Purchase computer accessories inventory for IT shop

Constant

Kitale, Kenya

6% repaid

Entrepreneur

Name

Constant

Member since

September 2015

On-time repayments

41 installments  •  15%

About Me

Born In Bungoma County 28 years ago, did my primary exams (kcpe) at Khachonge primary in 2001.
lateron joined high school the following year after my kcpe exams.
sat for my fourth form exams in 2005 at Kimilili.
life was not easy after fourth form, there were so many financial setbacks
my parents took me to a local college to learn computer packages , after copleting the packages I then developed deep interest in information technology.
I later on advanced by pursueing a diploma in information technology.
I managed to overcome hardship after my diploma by using my technology skills and knowledge for business.

As per our land and culutre, we are taught to learn how to work hard and earn genuine gains and profits through our own sweat, that culture has helped me alot in life
In terms of business i do business of information technology devices and accessories ranging from desktop computers and laptops. i do buy branded computers at a cost of Ksh 10,000 and sell them off at around 13-14 thousands.
part of the profit I do reinvest while some other amount i do pay for my younger brother and sister school fees
My children really love my career and want to pursue ict/IT related carrers, my fisrt born son really want to be a softwa developer
generally the whole of my family loves ict and it in general. to me ict is a livelihood to me in terms of business and and financial growth.
in terms of hobbies or unique hobby that i like is watching football more so the English premier league, the spanish league that is la liga, bundes liga for germany and the sport pesa premier league.
I also love internet browsing during my free time.
In terms of sevices and goods i do offer website development and desktop applications for various clients

My Business

my business income source is mostly from the ploughed back profits that i get and lons from friends.
In terms of business i do business of information technology devices and accessories ranging from desktop computers and laptops. i do buy branded computers at a cost of Ksh 10,000 and sell them off at around 13-14 thousands.
As per our land and culutre, we are taught to learn how to work hard and earn genuine gains and profits through our own sweat, that culture has helped me alot in life
In terms of business i do business of information technology devices and accessories ranging from desktop computers and laptops. i do buy branded computers at a cost of Ksh 10,000 and sell them off at around 13-14 thousands.
part of the profit I do reinvest while some other amount i do pay for my younger brother and sister school fees
My children really love my career and want to pursue ict/IT related carrers, my fisrt born son really want to be a softwa developer
generally the whole of my family loves ict and it in general. to me ict is a livelihood to me in terms of business and and financial growth.
in terms of hobbies or unique hobby that i like is watching football more so the English premier league, the spanish league that is la liga, bundes liga for germany and the sport pesa premier league.
I also love internet browsing during my free time.
In terms of sevices and goods i do offer website development and desktop applications for various clients

this ict business is very encouraging since it has a good number of potential clients since the ict/it sector is being embrassed by many both locally and internationalyy.
My business is located in kitale town .trans-nzoia county.

Loan Proposal

I own a an IT shop. I intend to increase stock in the shop by purchasing more computer accessories .
this includes keyboards, computer anti-virus and Printing papers

SUMMARY.

7 pieces of computer mouse @ Ksh 200 = Ksh 1,400.00
5 Computer Keyboards - @ Ksh 400.00 each. = Ksh 2000.00
5 pieces Kaspersky Anti-Virus Single user @ Ksh 1100 =Ksh, 5,500.00
3 boxes of printing papers @Ksh 1, 750 per box =Ksh 5,250
transportation cost Ksh 800.00 from Nairobi to Kitale = Ksh 800.00

in total the whole amount will Ksh 14, 950. this includes transportation costs.
the benefit of to me is that i will be having in stock most of the items currently lacking in my shop and that after selling i shall have some profit which i intend to plough back into the business and in return help in repaying back my Zidisha loan
this will not only be benefit to me but also to my my two employees, one who helps me in cleaning and the other helps me to attend to clients in my shop.
since they will not have a lot of movement to go out and look for missing products for my clients. then i shall also be in a better position to to help in their financial matters.
since its for business reasons I expect atleast 50% profit since i will get the items at wholesale price and sell them at retail.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Feb 11, 2016

Repayment status

Late

Projected term

7 months

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Ask Constant a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Daniel    Apr 2, 2016

    Dear Lenders
    I have spoken with Constant and he has promised to pay the arrears tomorrow .

    Log in to reply • Share
  • Constant    Mar 5, 2016

    I am not currently able to pay the amount due to financial reasons. the amount i received boosted my plans by increasing my stock.but currenlty i have an issue with liquid cash.

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  • Daniel    Mar 4, 2016

    Dear lenders
    I talked to Constant and he promised he will be paying his loan as he was experiencing some challenges.

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  • Constant    Feb 11, 2016

    Thanks so much to my Lenders for funding my loan Request.
    I am going to buy Keyboards, mice, anti - virus and printing papers as I had indicated in my loan request.
    Its going to help me in a huge way because i had pending orders of the said items from my clients and it will improve my customer satisfaction level and besides that will improve my business in general.
    Thanks to My Lenders

    Log in to reply • Share
  • Constant    Feb 11, 2016

    Thanks so much to my Lenders for funding my loan Request.
    I am going to buy Keyboards, mice, anti - virus and printing papers as I had indicated in my loan request.
    Its going to help me in a huge way because i had pending orders of the said items from my clients and it will improve my customer satisfaction level and besides that will improve my business in general.
    Thanks to My Lenders

    Log in to reply • Share
  • Daniel    Feb 11, 2016

    congratulation Constant on your loan being fully funded

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  • Danil    Feb 10, 2016

    how to get a loan?

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  • Constant    Feb 6, 2016

    Thanks to the Zidisha team for your continued support.

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  • Constant    Feb 4, 2016

    I used the amount you gave me and made a top up with other cash to purchase a computer for sale in my business

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  • Constant    Dec 10, 2015

    Despite the challenges I had, I am glad to have repayed back all the installments, though it not yet reflected on my Dash board 2 days after repaying.
    Still looking forward for an a word from my mentor and lenders .

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  • Constant    Nov 30, 2015

    I am currently able to make repayment installments of Ksh 2000.

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  • Constant    Nov 21, 2015

    I am reducing my installment since I am currenty undergoing some un expected financial challanges but once i stabalize i shall increase my installments .Thanks to zidisha team

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  • Geoffrey    Nov 21, 2015

    Dear Lenders
    Just an update in regard to the outstanding loan of MR.Constant Wanyonyi which is already long overdue by two installment.I managed to talk to him today he says that he had financial difficulties of late that is why he has not managed to reach his target as promised.I have advised him to reduce the amount that is convenient to him and continue to repay instead of waiting for things to get

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  • Constant    Oct 19, 2015

    could you please notify me on whats going on , i payed ymy first installment but on my my dashboard its not yet updated indicating my payment what could be the problem??

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  • Constant    Oct 18, 2015

    Thanks so much to my leanders just to let you know that i have repayed my first installment though its not being reflected on the website, i hope it will reflect in a few hours time. but i have a confirmation message in my phone from mpesa.
    thanks

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