Entrepreneur
Name
Richard
Member since
May 2015
On-time repayments
303 installments • 46%
About Me
my childhood schooling has been embroiled with a lot of difficulties not until 1996 when my uncle supported me from primary school to secondary school in 2006. in 2009 i joined university albeit with a lot of financial hardships. i pursued a four year course in bachelor of commerce until my second year when i could not raise the fees for my continuity. in 2011 i dropped out of university and returned home with no one to support me. later on in early 2012, i involved myself in farming activities to raise funds to continue with my studies but could not. in may 2012, i got a job as school a secondary school teacher on part time basis. the job could not support me to continue with my studies as the payment was very meager and could not sustain me.
in 2013, i quit the teaching job and joined the tourism industry as a cashier at a casino. it was at this point which served as the t6urning point of my life. i got a sponsor who promised to support me in my studies. in may 2014, i joined college and am currently pursuing g my degree course in my second year at mt. Kenya university and I completed in 2017.
I started my business in the year 2014, when i quit my job as cashier at casino and decided to pursue my course. i used the little savings i had to start a small barber shop in my home area. later on, through the support of my sponsor, i acquired two computers to start a photocopy shop. currently have expanded my photocopy shop a into a cyber cafe. I now wish to blend it with a bookshop for both primary and secondary school materials.
The people in my area are predominantly peasants with low sources of incomes which renders them to live less than a dollar a day.
Currently I am married with one kid. I would love my kid to attain the highest level of education in the University.
I am an avid reader and a football fanatic. I normally relax watching football at my video hall with friends. I like having fun at the pristine beaches of Malindi.
My Business
I provide computers services where i do the following:
i) typesetting
ii) printing(photo)
iii) scanning and photocopying
iv) internet services
v) Mpesa services
vi) Stationery
they are very useful because i reside nearby a primary and secondary school which is my ready market. I chose it to bridge the demand gap of these services in my locality. i am also a computer enthusiast where i would like to transfer the computer skills to my community where I am already offering computer courses at a cheaper cost.
My typical costs are electricity expenses, wages for the computer operator and materials overheads. The main source of revenue is photo printing and photocopying & Internet services.
I use my profits for re-investment and support myself in my studies and family upkeep.
Loan Proposal
Hallo team Zidisha,
I would wish to appreciate for giving me an opportunity to get a loan in the simplest way posssible. It couldn't have happened in Kenya.
I would wish to purchase 5 computers, 2 printers and Wi-Fi box for my cyber cafe. These will enable me offer computer lessons regularly and increase internet connectivity in my locality.
The computers will cost as follows:
1. Computer @US $175×5 = $875
2. Printer @US $250×2 = $500
3. Wi-Fi Box @US $100
These machines will make my work more efficient. I will be able to offer computer lessons with ease as less students will share the practical lessons per computer.
The printers will reduce the workload of printing and photocopying as my customers will be served timely.
The Wi-Fi box will increase the speed of internet connectivity.
I expect my profits to increase ten fold due to the efficiency of my machines. Currently I make a profit of US $ 1000 per month. Therefore, my profit projections if will be US $2000 per month if all goes well. Our economy in Kenya is nosediving but I believe the returns forbmy business will be rosy.
