Name
John
Member since
December 2016
On-time repayments
52 installments • 71%
I am a volunteer Church minister in Kenya with GCFC ( Grace Community Fellowship Church)and a part-time bible school teacher at KMTI (www.kmti.org). I am a father of 6, Two girls who both have just started making an income one running her own Business and the other a legal office at a local company. 2 boys in High school and 2 boys in primary school. I hold a Degree in Bible and Theology. In 1997 I was going through a rough time in my life this cause me to stop teaching at the Bible school and also doing any church ministry. at this point, I trained myself in computer maintenance through some books and CDs a friend from the USA gave me. This set the path for me to start a computer repair shop that eventually became a full-fledged IT Store. However, in 2013 I found my self in bad debts because of my lack of proper planning and this cost me my business. Part of the problem was no one was willing to refinance me to start over. Since then I to date my clients bring their work to my house where I do the work at night and deliver the finished product the next day.
I currently undertake, repair and maintenance of smartphones i.e replacing broken screens, or parts or fixing software issues, I also fix and maintain laptops. and I also install CCTV . among those clients I previously had when I run an IT shop. Currently, everyone has a smartphone or even a laptop and this break daily and many can't afford new ones they prefer to repair. The challenge is financing that can allow me to reopen my business especially now having learnt from my past mistakes. I have since Joining Zidisha added the sale of refurbished ex -UK/USA Iphones. which has proved really profitable.
My profit is mainly used for the family to take care of my bills and pay school fees for my kids 2 in high school and 2 in primary school. sometimes I also buy common parts clients need.
This loan will go to install Electrics and plumbing in our family house which is nearing completion. We have lived in a rented 2 bedroomed house and with 4 of my kids now teenagers we needed a bigger house which we have been constructing for the last 3 years. But through some friends help, now the house will be complete except electric wiring and plumbing .
The advantage of the car business is that many who cant afford the ex-japan or brand new cars will buy the restored cars because thwy arw cheaper.
I also still repair laptops, phones and sale the same through social media this helps us keep afloat and keep up with loan repayments
Apr 15, 2021: Loan to complete our family house
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$611.00
Date disbursed
Apr 16, 2021
Repayment status
Late
Projected term
2 months
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