Timothy Senerwa
Lanet, Kenya
100% repaid
Name
Timothy Senerwa
Member since
January 2015
On-time repayments
246 installments • 64%
Am Timothy Katizi born 1/1/1974 in a family of six children, five boys and one girl. All are married with Children but the second born died in the year 2009 leaving his three children and a wife.
Our childhood had a lot of challenges because our parents tried very much to make the ends meet. They tried their best and we really appreciate them very much, though my father died in the year 2004. I went through Nursery and primary and secondary school in the same area (Nakuru) and did 12th grade in the year 1993. I am employed and I have always wanted to give my children a better life than what I had. Then I discovered that it is not possible if I only depend on employment. At times things get tough that I find myself going round and round.
That is when I thought of starting something that I have been longing to do for a long time to supplement my income. I bought a few chicken of a local improved breed because of their resistance to diseases. I live in a cosmopolitan town with people from different tribes and cultures. But generally the culture is the one of interdependence, most people depend on the relatives who seem to have made a step in life. Some relatives enjoy to be kings and give some handouts while others try and help the other relatives at least make a step in life so that they can walk together.
My first born is a girl and did her 12th grade last year. She did well in school and is planning to take a nursing course come this September. She had wanted very much to become a doctor but her grades did not permit her to pursue that course. The second born is hi third year in high school this year and he desires to become a pilot. The third born is a boy in primary school standard six and the last on is in Pre- Primary two. We are one happy family working together for the benefit of each other.
I enjoy travelling and new adventures. I also like helping people solve their problems, that gives me satisfaction.
First of all I am employed and on a monthly salary basis. But life is proving to be more difficult because the standard of life is growing more than the increment of the salary. I work in a Bible school as an Editor/Translator. Our Bible lessons are in English, so we are translating them into Swahili.
The business or the project I have mentioned above are supplementary income for now and as I see them five years from now it is will bring more income even more than employment. I have to do something in preparation because the dreams of my children's future is very costly.
I have chosen these area because I have a passion for poultry farming. I have seen success so far an wish to grow and specialize in the same area. I also have space and I have done some research on the same of which I am applying practically and I see it works. Given a boost, I know things will work and the income will grow.
My incubator has been working fine but with electricity challenges I have encountered some loses which was making my business not to be profitable. I bought a small generator of 950 Watts which was unable to power it. With the new generator that I want to buy, I will be able to have a back up that will power it when the electricity is off. There is cry from my neighborhood who were benefiting from the sale of day old chicks, a week old, a month old and even mature can cannot wait long enough. We do not have a hatchery close by and when they want chicks they have to travel quite some distance to buy some.
I also offer hatching services, when am not incubating my own eggs, the neighbors use the incubator at a fee of 0.5 U.S.D per egg for the entire incubation period. I will use this profit to expand and send my girl to college. This will also improve my family's living standard and we will also continue benefiting from the animal protein and eggs.
I have started building a chicken house that is not complete, I will use this loan to finish building it for it to be ready for the laying chickens that will remain after selling the cocks. The house will help have a good housing space for my chicken.This is an asset and the returns will be realized in future because I will not have an expense for the housing.
Offcuts 20 pcs @ Usd. 2.09 = 41.8 Usd
Nail 3 and 4 inches 3kgs @ Usd. 1.86 = 5.58 Usd
Wire Mesh 2 pcs @Usd. 6.97 = 13.95 Usd
Total = 61.33 Usd
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$50.00
Date disbursed
Jan 28, 2015
Repayment status
On Time
Projected term
2 months
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