My Videos
Apr 20, 2021: My business
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$191.00
Date disbursed
Nov 7, 2015
Repayment status
On Time
Projected term
64 months
Lenders
Austin, United States
Green Cove Springs, United States
Guildford, United Kingdom
Raleigh, United States
Chicago, United States
Seattle, United States
Shanghai, China
New York, NY, United States
Fontvielle, Monaco, Yemen
United States
United States
United States
Hong Kong
Summary
Amount repaid
$199.59
Amount remaining
$0.00
Date repaid
Mar 5, 2021
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 15, 2015 | $5.00 | Nov 23, 2015 | $5.00 |
| Nov 22, 2015 | $5.00 | Nov 23, 2015 | $5.00 |
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $2.00 | Dec 5, 2015 | $2.00 |
| Dec 20, 2015 | $2.00 | Dec 5, 2015 | $2.00 |
| Dec 27, 2015 | $2.00 | Dec 5, 2015 | $1.00 |
| Jan 23, 2016 | $1.00 | ||
| Jan 3, 2016 | $1.00 | Jan 23, 2016 | $1.00 |
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $1.00 | Feb 6, 2016 | $1.00 |
| Feb 7, 2016 | $1.00 | Feb 8, 2016 | $1.00 |
| Feb 14, 2016 | $1.00 | Feb 16, 2016 | $1.00 |
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $0.00 | ||
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $1.00 | May 22, 2016 | $1.00 |
| May 22, 2016 | $1.00 | May 22, 2016 | $1.00 |
| May 29, 2016 | $1.00 | Aug 29, 2016 | $1.00 |
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $0.00 | ||
| Oct 9, 2016 | $0.00 | ||
| Oct 16, 2016 | $0.00 | ||
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $0.00 | ||
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $1.00 | Oct 24, 2018 | $1.00 |
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.50 | Oct 30, 2018 | $0.50 |
| Nov 4, 2018 | $0.50 | Nov 4, 2018 | $0.50 |
| Nov 11, 2018 | $0.50 | Nov 11, 2018 | $0.50 |
| Nov 18, 2018 | $0.50 | Nov 18, 2018 | $0.50 |
| Nov 25, 2018 | $0.50 | Nov 27, 2018 | $0.50 |
| Dec 2, 2018 | $1.00 | Nov 27, 2018 | $0.50 |
| Dec 16, 2018 | $0.50 | ||
| Dec 9, 2018 | $1.00 | Dec 16, 2018 | $1.00 |
| Dec 16, 2018 | $1.00 | Dec 16, 2018 | $0.50 |
| Dec 22, 2018 | $0.50 | ||
| Dec 23, 2018 | $1.00 | Dec 22, 2018 | $1.00 |
| Dec 30, 2018 | $1.00 | Dec 29, 2018 | $1.00 |
| Jan 6, 2019 | $1.00 | Dec 29, 2018 | $0.50 |
| Jan 6, 2019 | $0.50 | ||
| Jan 13, 2019 | $1.00 | Jan 6, 2019 | $1.00 |
| Jan 20, 2019 | $1.00 | Jan 19, 2019 | $1.00 |
| Jan 27, 2019 | $1.00 | Jan 28, 2019 | $1.00 |
| Feb 3, 2019 | $1.00 | Feb 3, 2019 | $1.00 |
| Feb 10, 2019 | $1.00 | Feb 3, 2019 | $1.00 |
