Name
Patrick
Member since
February 2015
On-time repayments
193 installments • 20%
My name is Patrick.
My home town is the same as of our first and fourth presidents in the Republic of Kenya.
I am single and vegetables farmer.
I went to primary school but did not proceed with higher education due to financial constrains.
My people do subsistence farming but as for me, I had to make a living.
Without secondary education, I had to work extra hard and with my own hands earn my daily bread.
This was my passion to make my farming an income generating project.
I am a talented Keyboard player and I am actively involved in my church.
My business entails growing and selling fresh vegetables including: Onions, Spinach, Sukumawiki(Kales), corgets among others.
People love my products because they are fresh from the garden, grown with fresh water unlike many that are grown in sewer lines.
When I grew up I found this business is taking me well and I have continued to invest my time and resources in it.
My initial costs are:
>Buying seeds/seedlings
>Pesticides
>Buying a delivery cart
>Constructing a display shed
>Fertilizers
>Transport
All these would cost me USD 180 until maturity.
After selling I would get a profit of USD 100 which would be after 3 months in the garden.
The profit is what I live by. Paying rent, buying new seeds, and paying my part time music class.
With this loan I shall buy the following:
>Buying seeds/seedlings - USD 40
>Pesticides - USD 20
>Buying a delivery cart - USD 50
>Constructing a display shed - USD 15
>Fertilizers - USD 20
>Transport - USD 5
The balance I will use to keep the current stock of vegetables steady by buying from the market for resale.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$182.00
Date disbursed
Oct 6, 2015
Repayment status
Late
Projected term
39 months
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