Entrepreneur
Name
Josphat
Member since
March 2019
On-time repayments
7 installments • 43%
About Me
My name is Josphat Gichuru Mbugua, i am 30 years old. I do farming, vegetable farming to be precise. I started farming in 2017 as a part time activity because i am a programmer by profession until mid last year when i decided to get serious on it.
In the area i live in, Nakuru, tends to be hot and dry spell starts around August and continues to around end of march when rains start. During dry season, there is a high demand for vegetable and they are sold at very high prices. Due to this problem i decided to try and plant my vegetables in sacks filled with a mixture of soil and organic manure. This bags help retain water in soil and reduce evaporation thus ensuring availability of comodity throughout the dry season. This practise also reduce labour cost as there is no weeding required.
Ave been doing good with around 200 bags with each bag holding 50 plants that makes it 10,000 plants. I concentrate on Fordhook Giant Spinach, kales (sukumawiki) and nightshade. The vegetable are in high demand around here.
I have plans for the venture and with funds i will be able to expand as well as improve for example am using guinea bags which wear out quickly. There are quality bags designed for this kind of farming but are abit expensive but durable. I have plans of investing in them with enough funds.
In general the venture is doing great.. I have enjoyed returns, i have used some money to invest back to the business and some to help me turn the wheel of life. I thank all Zidisha lenders who has helped me when in tough situation and helped me improve production from my business, i do appreciate a lot.
My Business
I used to do programming and web development full time back in 2017, currently am doing both programming and farming. My main source of income is from farming (small scale) and programming. Bt i am now focusing more on farming. With funds i will be able to improve and expand my venture. Thank you.
Loan Proposal
I am humbly requesting for this loan to help me buy liquid fertilizer for my vegetable farming venture. This is going to boost production at a time its in high demand.. In return the sales will go higher and i will meet the demand. Thank you in advance as you consider my request.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$17.00
Date disbursed
Apr 1, 2019
Repayment status
On Time
Projected term
4 weeks
Other loans
Ask Josphat a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.