Name
Ann
Member since
November 2012
On-time repayments
316 installments • 83%
I am married by my husband who also live in here Gilgil doing business, I have three children who are schooling in a near by school. I live in plot number 88 near d.c office in the back.in this plot is where i live with my family of 4.Gilgil is about 125 kilometer from Nairobi and also is 50 kilometer from Nakuru town which is the nearest town. about my education I was married young because of the poverty around my parent and also i was the old one in our family which consist of 4 boys and 3 girls, I didn't reach to college because my parent couldn't afford my education but Complete my Class 8, but lack of education didn't affect my live as such because i have the knowledge in business which i get from those parent because my mam use to sell vegetable in our village and sometime she teach me how to do business,i remember one time she told me that in business if you don't get profit there is no business your doing better to leave that business and start another and from that time I remember that and also i have experience that in my business.
my business entail general shop in this side of town where I have many customers who came to get services from the d.c office and also I am located in a place where population is going up every day.i also surrounded by many video show here and you know in this area many young people like viewing video and if thy need anything like soda, bread also cigarette i sell to them,also i have a small green grocer here in my shop where I sell banana and also fruit of many kinds, this people love eating fruit when they are watching movies like Sunday from 10.00 am I can sell a good profit that can cover the whole week. the business is very profitable and the demand of my good is in high demand. the main challenge is high price of commodity thus made me also to hike sometime my price, also high cost of electricity and lack of adequate finance to buy what my customer prefer,high cost of living in this country which is accelerated by inflation in this country. if I can get finance from I can get this thing in low price in Nairobi and there the price is lower not like Nakuru or Naivasha.This place of Gilgil is the fastest growing town in this area because after 2007 tribal clashes many people came here from every where, like from Molo, NNakuru and some of them didn't return to that place again so thy prefer to stay here and thy have became our customers
dear lenders in this first loan with zidisha organization i want to add stock in my shop,also because i am near d.c office and many people visit this office, i was not able to supply cold soda, but now i will buy a small refrigeration machine to cool soda so that my customers can enjoy my service at my shop.so i will divide this loan in to two,15,000 will go to this refrigerator and the lest i will add stock in my shop. in that way i will be able to get more customers and also profit to repay and help my family.
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$383.00
Date disbursed
Dec 30, 2012
Repayment status
On Time
Projected term
12 months
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Amount repaid
$413.21
Amount remaining
$0.00
Date repaid
Oct 6, 2013
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 19, 2013 | $37.56 | Mar 19, 2013 | $37.56 |
Apr 19, 2013 | $37.56 | Apr 19, 2013 | $37.56 |
May 19, 2013 | $37.56 | May 19, 2013 | $37.56 |
Jun 19, 2013 | $37.56 | Jun 19, 2013 | $37.56 |
Jul 19, 2013 | $37.56 | Jul 19, 2013 | $37.56 |
Aug 19, 2013 | $37.56 | Jul 19, 2013 | $0.02 |
Aug 19, 2013 | $37.54 | ||
Sep 19, 2013 | $37.56 | Aug 19, 2013 | $9.52 |
Sep 19, 2013 | $28.05 | ||
Oct 19, 2013 | $37.56 | Sep 19, 2013 | $20.19 |
Oct 6, 2013 | $17.38 | ||
Nov 19, 2013 | $37.56 | Oct 6, 2013 | $37.56 |
Dec 19, 2013 | $37.56 | Oct 6, 2013 | $37.56 |
Jan 19, 2014 | $37.56 | Oct 6, 2013 | $37.51 |
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