Entrepreneur
Name
Charles
Member since
January 2019
On-time repayments
59 installments • 56%
About Me
My names are Ndubueze Charles Mbadugha, I was born on the 9th of January 1982 in Kano state in Nigeria. I am 37years old. Though an Igbo by tribe but my parents were living in the aforementioned northern state at the time. I am husband and a father of two. I had my primary education partly in Kano state and then completed in Anambra state. I also had my secondary education in Anambra state. After graduating from secondary school in the year 2000 AD, I moved to the boisterous state of Lagos primarily to continue with my education but the plan did not go as planned due to excruciating financial difficulties. In 2004, I decided to learn computer programming. I enrolled at a leading computer education company known as NIIT but again, I had to drop out in the same year due to inability to pay the associated fees.
But since then, I have been intrigued by the beauty of utilising programming to solve human problems. Over the years, I embarked on self-development in programming. My skills became sharper as I progressed. Today, I code like a champ.
I have also as a means of livelihood, decided to teach programming to others.
I have built some exciting web app both for myself and for others.
This is the primary reason why am here.
I registered a company in 2017 to actualise my dream of using core programming to solve human problems. The name of the company is Data-scientific Limited. Although I have not done any huge project in the name of the company but am building my profile. Nigeria is a land of great opportunities but the so-called opportunities are hard to come by. One needs to be extra focused and hard working to eat the fruit of the land. My daughter at 7 is already following my footsteps. She said she wants to be a mathematician and a programmer. She is a great inspiration to me. As a pet project, am working tentatively on developing a microprogramming language that can allow kids to practice coding. My main hobby is to cook for my wife and children. Nothing gives me more joy.
My Business
Coding is my trade. I teach programming and I build web applications for a living. I want to start teaching programming full-time. Programming is at the heart of everything human-related. Data is exploding exponentially and we need to tap into the intelligence hidden in those data. My company (Data-Scientific ) is poised to contribute immensely in this regard. I choose to code because I love to solve problems and provide a useful solution for human consumption.
The cost of my services varies, so It can't be bottled up. All things being equal, N500,000 monthly is a fair revenue. Areas of expenditure in this part of the world are numerous. School fees are at the top of the chain, followed by housing, health and feeding. Reinvestment is given so as to keep the business alive.
Loan Proposal
This fund will assist me in buying pieces of furniture for the Code Academy and the exact amount needed is $400.00.
This is will enable the academy to become operational.
Projected profit monthly is about $1000.00
Thanks for your assistance.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$130.00
Date disbursed
Feb 22, 2019
Repayment status
On Time
Projected term
8 months
Lenders
Summary
Amount repaid
$130.38
Amount remaining
$0.00
Date repaid
Nov 6, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 1, 2019 | $13.04 | Mar 2, 2019 | $13.04 |
| Mar 8, 2019 | $13.04 | Mar 9, 2019 | $13.04 |
| Mar 15, 2019 | $13.04 | Mar 22, 2019 | $13.04 |
| Mar 22, 2019 | $13.04 | Mar 28, 2019 | $13.04 |
| Mar 29, 2019 | $0.00 | ||
| Apr 5, 2019 | $0.00 | ||
| Apr 12, 2019 | $0.00 | ||
| Apr 19, 2019 | $0.00 | ||
| Apr 26, 2019 | $0.00 | ||
| May 3, 2019 | $0.00 | ||
| May 10, 2019 | $0.00 | ||
| May 17, 2019 | $0.00 | ||
| May 24, 2019 | $4.20 | May 25, 2019 | $4.20 |
| May 31, 2019 | $4.20 | Jun 4, 2019 | $4.20 |
| Jun 7, 2019 | $4.20 | Jun 8, 2019 | $4.20 |
| Jun 14, 2019 | $2.52 | Jun 15, 2019 | $2.52 |
| Jun 21, 2019 | $2.52 | Jun 23, 2019 | $2.52 |
| Jun 28, 2019 | $2.52 | Jun 29, 2019 | $2.52 |
| Jul 5, 2019 | $2.52 | Jul 12, 2019 | $2.52 |
| Jul 12, 2019 | $2.52 | Jul 13, 2019 | $2.52 |
| Jul 19, 2019 | $2.52 | Jul 25, 2019 | $2.52 |
| Jul 26, 2019 | $2.52 | Jul 31, 2019 | $2.52 |
| Aug 2, 2019 | $2.52 | Aug 3, 2019 | $2.52 |
| Aug 9, 2019 | $2.52 | Aug 12, 2019 | $2.52 |
| Aug 16, 2019 | $2.52 | Aug 23, 2019 | $2.52 |
| Aug 23, 2019 | $2.52 | Aug 26, 2019 | $2.52 |
| Aug 30, 2019 | $2.52 | Sep 2, 2019 | $2.52 |
| Sep 6, 2019 | $2.52 | Sep 9, 2019 | $2.52 |
| Sep 13, 2019 | $2.52 | Oct 2, 2019 | $2.52 |
| Sep 20, 2019 | $2.52 | Oct 2, 2019 | $2.52 |
| Sep 27, 2019 | $13.04 | Oct 2, 2019 | $13.04 |
| Oct 4, 2019 | $2.52 | Oct 7, 2019 | $2.52 |
| Oct 11, 2019 | $2.52 | Oct 14, 2019 | $2.52 |
| Oct 18, 2019 | $2.52 | Oct 21, 2019 | $2.52 |
| Oct 25, 2019 | $2.52 | Oct 28, 2019 | $2.52 |
| Nov 1, 2019 | $2.52 | Nov 6, 2019 | $2.52 |
| Nov 8, 2019 | $2.17 | Nov 6, 2019 | $2.17 |
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