Entrepreneur
Name
Joseph
Member since
February 2013
On-time repayments
302 installments • 83%
About Me
My names are Joseph Ngumi Nganga. I was born in Nakuru county at a place called Rongai. We have lived in Rongai with my family for many years until I relocated to Nairobi in Dandora estate in the year 1990. I am a father of four children who have all completed schooling. They have also gone to college and successfully completed their courses. I live in plot number E429, Dandora phase Five. I operate a hardware shop at the estate and this has been a business that I have operated for more than twenty years.
My Business
My business of a hardware shop I started in the year 1992. The business is located in Dandora estate and at a strategic place where customers can be able to get the services easily. The main items that I sell in the hardware shop are cement,iron sheets, nails, wheelbarrows, barbed wire, mesh wires, and many other stuffs involving building and construction. This is a good business here especially with the opening up of other areas which require building and construction materials. the main challenges that affect the business are fluctuating prices of these items that I sell which is usually affected by world prices of fuel.
Loan Proposal
I am glad to Zidisha microfinance that I have been able to proceed this far in my business through this loan that I got from the organization. I have improved my business and my services to a level that I satisfy my customers. With this loan I wish to buy more stock and hardware materials that will serve a variety of my customers.
Feedback
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,025.00
Date disbursed
Jun 25, 2013
Repayment status
On Time
Projected term
12 months
Other loans
Lenders
Sarasota// Phnom Penh, United States
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Summary
Amount repaid
$1,101.44
Amount remaining
$0.00
Date repaid
Nov 16, 2013
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 16, 2013 | $91.79 | Aug 16, 2013 | $91.79 |
| Sep 16, 2013 | $91.79 | Aug 16, 2013 | $27.26 |
| Sep 16, 2013 | $64.52 | ||
| Oct 16, 2013 | $91.79 | Sep 16, 2013 | $54.52 |
| Oct 16, 2013 | $37.26 | ||
| Nov 15, 2013 | $91.79 | Oct 16, 2013 | $81.79 |
| Nov 16, 2013 | $10.00 | ||
| Dec 15, 2013 | $91.79 | Nov 16, 2013 | $91.79 |
| Jan 15, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
| Feb 15, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
| Mar 16, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
| Apr 16, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
| May 16, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
| Jun 16, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
| Jul 16, 2014 | $91.79 | Nov 16, 2013 | $91.79 |
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