I want to use it to buy some clothes for my kids their cloth

Ukachukwu

Lagos, Nigeria

100% repaid

Entrepreneur

Name

Ukachukwu

Member since

December 2018

On-time repayments

27 installments  •  59%

About Me

My Childhood was mainly in the city were I grew up amongst my peers and we went to same schools around our local government area. My Nursery to Primary school was in the same Local Government Area as well and I went to reputable Primary and Secondary Schools that were good in teaching their students the right skills even though, it was expensive but it was Government owned schools.
I had hustle my way up along the line because it was difficult were everyone in the family wanted to go to school and parents along the line couldn't carry the burden all by themselves so we my brothers and sisters had to find extra curricular JOBS to meet up our school needs and requirements.
I used to do small buying and seller and trade by barter if the value of your item was worth it along the line when i was much younger so, I grew up with such zeal to do small businesses like buying and selling of different things that attracts the public at large.
We have different dialect/languages that bond us and also traditions that uphold our reputation and lineage as well.
They want to go to school and educate themselves in the study of BUSINESS ADMINISTRATION.
Playing Basket Ball and Football a popular loved sport.

My Business

Buying and selling of Men and Female Clothes and also Soft Drinks as well.
They are useful in demand because People must wear clothes and change to different ones as well.
I chose this business because its a trending kind of business that flows year to year depending on the style/trend in vogue at that time.
Typical cost is like N150,000 and revenue is like N250,000 plus.
There is this ESUSU/CONTRIBUTION I engage in and it helps me save and when you need your money they dont hesitate to give it to you immediately but, its better used for a longer period of time to acquire more funds there i use to settle my children's fees and other household needs including paying my house rent as well.

Loan Proposal

I want to use this loan to purchase school uniforms for my kids because their uniforms are very very old and torn.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$36.00

Date disbursed

Jan 15, 2019

Repayment status

On Time

Projected term

5 weeks

Lenders

Paul Buchheit

Mountain View, United States

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  • Ukachukwu    Jul 28, 2019

    1. I will purchase African Traditional attire for Sale in my business environment and office.
    2. To purchase the different colors mixed ones of 3 yards and 6 yards as well to sell to those who will sew them.
    3.Thank you a lot for your continual service to SMSE'S all over the globe.

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  • Ukachukwu    Jul 28, 2019

    The results of the loan was tremendous and useful in the little project I organized even though it wasn't enough i also made a head way considering the fact of getting this new loan offer to continue the little project .

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  • Ukachukwu    Jul 6, 2019

    The loan will be used for my son"s school fees
    It will help me pay for my son"s school fees
    Thank you I am highly grateful and appreciate the loan services rendered and i promise to pay on time to increase my credit score points.

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  • Ukachukwu    Jul 6, 2019

    The loan was very beneficial for the purpose of the loan but I also used it to help assist some Solar Engineers who perform some installations of some Solar Systems in Off Grid locations in rural areas . Below are some of my Field/Solar Installing Agents.

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  • Ukachukwu    Mar 17, 2019

    I received N52,932 into my bank account but my initial loan request and loan repayment is N81,432 after Credit Risk Fee of N16,286 was deducted and also then a service fee of N4.071 with an Expediating fee of N8,143.
    I used the money for buying paints and other household items i used to renovate my apartment. I also employed casual workers to assist in the renovation ofvmy place/apartment because its a two bedroom apartment.
    I also bought some decorative hand paintings to beauty the living rooms and bedrooms especially for my kids.
    Thank you very much for this loan and will repay before the due date to meet the 100% repayment dedication.

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    • Laurie    Mar 17, 2019

      Please be aware that paying early at Zidisha is not beneficial to the borrower. The reason is because only on-time payments (paid exactly on the due date or within the ten-day grace period *after* the due date), and late payments, go into the calculation of the on-time repayment percentage. Unfortunately, early payments are not factored into that calculation at all.

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  • Ukachukwu    Mar 1, 2019

    For Renovations and Painting of my Apartment.

    To buy fittings and other household materials to furnish the apartment.
    Also i want to open another branch of tailoring shop for my wife so that she can employ young females and males who wish to learn the art of Sewing and Fashion & Designing. If you fund my present loan offer i will appreciate it alot because i will execute all business ideas that will bring in more money.
    I will like to go to London with my children this summer.

