Complete our family house

John

Bungoma, Kenya

36% repaid

Entrepreneur

Name

John

Member since

December 2016

On-time repayments

52 installments  •  71%

About Me

I am a volunteer Church minister in Kenya with GCFC ( Grace Community Fellowship Church)and a part-time bible school teacher at KMTI (www.kmti.org). I am a father of 6, Two girls who both have just started making an income one running her own Business and the other a legal office at a local company. 2 boys in High school and 2 boys in primary school. I hold a Degree in Bible and Theology. In 1997 I was going through a rough time in my life this cause me to stop teaching at the Bible school and also doing any church ministry. at this point, I trained myself in computer maintenance through some books and CDs a friend from the USA gave me. This set the path for me to start a computer repair shop that eventually became a full-fledged IT Store. However, in 2013 I found my self in bad debts because of my lack of proper planning and this cost me my business. Part of the problem was no one was willing to refinance me to start over. Since then I to date my clients bring their work to my house where I do the work at night and deliver the finished product the next day.

My Business

I currently undertake, repair and maintenance of smartphones i.e replacing broken screens, or parts or fixing software issues, I also fix and maintain laptops. and I also install CCTV . among those clients I previously had when I run an IT shop. Currently, everyone has a smartphone or even a laptop and this break daily and many can't afford new ones they prefer to repair. The challenge is financing that can allow me to reopen my business especially now having learnt from my past mistakes. I have since Joining Zidisha added the sale of refurbished ex -UK/USA Iphones. which has proved really profitable.

My profit is mainly used for the family to take care of my bills and pay school fees for my kids 2 in high school and 2 in primary school. sometimes I also buy common parts clients need.

Loan Proposal

This loan will go to install Electrics and plumbing in our family house which is nearing completion. We have lived in a rented 2 bedroomed house and with 4 of my kids now teenagers we needed a bigger house which we have been constructing for the last 3 years. But through some friends help, now the house will be complete except electric wiring and plumbing .

Income Source

The advantage of the car business is that many who cant afford the ex-japan or brand new cars will buy the restored cars because thwy arw cheaper.

I also still repair laptops, phones and sale the same through social media this helps us keep afloat and keep up with loan repayments

My Videos

Apr 15, 2021: Loan to complete our family house

Feedback

3

None

None

  • Frosty    Jan 23, 2020

    My 3rd loan with John. Happy to support again.

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  • Margaret    Jun 21, 2019

    The loan was paid back in a timely manner.

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  • Frosty    May 18, 2019

    I hope you were able to accomplish what you set out to do with this loan. Thank you for your timely repayment on the prior loan. Best of luck in the future.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$611.00

Date disbursed

Apr 16, 2021

Repayment status

Late

Projected term

2 months

Lenders

KD

Kent Don

United States

A

Anonymous

United States

Sayuri

United Kingdom

Babbitt Family Foundation

Reno, United States

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Summary

Amount repaid

$221.50

Amount remaining

$389.84

Expected completion

Jun 19, 2021

Status

Repaying late

Installment amount

$70.88

Repayment History

Expected Payments Actual Payments
Apr 24, 2021 $70.88 May 4, 2021 $70.88
May 1, 2021 $70.88 May 4, 2021 $70.88
May 8, 2021 $70.88 May 4, 2021 $70.88
May 15, 2021 $70.88 Jul 30, 2021 $8.86
May 22, 2021 $70.88
May 29, 2021 $70.88
Jun 5, 2021 $70.88
Jun 12, 2021 $70.88
Jun 19, 2021 $44.30

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