Cyber cafe/ computer center

Hillary

Kapsabet, Kenya

91% repaid

Entrepreneur

Name

Hillary

Member since

March 2015

On-time repayments

139 installments  •  83%

About Me

Hillary is the second born in a family of eight. With humble beginnings I managed to attend both primary and secondary school and performed well. Though, I scored good grades to pursue higher education, I did not proceed due to lack of school fees. I struggle with odd jobs here and there to raise a living. Luckily, I got a voluntary service which paid a modest stipend, and I managed to save to start my business. My home of residence is Nandi County, situated in a place called Kaptel location. However, my place of business is Malava town, a highly developing town in Kakamega County. What brought me to this place was voluntary service carried out by the ministry of Health. Its duties involved; sensitizing the community on importance of abstinence, protecting and preventing sexually transmitted diseases, like HIV & Aids and sexually transmitted diseases. Initially I started with floriculture raised capital, and then I majored in cybercafé when I had secured enough capital. I am now planning to include an Mpesa mobile money transaction in my cybercafe.

My Business

I am entrepreneur, whose main services involves; producing copies of paperwork documents like,exam papers, typing and printing documents, designing of cards, filling of KRA returns, photo editing, scanning document, photocopying document, among other issues. Though, my business has some background roots in Agribusiness, I have now devoted much time in expanding and managing my cybercafé. The equipment available includes; a full computer accessories with internet connected by a modem, a laser printer and paper cutting machine and ink jet printer. Recently, i bought 7bags of maize courtesy of zidisha loan, and hope to sale early next year when prices are higher. I opted to buy maize due to rising political temperatures at that time in Kenya. But, immediately I sale I will re invest in buying more computers. Right now I have applied anew loan of 300dollars to invest in Mpesa mobile money transfer. Mpesa line and float will cost 200dollars, extension for Mpesa business will cost 50 dollars, and the remaining 50 dollars I will as cash for mpesa start business.

Loan Proposal

Already, i have a computer, photocoping machine, modem. I need aloan to add to the amount i have so that i can buy a power cable and another amount to hire the room for the business. The amount required for the cable is $5,while the amount require for renting a room is $10. Therefore, i am hoping to sell some flowers and add the amount into the business.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$9.00

Date disbursed

May 6, 2017

Repayment status

On Time

Projected term

2 months

Lenders

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  • Hillary    Nov 21, 2019

    To my esteem family, receive my greetings, things are getting though right but will be on the right track soon. Thanks for you patience as i face the challenge.

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  • Hillary    Oct 2, 2019

    Hi zidisha family, i am sorry for delay in repaying my installments for some weeks, this is what happened, had a throat infection which has been a problem for some time, so i have been under medication for a period of one month thus unable to manage my business thus delay in payments, but am now recovering and soon i will resume my duties. Please, bare with me i have had a cordial relationship with zidisha for more than three years.

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  • Hillary    Sep 1, 2019

    We are experiencing a change in weather, it rained the whole week, and people remain indoors during this season thus making business slow

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  • Hillary    Aug 21, 2019

    I would like to pass my greetings to the zidisha family, and wish a successful census process that will be carried out in Kenya, in the coming days

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  • Hillary    Jul 30, 2019

    Cancer is becoming a threat here in Kenya, in a period of one month, we have lost 3 prominent persons, latest Governor Joyce Laboso, Mp Ken Okoth and most recently Safaricom CEO Bob Collymore

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  • Hillary    Jul 24, 2019

    I have a school fee burden right now.

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  • Hillary    Jul 24, 2019

    To increase stock and enhance stability.

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  • Hillary    Jul 17, 2019

    Hi Esteem staff, i would like to humbly inform you that i will honor my repayments in time

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  • Hillary    Apr 19, 2019

    Due to economical challenges here in Kenya, the money in circulation is low, thus affecting many businesses.Majority of small businesses closed down, but i managed to diversify into farming which was a blessing to me. And with the proceeds from farming i managed to buy a secondhand motorbike and employed a bodaboda guy to drive.I will post more photos to support my updates soon.Thanks lenders and zidisha family.

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  • Hillary    Mar 20, 2019

    Currently we are facing drought in Kenya, and the business is slow

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  • Hillary    Feb 14, 2019

    It's sometime since i communicated, but i would like to assure you that i will be committed to repaying my loan. I was sick for some time but now am well and back to business

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    • Ren    Feb 16, 2019

      Dear Hillary Rono: Thank you for letting us know. It means a lot to your lenders. I wish you the best!
      Karen

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    • Ren    Feb 16, 2019

      Dear Hillary Rono: Thank you for letting us know. It means a lot to your lenders. I wish you the best!
      Karen

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  • Hillary    Dec 11, 2018

    Hi beloved community, am going through hard time right now, but i pledge to be committed in my repayments.Thanks alot and merry christmas.

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  • Hillary    Sep 8, 2018

    hi dear lenders, it's sometime since i last communicated, but happy to inform you that i am doing well.

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  • Hillary    Jul 27, 2018

    i am happy to inform you that my business is doing well and will increase my repayments soon

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  • Hillary    Jul 12, 2018

    Dear lenders and zidisha community, i am happy to inform you that, am doing well in my business and will be committed in my repayments

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  • Hillary    Jun 1, 2018

    Hello dear lenders and the esteem zidisha community, i happy to inform you that i am doing well in my business, and peg for you patience as i repay my outstanding loan.thank you and be blessed

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  • Hillary    May 8, 2018

    Hi, lenders i am still on the right course in my business, i am grateful and pledge to be committed in my repayments. Thank you and be blessed

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  • Hillary    Apr 9, 2018

    Business is improving gradually

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  • Hillary    Mar 16, 2018

    i am so grateful to you lenders, though the weather as been unbearable for business here in Kenya, i am doing well with my business, and soon will increased my repayment rate . thanks a lot for entrusting me with your money.

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  • Hillary    Feb 10, 2018

    ''Jambo'' is a swahili word meaning hallo, i am happy and grateful to you lenders. On my business, i recently received a bonus of Kes 3000 from my Mpesa business for last months transactions. That's a good start taking into stock some challenges i faced last month. I will be increasing my repayment rate soon.Have a good day all

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