| Feb 17, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Feb 24, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Mar 3, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Mar 10, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Mar 17, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Mar 24, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Mar 31, 2019 | $1.00 | Apr 1, 2019 | $1.00 |
| Apr 7, 2019 | $1.00 | Apr 10, 2019 | $1.00 |
| Apr 14, 2019 | $1.00 | Apr 17, 2019 | $1.00 |
| Apr 21, 2019 | $1.00 | Apr 23, 2019 | $1.00 |
| Apr 28, 2019 | $1.00 | Apr 30, 2019 | $1.00 |
| May 5, 2019 | $1.00 | May 22, 2019 | $1.00 |
| May 12, 2019 | $1.00 | May 22, 2019 | $1.00 |
| May 19, 2019 | $1.00 | May 22, 2019 | $1.00 |
| May 26, 2019 | $1.00 | May 28, 2019 | $1.00 |
| Jun 2, 2019 | $1.00 | Jun 4, 2019 | $1.00 |
| Jun 9, 2019 | $1.00 | Jun 11, 2019 | $1.00 |
| Jun 16, 2019 | $1.00 | Jun 26, 2019 | $1.00 |
| Jun 23, 2019 | $1.00 | Jun 26, 2019 | $1.00 |
| Jun 30, 2019 | $1.00 | Jul 9, 2019 | $1.00 |
| Jul 7, 2019 | $1.00 | Jul 9, 2019 | $1.00 |
| Jul 14, 2019 | $1.00 | Jul 15, 2019 | $1.00 |
| Jul 21, 2019 | $1.00 | Jul 24, 2019 | $1.00 |
| Jul 28, 2019 | $1.00 | Jul 31, 2019 | $1.00 |
| Aug 4, 2019 | $1.00 | Aug 6, 2019 | $1.00 |
| Aug 11, 2019 | $1.00 | Aug 11, 2019 | $1.00 |
| Aug 18, 2019 | $1.00 | Aug 20, 2019 | $1.00 |
| Aug 25, 2019 | $1.00 | Aug 28, 2019 | $1.00 |
| Sep 1, 2019 | $1.00 | Sep 4, 2019 | $1.00 |
| Sep 8, 2019 | $1.00 | Sep 18, 2019 | $1.00 |
| Sep 15, 2019 | $1.00 | Sep 18, 2019 | $1.00 |
| Sep 22, 2019 | $1.00 | Sep 24, 2019 | $1.00 |
| Sep 29, 2019 | $1.00 | Oct 15, 2019 | $1.00 |
| Oct 6, 2019 | $1.00 | Oct 15, 2019 | $1.00 |
| Oct 13, 2019 | $1.00 | Oct 15, 2019 | $1.00 |
| Oct 20, 2019 | $1.00 | Nov 20, 2019 | $1.00 |
| Oct 27, 2019 | $1.00 | Nov 20, 2019 | $1.00 |
| Nov 3, 2019 | $1.00 | Nov 20, 2019 | $1.00 |
| Nov 10, 2019 | $1.00 | Nov 20, 2019 | $1.00 |
| Nov 17, 2019 | $1.00 | Nov 20, 2019 | $1.00 |
| Nov 24, 2019 | $1.00 | Nov 22, 2019 | $1.00 |
| Dec 1, 2019 | $1.00 | Dec 1, 2019 | $1.00 |
| Dec 8, 2019 | $1.00 | Dec 11, 2019 | $1.00 |
| Dec 15, 2019 | $1.00 | Dec 17, 2019 | $1.00 |
| Dec 22, 2019 | $1.00 | Dec 17, 2019 | $1.00 |
| Dec 29, 2019 | $1.00 | Jan 1, 2020 | $1.00 |
| Jan 5, 2020 | $1.00 | Jan 5, 2020 | $1.00 |
| Jan 12, 2020 | $1.00 | Jan 14, 2020 | $1.00 |
| Jan 19, 2020 | $1.00 | Jan 19, 2020 | $1.00 |
| Jan 26, 2020 | $1.00 | Jan 29, 2020 | $1.00 |
| Feb 2, 2020 | $1.00 | Feb 5, 2020 | $1.00 |
| Feb 9, 2020 | $1.00 | Feb 9, 2020 | $1.00 |
