3. My husband's salary

we use drip irrigation system in the greenhouses. The cost of this irrigation system was ksh 47500. We thank the zidisha lenders who helped us to raise ksh 34000 of this amount.

The greenhouse farming has proved to be a very potential project . It has helped My family to undertake various projects .

Loan Proposal

I will use this loan to expand my business by increasing the stock of the commodities that i currently sell. I also intend to add new commodities that I do not currently sell.

2 bags of sugar 50kg each @ 4000
2 doz of 2kg wheat flour @ ksh 1100,
2 doz of 1kg wheat flour @ ksh 600,
2 doz of 2kg maize flour @ ksh 850,
1 bags of Pishori rice 25kg @ ksh 1600
diffrent packages of tea leaves ksh 2000
diffrent packages of cooking fat/ oil 3000

I believe thatthis money will go along way in improving the sales in my shop. I thank Zidisha for having this initiative.

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