Entrepreneur
Name
John
Member since
December 2016
On-time repayments
52 installments • 71%
About Me
I am a volunteer Church minister in Kenya with GCFC ( Grace Community Fellowship Church)and a part-time bible school teacher at KMTI (www.kmti.org). I am a father of 6, Two girls who both have just started making an income one running her own Business and the other a legal office at a local company. 2 boys in High school and 2 boys in primary school. I hold a Degree in Bible and Theology. In 1997 I was going through a rough time in my life this cause me to stop teaching at the Bible school and also doing any church ministry. at this point, I trained myself in computer maintenance through some books and CDs a friend from the USA gave me. This set the path for me to start a computer repair shop that eventually became a full-fledged IT Store. However, in 2013 I found my self in bad debts because of my lack of proper planning and this cost me my business. Part of the problem was no one was willing to refinance me to start over. Since then I to date my clients bring their work to my house where I do the work at night and deliver the finished product the next day.
My Business
I currently undertake, repair and maintenance of smartphones i.e replacing broken screens, or parts or fixing software issues, I also fix and maintain laptops. and I also install CCTV . among those clients I previously had when I run an IT shop. Currently, everyone has a smartphone or even a laptop and this break daily and many can't afford new ones they prefer to repair. The challenge is financing that can allow me to reopen my business especially now having learnt from my past mistakes. I have since Joining Zidisha added the sale of refurbished ex -UK/USA Iphones. which has proved really profitable.
My profit is mainly used for the family to take care of my bills and pay school fees for my kids 2 in high school and 2 in primary school. sometimes I also buy common parts clients need.
Loan Proposal
I plan to purchase 1 laptop and @ $200/- I will make a profit of $80/- once sold. I already have an order for this. and once it is sold i will also purchase more laptops to have in my stock. This month many College students require laptops so I want to be able to supply immediately
My Videos
Apr 15, 2021: Loan to complete our family house
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Loan Info
Project Type
Classic Loan
Disbursed amount
$318.00
Date disbursed
Sep 10, 2019
Repayment status
On Time
Projected term
6 weeks
Other loans
Lenders
United States
Norway
United Kingdom
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Summary
Amount repaid
$318.11
Amount remaining
$0.00
Date repaid
Dec 5, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 21, 2019 | $53.03 | Sep 30, 2019 | $53.03 |
| Sep 28, 2019 | $53.03 | Sep 30, 2019 | $53.03 |
| Oct 5, 2019 | $53.03 | Nov 13, 2019 | $53.03 |
| Oct 12, 2019 | $53.03 | Nov 13, 2019 | $6.10 |
| Dec 5, 2019 | $46.93 | ||
| Oct 19, 2019 | $53.03 | Dec 5, 2019 | $53.03 |
| Oct 26, 2019 | $52.98 | Dec 5, 2019 | $52.98 |
Frosty Jan 23, 2020
Margaret Jun 21, 2019
Frosty May 18, 2019
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