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  • Ukachukwu    Feb 27, 2019

    For Renovations and Painting of my Apartment.

    To buy fittings and other household materials to furnish the apartment.

    I appreciate the loan offer but the expediting fee is too much.

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  • Ukachukwu    Feb 27, 2019

    The loan was very use to take care of my wife & my kids business and other sundry activities around me I really appreciated the loan and also future loans coming along the line.
    I will continue to repay back before due date no matter the loan given because i work and my wife & I also do business as well. I also want to start another business business for my wife because she is a tailor by profession and wants to expand her clothing line business

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  • Ukachukwu    Feb 9, 2019

    To purchase clothes for me and my family but this loan isnt enough to execute what i want to purchase please reduce the credit risk charges okay

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  • Ukachukwu    Feb 9, 2019

    The loan served as a source of assistance because it help me and my family used the loan to solve pressing issues at hand and i thank Zadisha for the loan and am looking forward to be granted higher amounts in the future.

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  • Ukachukwu    Jan 25, 2019

    To Purchase materials used for sewing.
    It will help me to buy the right materials needed to be sown.
    Thank you so very much i appreciate them services but please kindly cut down on Credit Risk fees and Expediating fees which is too high after deductions

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  • Ukachukwu    Jan 25, 2019

    The last loan was a saviour for me and my family because it was very useful to me and my entire family. It help me purchase and provide for them as well and also some of the money i lent to someone who needed a little urgent help and he paid me today.
    A pretty and faithful loan repayment on time and very convenient as well. The next loan will be used for some goods i want to get and mas well support m,y family immediate needs as well.

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  • Ukachukwu    Jan 18, 2019

    I want to use this loan as a means to pay school fees of a relative who is an Orphan I i will need to add some of my personal money to meet up the said amount used to settle the school fees of my relative anyway thanks Zadisha but try as much as possible to reduce the expediting fees its too high most times it shortens the said amount to be loaned. Even the credit risk is too high but I can understand its because of defaulters in this business.

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  • Ukachukwu    Jan 17, 2019

    Zadisha I really appreciate you alot and the help you have been rendering to the public and also the improvements of the loans to the individuals of the entire public. The last loan I got here was a great thing that happened to me because it brought me good luck.
    A business associate of mine who owed me as well just suddenly called me and paid me the money he had owed me for a longtime now.
    Credit worthiness is a great virtue and individuals must realise that organisations like Zadisha didn't just start in one day but see how they are helping the needed to acquire much loans. I appreciate you all. My kids are ok

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  • Ukachukwu    Jan 17, 2019

    The loan was a great help to me and my family and also i received good luck as well whereby a former associate of mine that owed me called me to pay me back my debt he owed me for a longtime now which i was very happy about. I used part of the money to pay back the Zadisha loan i collected on Monday which I appreciate alot. Thank you very much Zadisha.

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  • Ukachukwu    Jan 15, 2019

    To buy Uniforms for my kids

    It will help pay up for Sewing my children school uniform

    I really appreciate but the subtractions from my loans are too much

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  • Ukachukwu    Jan 15, 2019

    It was used to take care of Family and Transportation as .
    It made a great difference and also it brought me good luck because i got paid by someone who owed me some money in the past.
    My family are ok and my kids are all doing very well in their extra curricular activities.
    Festive period have so many occasions like Naming Ceremony, Parties, and other lively events as well.

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  • Ukachukwu    Jan 13, 2019

    The Loan was a great help and assistance to my family as a whole because I used it mainly to take of my baby's needs at that moment. The loan quite alright even though didn't get all I wanted but it solved immediate issues and needs of my family at the moment. I really appreciate Zadisha and their up to date services to the entire public.

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  • Ukachukwu    Jan 9, 2019

    N3556

    Household/Toiletries.

    Thank you very much

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  • Ukachukwu    Jan 6, 2019

    I used the loan to Purchase house hold Supplies even though it wasn't much just a few stuffs.
    It made a great difference because my child needed it at the moment when the loan was disbursed to my account.
    If it was a business investment earnings would have increased to N6,000.
    I will reinvest the increased earnings back into the business in other to earn more profits.
    Expanding my customer base network increased while my kids grades and extra curricular activities are wonderful because they make me proud.
    Site seeing and leisure serene also nice fast food and local delis around the suburb.

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