Name
Victor
Member since
May 2014
On-time repayments
310 installments • 55%
I am 40 years old- married to Margaret Anyango. together with her we have four children aged 14 years named Emilio peter Oundo, 11 years named Deogracious Michael Wandera, 7 years called Envenia Akumu Naderia and the Last Born called Gael Gill Naderia. The first born has joined Class 8 this year 2017. The second born is in class 6 and Envenia is in class 2. Gael is 8 months old. I am a holder of Diploma in purchasing and supplies management and sales and marketing. I have previously worked as field research officer with International Centre of Physiology and Ecology (I.C.I.P.E)- Kenya, sales executive with both Maj-Chemie (selling Agro-chemicals) and cooperative Insurance Company (selling Insurance Policies for both Life & General), sales and debt management with Nila Pharmaceuticals Kenya (selling Human Drugs & initiating policies for collection of bad debts). I have also worked with Spectra Chemicals Kenya limited as assistant sales and marketing manager (selling detergent chemicals and both general and laundry soaps). Apart from doing Business i also work with a church organization (F.C.C.K) as an Administrator( General Secretary). Based on this vast past experiences in sales and marketing, customer care, management and Administration issues, I started my business called Narotsho Investments in 2010 where i make detergents, market and sell to cooperate institutions like hotels, schools, churches and individual entities. I look forward to setting up a factory for making industrial detergents alongside body lotions and home cleaning soaps. Am also an employee of Fellowship Church of Christ as General Secretary where i earn 150 dollars per month the money goes mainly to paying my rent and travelling to work and buying Little foodstuffs expenses.
I run Narotsho Investments with a brand name Narotsho Chemicals and supplies together with my wife Margaret. Narotsho is a dully registered business enterprise according to Kenya business registrations act and it operates a Bank account with Rafiki Micro finance . We supply Cleaning detergents, stain removers, liquid soaps, disinfectants, air fresheners and spotters to both cooperate and individual entities like laundry shops, hotels , schools, Churches and individuals for home use. We mainly raise our capital for supplies through ploughing back
our income from previous supplies and personal savings from incomes and loans from Zidisha... Currently i have three people working as casuals. We intend to do big Business especially tendering which will require total attention and concentration of funds. We would like to introduce new lines of products especially Hand-cream ( hand washing jelly) and dish washing Jelly, buy a presentable office furniture's namely ( a Nice Table and Chair) and pack many products in 0.5 Liters ,5Litres, and 20 Liters quantities.
This is how I will use the loan, for my general shop I'll purchase sodas costing $30, sugar costing $22, rice $20, milk $30, blue band $30, bread $20, sweet and bubble gum $18, stationary, exercise books and pens $65, maize flour $20 wheat flour $29, cooking fat$29 and airtime voucher $50 totaling to $363. the rest of the amount I will add.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$318.00