| Feb 16, 2020 | $1.00 | Feb 18, 2020 | $1.00 |
| Feb 23, 2020 | $1.00 | Feb 24, 2020 | $1.00 |
| Mar 1, 2020 | $1.00 | Mar 5, 2020 | $1.00 |
| Mar 8, 2020 | $1.00 | Mar 17, 2020 | $1.00 |
| Mar 15, 2020 | $1.00 | Mar 17, 2020 | $1.00 |
| Mar 22, 2020 | $1.00 | Mar 21, 2020 | $1.00 |
| Mar 29, 2020 | $1.00 | Mar 29, 2020 | $1.00 |
| Apr 5, 2020 | $1.00 | Apr 5, 2020 | $1.00 |
| Apr 12, 2020 | $1.00 | Apr 14, 2020 | $1.00 |
| Apr 19, 2020 | $1.00 | Apr 21, 2020 | $1.00 |
| Apr 26, 2020 | $1.00 | May 12, 2020 | $1.00 |
| May 3, 2020 | $1.00 | May 12, 2020 | $1.00 |
| May 10, 2020 | $1.00 | May 12, 2020 | $1.00 |
| May 17, 2020 | $1.00 | May 19, 2020 | $1.00 |
| May 24, 2020 | $1.00 | May 26, 2020 | $1.00 |
| May 31, 2020 | $1.00 | Jun 2, 2020 | $1.00 |
| Jun 7, 2020 | $1.00 | Jun 9, 2020 | $1.00 |
| Jun 14, 2020 | $1.00 | Jun 16, 2020 | $1.00 |
| Jun 21, 2020 | $1.00 | Jun 21, 2020 | $1.00 |
| Jun 28, 2020 | $1.00 | Jun 21, 2020 | $1.00 |
| Jul 5, 2020 | $1.00 | Jun 21, 2020 | $1.00 |
| Jul 12, 2020 | $2.00 | Jun 21, 2020 | $2.00 |
| Jul 19, 2020 | $1.00 | Jul 19, 2020 | $1.00 |
| Jul 26, 2020 | $1.00 | Jul 29, 2020 | $1.00 |
| Aug 2, 2020 | $1.00 | Aug 4, 2020 | $1.00 |
| Aug 9, 2020 | $1.00 | Aug 19, 2020 | $1.00 |
| Aug 16, 2020 | $1.00 | Aug 19, 2020 | $1.00 |
| Aug 23, 2020 | $1.00 | Aug 25, 2020 | $1.00 |
| Aug 30, 2020 | $1.00 | Sep 8, 2020 | $1.00 |
| Sep 6, 2020 | $1.00 | Sep 8, 2020 | $1.00 |
| Sep 13, 2020 | $1.00 | Sep 15, 2020 | $1.00 |
| Sep 20, 2020 | $1.00 | Sep 22, 2020 | $1.00 |
| Sep 27, 2020 | $1.00 | Sep 30, 2020 | $1.00 |
| Oct 4, 2020 | $1.00 | Oct 9, 2020 | $1.00 |
| Oct 11, 2020 | $1.00 | Oct 9, 2020 | $1.00 |
| Oct 18, 2020 | $1.00 | Oct 21, 2020 | $1.00 |
| Oct 25, 2020 | $1.00 | Oct 27, 2020 | $1.00 |
| Nov 1, 2020 | $1.00 | Nov 4, 2020 | $1.00 |
| Nov 8, 2020 | $1.00 | Nov 25, 2020 | $1.00 |
| Nov 15, 2020 | $1.00 | Nov 25, 2020 | $1.00 |
| Nov 22, 2020 | $1.00 | Nov 25, 2020 | $1.00 |
| Nov 29, 2020 | $1.00 | Dec 2, 2020 | $1.00 |
| Dec 6, 2020 | $22.18 | Dec 9, 2020 | $22.18 |
| Dec 13, 2020 | $4.91 | Dec 10, 2020 | $2.00 |
| Jan 8, 2021 | $0.50 | ||
| Jan 8, 2021 | $2.41 | ||
| Dec 20, 2020 | $0.00 | ||
| Dec 27, 2020 | $2.00 | Jan 27, 2021 | $2.00 |
| Jan 3, 2021 | $0.00 | ||
| Jan 10, 2021 | $0.00 | ||
| Jan 17, 2021 | $0.00 | ||
| Jan 24, 2021 | $9.98 | Jan 27, 2021 | $9.98 |
| Jan 31, 2021 | $9.98 | Mar 5, 2021 | $9.98 |
| Feb 7, 2021 | $9.98 | Mar 5, 2021 | $9.98 |
| Feb 14, 2021 | $8.06 | Mar 5, 2021 | $8.06 |
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