Name
Gladys
Member since
November 2011
On-time repayments
23 installments • 22%
I am married with two Girls one in High School and the other in Kindergarten I love my husband and the Two Girls very much and they are joy of my heart .I run a grocery shop in Utawala Estate In Embakasi which I started one year ago after I was retrenched and paid Ksh 80000 which I started my Business with. Use my earning from by business to help my Husband who is employed as Junior staff in a local company in Nairobi and I help him to pay for our Children school fee and providing them with their daily bread.
The Business is located in a very strategic place and I make daily sales of Ksh 10000 that is about Ksh 300000 per month sales where after paying all my Purchases and Expenses and Rent I remain with average profit of Ksh 15000 per Month . Its retail shop where I sell consumer products in small affordable quantities at affordable price and customer likes my shop because of Good Customer Care.
We faces some challenges of frequent increase of commodities prices which is due to current inflation and High transport cost for our purchases.
Due to limited stock my customer can not get most of the commodities they require. I would like to get a loan from Zidisha to increase the stock of merchandise goods,Cereals fruits and Vegetables which are in a very big demand in this area.
and to employ one shop assistance. This will help me to create job opportunity for the youth where by in Kenya non employment rate is very high and there is a need ti create employment and reduce level of poverty in Africa.
Dear lender I want the loan to increase the stock of my shop, by buying merchandise in bulk so that I may qualify for good quantity discount and cash discount and increase my profit. I will by more of essential goods such as sugar, cooking fat, rice, detergent, flour, and cereals at good price and sell them to my customer at a reasonable price. This will help me increase my customers in number and this mean increase of profit which will enable me repay my loan back on time
Positive
11
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,200.00
Date disbursed
Aug 10, 2012
Repayment status
Late
Projected term
17 months
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Amount repaid
$550.00
Amount remaining
$805.43
Expected completion
Jan 10, 2014
Status
Repaying late
Installment amount
$120.20
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 10, 2012 | $0.00 | ||
Nov 10, 2012 | $0.00 | ||
Dec 10, 2012 | $119.02 | Jan 1, 2013 | $119.02 |
Jan 10, 2013 | $119.02 | Jan 1, 2013 | $0.25 |
Jan 10, 2013 | $6.02 | ||
Jan 14, 2013 | $6.02 | ||
Jan 17, 2013 | $36.14 | ||
Jan 30, 2013 | $60.24 | ||
Feb 10, 2013 | $10.34 | ||
Feb 10, 2013 | $119.02 | Feb 10, 2013 | $25.81 |
Feb 25, 2013 | $60.24 | ||
Mar 4, 2013 | $32.98 | ||
Mar 10, 2013 | $18.23 | Mar 4, 2013 | $3.17 |
Mar 14, 2013 | $15.06 | ||
Apr 10, 2013 | $0.00 | ||
May 10, 2013 | $120.20 | Apr 15, 2013 | $12.05 |
Apr 25, 2013 | $12.05 | ||
May 10, 2013 | $16.87 | ||
May 22, 2013 | $60.24 | ||
Jun 28, 2013 | $19.00 | ||
Jun 10, 2013 | $120.20 | Jun 28, 2013 | $2.69 |
Aug 23, 2013 | $12.05 | ||
Oct 15, 2013 | $6.02 | ||
Dec 6, 2013 | $12.05 | ||
Dec 10, 2013 | $12.05 | ||
Dec 18, 2013 | $9.64 | ||
Jul 10, 2013 | $120.20 | ||
Aug 10, 2013 | $120.20 | ||
Sep 10, 2013 | $120.20 | ||
Oct 10, 2013 | $120.20 | ||
Nov 10, 2013 | $120.20 | ||
Dec 10, 2013 | $120.20 | ||
Jan 10, 2014 | $18.49 |
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