Date disbursed
Dec 10, 2015
Repayment status
On Time
Projected term
15 months
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Amount repaid
$334.21
Amount remaining
$0.00
Date repaid
Mar 8, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 21, 2015 | $24.00 | Dec 19, 2015 | $24.00 |
Dec 28, 2015 | $24.00 | Dec 29, 2015 | $24.00 |
Jan 4, 2016 | $8.60 | Jan 6, 2016 | $8.60 |
Jan 11, 2016 | $8.60 | Jan 12, 2016 | $8.60 |
Jan 18, 2016 | $8.60 | Feb 2, 2016 | $8.60 |
Jan 25, 2016 | $0.00 | ||
Feb 1, 2016 | $0.00 | ||
Feb 8, 2016 | $0.00 | ||
Feb 15, 2016 | $3.00 | Feb 11, 2016 | $3.00 |
Feb 22, 2016 | $3.00 | Feb 23, 2016 | $3.00 |
Feb 29, 2016 | $3.00 | Feb 29, 2016 | $3.00 |
Mar 7, 2016 | $3.00 | Mar 6, 2016 | $3.00 |
Mar 14, 2016 | $3.00 | Mar 6, 2016 | $3.00 |
Mar 21, 2016 | $10.00 | Apr 1, 2016 | $10.00 |
Mar 28, 2016 | $10.00 | Apr 6, 2016 | $10.00 |
Apr 4, 2016 | $10.00 | Apr 6, 2016 | $10.00 |
Apr 11, 2016 | $10.00 | Apr 9, 2016 | $10.00 |
Apr 18, 2016 | $3.00 | Apr 19, 2016 | $3.00 |
Apr 25, 2016 | $3.00 | May 2, 2016 | $3.00 |
May 2, 2016 | $3.00 | May 3, 2016 | $3.00 |
May 9, 2016 | $3.00 | May 9, 2016 | $3.00 |
May 16, 2016 | $3.00 | May 21, 2016 | $3.00 |
May 23, 2016 | $3.00 | May 26, 2016 | $3.00 |
May 30, 2016 | $3.00 | May 29, 2016 | $3.00 |
Jun 6, 2016 | $3.00 | Jun 8, 2016 | $3.00 |
Jun 13, 2016 | $3.00 | Jun 13, 2016 | $3.00 |
Jun 20, 2016 | $3.00 | Jun 21, 2016 | $3.00 |
Jun 27, 2016 | $3.00 | Jul 5, 2016 | $3.00 |
Jul 4, 2016 | $3.00 | Jul 5, 2016 | $3.00 |
Jul 11, 2016 | $3.00 | Jul 14, 2016 | $3.00 |
Jul 18, 2016 | $3.00 | Jul 14, 2016 | $3.00 |
Jul 25, 2016 | $3.00 | Jul 14, 2016 | $3.00 |
Aug 1, 2016 | $3.00 | Jul 14, 2016 | $3.00 |
Aug 8, 2016 | $3.00 | Jul 14, 2016 | $3.00 |
Aug 15, 2016 | $3.00 | Aug 14, 2016 | $3.00 |
Aug 22, 2016 | $3.00 | Aug 24, 2016 | $3.00 |
Aug 29, 2016 | $3.00 | Sep 4, 2016 | $3.00 |
Sep 5, 2016 | $3.00 | Sep 4, 2016 | $3.00 |
Sep 12, 2016 | $3.00 | Sep 4, 2016 | $3.00 |
Sep 19, 2016 | $0.00 | ||
Sep 26, 2016 | $1.00 | Sep 28, 2016 | $1.00 |
Oct 3, 2016 | $1.00 | Sep 28, 2016 | $1.00 |
Oct 10, 2016 | $9.00 | Oct 11, 2016 | $9.00 |
Oct 17, 2016 | $9.00 | Oct 11, 2016 | $9.00 |
Oct 24, 2016 | $3.00 | Oct 23, 2016 | $3.00 |
Oct 31, 2016 | $3.00 | Oct 31, 2016 | $3.00 |
Nov 7, 2016 | $3.00 | Nov 8, 2016 | $3.00 |
Nov 14, 2016 | $3.00 | Nov 8, 2016 | $3.00 |
Nov 21, 2016 | $3.00 | Nov 8, 2016 | $3.00 |
Nov 28, 2016 | $3.00 | Nov 28, 2016 | $3.00 |
Dec 5, 2016 | $3.00 | Dec 7, 2016 | $3.00 |
Dec 12, 2016 | $3.00 | Dec 15, 2016 | $3.00 |
Dec 19, 2016 | $3.00 | Dec 15, 2016 | $3.00 |
Dec 26, 2016 | $3.00 | Dec 15, 2016 | $3.00 |
Jan 2, 2017 | $3.00 | Dec 15, 2016 | $3.00 |
Jan 9, 2017 | $3.00 | Jan 9, 2017 | $3.00 |
Jan 16, 2017 | $3.00 | Jan 19, 2017 | $3.00 |
Jan 23, 2017 | $1.00 | Jan 24, 2017 | $1.00 |
Jan 30, 2017 | $1.00 | Jan 29, 2017 | $1.00 |
Feb 6, 2017 | $1.00 | Jan 29, 2017 | $1.00 |
Feb 13, 2017 | $12.00 | Feb 8, 2017 | $12.00 |
Feb 20, 2017 | $12.00 | Feb 8, 2017 | $12.00 |
Feb 27, 2017 | $12.00 | Feb 8, 2017 | $12.00 |
Mar 6, 2017 | $12.00 | Feb 27, 2017 | $12.00 |
Mar 13, 2017 | $12.00 | Mar 8, 2017 | $12.00 |
Mar 20, 2017 | $17.41 | Mar 8, 2017 | $17.41 |
Diana Rose Mar 26, 2017
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