Loan for Extractor Hood Fan and Cake Cooling Racks for Food Business

Daughty

Nairobi, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Daughty

Member since

April 2015

On-time repayments

252 installments • 95%

About Me

My name is Daughty and i run a Bakery business,i have been a Zidisha member for a while now ,my first loan was 9,000 and my last Loan was over 100,000 thousand,that's how much i have grown in Zidisha, am still looking forward to grow even more.

My Business

My lender's
Hope this finds you well.
Am good ,my Bakery is doing fairly well,my staff who are doing well too , it's been a while since i communicated, i got a tender to supply two school's and am happy with the results.
Am glad we got this business after a long struggle to get back to our feet again .
we look forward to inceased orders as time goes by .

Loan Proposal

To my dear Lenders/my business partners.
Once again let me start by thanking you dearly
I would like to buy an Extractor/Hood medium Fan ,which will cost 16,000 kenya shillings,I managed to fabricate the hood panels and the hood cover but it will not extract smoke outside unless I instal a Fan that will suck it out effectively.
I will also be able to fabricate cooling racks with stands ,this I will make 4 pcs each costing an average of 5,000 .
Currently I just use my bread crates to cool the cakes before I pack them .
The cooling racks will help in ensuring equal distribution of air around the cakes , the packing area will also be more organised in terms of flow from the production unit.
I look forward to a pisitive response.

Kind Regards ,

Daughty

Feedback

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Negative

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Treesforpeople Apr 18, 2021

Daughty paid off the loan in good time. I'd definitely be happy to lend to her again.

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Joshi Dec 30, 2020

Prompt payments and good communication. Will certainly lend again.

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VS
Vicki Stewart Oct 6, 2017

Congratulations on paying your loan off. I'd be happy to lean to you again so you can increase your business.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$367.00

Date disbursed

Sep 15, 2015

Repayment status

On Time

Projected term

3 months

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Ask Daughty a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Daughty Oct 11, 2023

Am still committed to clear my long outstanding loan,despite all that the business is still facing ,we shall overcome.

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Daughty Sep 18, 2023

To my lender's, thank you for your support and patience, I am glad to say that my bakery is starting to show positive signs of progress, hopefully we will be out of the woods in no time .
Will keep you posted.

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Daughty Sep 18, 2023

My business suffered a huge loss during covid and I have not fully recovered since ,however am committed to clear my loan and equally to continue with my business, am positive it will come around.

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Daughty Nov 18, 2022

Am still not exactly stable like before, so I have to base my repayment to my current cash flow ,its not exactly bad but we are not yet out of the woods ,however we are slowly getting back.

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Daughty Nov 15, 2022

Like I said yesterday when making my deposit, the business is facing some challenges but we shall overcome in due course

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Daughty Nov 14, 2022

The profit margin has reduced drastically due to high cost of All raw materials.
It's very sad ,the painful part is that we can't keep reviewing our selling price because the customers will dissappear.

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Daughty Nov 9, 2022

My business is still struggling, cost of raw materials keeps escalating, the sad part is we can't keep changing the selling price, so you find that it's your profit margin that keeps reducing. We still remain hopeful that the costs will come down sooner than later .

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Daughty Oct 31, 2022

My business is still not operating to its optimum, dry goods for baking are still costly ,reducing our profit significantly however we still remain optimistic about it.

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Daughty Oct 28, 2022

Am still not financially viable so I have to reduce my payments, when things look up I will adjust upwards ,Am looking at 2023

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Daughty Oct 6, 2022

It is difficult to run a business in the current hardships that we are facing ,sincerely cost of raw materials is extremely high wheat flour went up again without Notice cost of sugar equally went up ,however we remain optimistic.

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Daughty Sep 29, 2022

Am still struggling but hopeful, thing's may change and we can start making a little profit, it's been a while since we made the profit that we budgeted for ,but all in all we are forging ahead No retreat.
Nothing stays permanent.

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Daughty Sep 26, 2022

It's unfortunate that my business is not doing well as expected, the overheads remain high and the profit margins are lower due to high cost of raw materials.
Am optimistic things will turn around for the better.

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Daughty Sep 18, 2022

Currently my business is not doing so well as before, we are struggling, tye cist of raw materials used in the bakery is equally too high and its not coming down any soon because the cost of fuel went up yesterday, Am sure the price of flour oil and sugar will equally go up again.
However we remain optimistic that the new government will intervene.

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Daughty Sep 7, 2022

To my Lender's, hope you are all well.

We are back to business after a long stretch in campaigns and court battles, we have a new president elect ,we look forward to price reduction on commodities to enable our businesses to survive leave alone to strive, we as a business community have suffered alot and are still suffering as prices of raw materials have not gone down ,its affecting us alot.

We sincerely hope for a new beginning in the shortest time possible.

Otherwise we are still hanging in there ,with our school orders which have not changed we thank God.

Hopefully things will look up soon.

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- B
  BRB Sep 7, 2022
  
  You are not alone.
  You are a wise and courageous woman.
  I pray psalm 91 over you and everything you own. Lord God of the impossible open up pathways for your wonderful daughter that she may supply her nation through the move of your hand. Lead her to grow in wisdom and stature in favour with you and man as she continues to walk beside you.
  
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Daughty Aug 27, 2022

My business is still struggling ,cost of raw materials has not come down yet the overheads have remained high ,this in return affects the bottom line.

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Daughty Aug 18, 2022

I had to close my business for fear of hooligans breaking in during the election period, things are abit stable now we can afford to open and do deliveries.

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Daughty Aug 1, 2022

Business is extremely slow and also we are facing tough times as bakers ,cost of raw materials is not coming down any soon ,customer's are equally not buying much so the overheads are remaining high ,however am still optimistic that things will look up after our next week election.

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Daughty Jul 14, 2022

Current sales status is not showing signs of improvement we are barely able to pay fir our bills on time ,Am optimistic that come August after election things will look up

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Daughty Jul 7, 2022

My business is real slow ,we are not selling as much and this is Affected further by the fact that schools are on holiday and that reduces my sales by half ,it is indeed unfortunate.

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Loan for Extractor Hood Fan and Cake Cooling Racks for Food Business

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