Purchase computer accessories inventory for IT shop
Constant
Kitale, Kenya
6% repaid
Entrepreneur
Name
Constant
Member since
September 2015
On-time repayments
41 installments • 15%
About Me
Born In Bungoma County 28 years ago, did my primary exams (kcpe) at Khachonge primary in 2001.
lateron joined high school the following year after my kcpe exams.
sat for my fourth form exams in 2005 at Kimilili.
life was not easy after fourth form, there were so many financial setbacks
my parents took me to a local college to learn computer packages , after copleting the packages I then developed deep interest in information technology.
I later on advanced by pursueing a diploma in information technology.
I managed to overcome hardship after my diploma by using my technology skills and knowledge for business.
As per our land and culutre, we are taught to learn how to work hard and earn genuine gains and profits through our own sweat, that culture has helped me alot in life
In terms of business i do business of information technology devices and accessories ranging from desktop computers and laptops. i do buy branded computers at a cost of Ksh 10,000 and sell them off at around 13-14 thousands.
part of the profit I do reinvest while some other amount i do pay for my younger brother and sister school fees
My children really love my career and want to pursue ict/IT related carrers, my fisrt born son really want to be a softwa developer
generally the whole of my family loves ict and it in general. to me ict is a livelihood to me in terms of business and and financial growth.
in terms of hobbies or unique hobby that i like is watching football more so the English premier league, the spanish league that is la liga, bundes liga for germany and the sport pesa premier league.
I also love internet browsing during my free time.
In terms of sevices and goods i do offer website development and desktop applications for various clients
My Business
my business income source is mostly from the ploughed back profits that i get and lons from friends.
In terms of business i do business of information technology devices and accessories ranging from desktop computers and laptops. i do buy branded computers at a cost of Ksh 10,000 and sell them off at around 13-14 thousands.
As per our land and culutre, we are taught to learn how to work hard and earn genuine gains and profits through our own sweat, that culture has helped me alot in life
In terms of business i do business of information technology devices and accessories ranging from desktop computers and laptops. i do buy branded computers at a cost of Ksh 10,000 and sell them off at around 13-14 thousands.
part of the profit I do reinvest while some other amount i do pay for my younger brother and sister school fees
My children really love my career and want to pursue ict/IT related carrers, my fisrt born son really want to be a softwa developer
generally the whole of my family loves ict and it in general. to me ict is a livelihood to me in terms of business and and financial growth.
in terms of hobbies or unique hobby that i like is watching football more so the English premier league, the spanish league that is la liga, bundes liga for germany and the sport pesa premier league.
I also love internet browsing during my free time.
In terms of sevices and goods i do offer website development and desktop applications for various clients
this ict business is very encouraging since it has a good number of potential clients since the ict/it sector is being embrassed by many both locally and internationalyy.
My business is located in kitale town .trans-nzoia county.
Loan Proposal
I own a an IT shop. I intend to increase stock in the shop by purchasing more computer accessories .
this includes keyboards, computer anti-virus and Printing papers
SUMMARY.
7 pieces of computer mouse @ Ksh 200 = Ksh 1,400.00
5 Computer Keyboards - @ Ksh 400.00 each. = Ksh 2000.00
5 pieces Kaspersky Anti-Virus Single user @ Ksh 1100 =Ksh, 5,500.00
3 boxes of printing papers @Ksh 1, 750 per box =Ksh 5,250
transportation cost Ksh 800.00 from Nairobi to Kitale = Ksh 800.00
in total the whole amount will Ksh 14, 950. this includes transportation costs.
the benefit of to me is that i will be having in stock most of the items currently lacking in my shop and that after selling i shall have some profit which i intend to plough back into the business and in return help in repaying back my Zidisha loan
this will not only be benefit to me but also to my my two employees, one who helps me in cleaning and the other helps me to attend to clients in my shop.
since they will not have a lot of movement to go out and look for missing products for my clients. then i shall also be in a better position to to help in their financial matters.
since its for business reasons I expect atleast 50% profit since i will get the items at wholesale price and sell them at retail.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Feb 11, 2016
Repayment status
Late
Projected term
7 months
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Summary
Amount repaid
$10.00
Amount remaining
$147.91
Expected completion
Sep 30, 2016
Status
Repaying late
Installment amount
$5.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 19, 2016 | $10.00 | Mar 4, 2016 | $10.00 |
| Feb 26, 2016 | $0.00 | ||
| Mar 4, 2016 | $0.00 | ||
| Mar 11, 2016 | $5.00 | ||
| Mar 18, 2016 | $5.00 | ||
| Mar 25, 2016 | $5.00 | ||
| Apr 1, 2016 | $5.00 | ||
| Apr 8, 2016 | $5.00 | ||
| Apr 15, 2016 | $5.00 | ||
| Apr 22, 2016 | $5.00 | ||
| Apr 29, 2016 | $5.00 | ||
| May 6, 2016 | $5.00 | ||
| May 13, 2016 | $5.00 | ||
| May 20, 2016 | $5.00 | ||
| May 27, 2016 | $5.00 | ||
| Jun 3, 2016 | $5.00 | ||
| Jun 10, 2016 | $5.00 | ||
| Jun 17, 2016 | $5.00 | ||
| Jun 24, 2016 | $5.00 | ||
| Jul 1, 2016 | $5.00 | ||
| Jul 8, 2016 | $5.00 | ||
| Jul 15, 2016 | $5.00 | ||
| Jul 22, 2016 | $5.00 | ||
| Jul 29, 2016 | $5.00 | ||
| Aug 5, 2016 | $5.00 | ||
| Aug 12, 2016 | $5.00 | ||
| Aug 19, 2016 | $5.00 | ||
| Aug 26, 2016 | $5.00 | ||
| Sep 2, 2016 | $5.00 | ||
| Sep 9, 2016 | $5.00 | ||
| Sep 16, 2016 | $5.00 | ||
| Sep 23, 2016 | $5.00 | ||
| Sep 30, 2016 | $2.91 | ||
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