Help clear fee balances for my younger brother

Entrepreneur

About Me

Am a Kenyan man aged 25 years.I was born in a polygamous family with two brothers,one sister and three step brothers.My mum is the second wife to my dad and am the second last born in our family.My mum passed on when i had completed my primary level class eight in the year 2004 leaving my dad unable to take care of us.I fortunately managed my fourth form in 2009.I enrolled for my college studies but the financial state of my father could not allow me anymore proceed anymore so i had to drop out to upkeep myself because i had moved from the village to the coastal town called Mombasa.Since i needed rent,food,clothing and several other necessities,i was desperate for a job or any other business to help cope with life.My younger brother too needed assistance from me since my step brothers were not stable too to assist and had their own families to take care of and my elder brother who took me from the village had been sacked from where he was working hence was unemployed by then.

My Business

I started buying phone accessories ranging from covers,batteries,watches from wholesale traders and selling them to my clients at a rented stall in town.I could manage to get a double income that helped me pay for the rent and meet my needs.
I later started selling chargers,memory cards,and by then through the knowledge i had gained from phones,i now can service phones,change mic and do flashing something i learn t from a technician i was close with.
I found this business so easy to operate and good income since i have very few competitors around me as it is also convenient for me as it gives me time to break on a weekend to attend church services.
On a good day i make sales up to 4000 and on low sales they turn to 1500.
From the profits i get,i pay rent for the stall,pay for my house rent,pay my younger brother's rent who is in college in another town,and sustains me and fare as well.

Loan Proposal

Its with great concern that i want to thank my sincere lenders for what you did to me in my previous loan,indeed you were patient enough for what befell me.May God bless you abundantly.
Well,my younger brother is in his final semester in college before he sits for his final paper.My father just informed me that we have arrears amounting to $245.When we subdivided the amount to the three of us and we settled at $81 per person.
I have struggled enough on my side even though i suffered a blow of loosing a relative which saw me backsliding in my loan repayments.I am trying to make both ends meet and see my percentage increase up to 90%.
Am looking forward for this coming loan and i promise not to fail you again.Thanks and may God grant you peace of heart as you look at funding my loan.Be blessed as always.

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