Entrepreneur
Name
Bernard
Member since
June 2015
On-time repayments
118 installments • 69%
About Me
My name is Bernard Lilande.. A second last born in a family of six (2 boys and 4 girls). Born in a native village called Msasa in Kakamega county. I have studied pharmaceuticals at Mt Kenya University and graduated on 30th March 2012. I had my first employment as a casual worker at Del Monte Kenya Ltd November last year. After my studies, i have been moving up and down in search of employment opportunity and before my current activity, due to the knowledge i gained in the university education, i approached my parent and gave an aid of capital to open a kiosk in our rural area. Low living standards and high mortality rate has been experienced in the area due to lack of education by residents on the reason for taking immunizations to prevent diseases like polio that has dominated in the children leading to the mortality. The love of the people and life made me to venture into such facility to rescue the situation.
My Business
The business venture am in has a revenue of Kshs 15,000 a month. This low income has been attributed by the fact that some of the residents who visit the facility are from very poor grounds that have inability to pay for the service. A medical laboratory is also in high demand in the area as most needs examination thus ending up being referred to the district hospital which is 20kms away. Most of the girls in the region gets early pregnancies due to low education levels and poverty. Given the capital, i would embark on education on how to prevent these pregnancies by using protections during intercourse. this will also prevent spread of sexually transmitted diseases. I would also like to continue with my studies to cope up with the changing technologies in the sector. My love for children and life gives me a driving force to save that life of that child in the rural who cannot access health clean water and better medical attention. The facility will also increase the living standard by creating employment to the individuals.
Loan Proposal
Given the loan, I will add the stock in my current business. This will at the end of the day increase sales, high profit and at long last an extra capital for purchase of laboratory equipments. Upon purchase, health of the individuals in this residence will improve. High mortality rate will be reduced. Curable diseases like malaria would be detected early and treated in early stages.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$75.00
Date disbursed
Aug 24, 2015
Repayment status
On Time
Projected term
4 months
Other loans
Lenders
Taiwan
Latvia
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Summary
Amount repaid
$78.37
Amount remaining
$0.00
Date repaid
Jan 14, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 6, 2015 | $4.00 | Sep 18, 2015 | $4.00 |
| Sep 13, 2015 | $4.00 | Oct 14, 2015 | $4.00 |
| Sep 20, 2015 | $4.00 | Oct 16, 2015 | $4.00 |
| Sep 27, 2015 | $4.00 | Oct 16, 2015 | $4.00 |
| Oct 4, 2015 | $4.00 | Oct 16, 2015 | $4.00 |
| Oct 11, 2015 | $4.00 | Oct 27, 2015 | $4.00 |
| Oct 18, 2015 | $4.00 | Oct 27, 2015 | $4.00 |
| Oct 25, 2015 | $4.00 | Oct 27, 2015 | $2.00 |
| Nov 16, 2015 | $2.00 | ||
| Nov 1, 2015 | $4.00 | Nov 16, 2015 | $3.00 |
| Nov 20, 2015 | $1.00 | ||
| Nov 8, 2015 | $4.00 | Nov 20, 2015 | $4.00 |
| Nov 15, 2015 | $4.00 | Nov 30, 2015 | $4.00 |
| Nov 22, 2015 | $4.00 | Nov 30, 2015 | $1.00 |
| Dec 13, 2015 | $3.00 | ||
| Nov 29, 2015 | $4.00 | Dec 13, 2015 | $1.00 |
| Dec 18, 2015 | $3.00 | ||
| Dec 6, 2015 | $4.00 | Dec 18, 2015 | $4.00 |
| Dec 13, 2015 | $4.00 | Dec 18, 2015 | $3.00 |
| Dec 20, 2015 | $1.00 | ||
| Dec 20, 2015 | $4.00 | Dec 20, 2015 | $3.00 |
| Dec 26, 2015 | $1.00 | ||
| Dec 27, 2015 | $4.00 | Dec 26, 2015 | $3.00 |
| Jan 2, 2016 | $1.00 | ||
| Jan 3, 2016 | $4.00 | Jan 2, 2016 | $3.00 |
| Jan 9, 2016 | $1.00 | ||
| Jan 10, 2016 | $4.00 | Jan 9, 2016 | $3.00 |
| Jan 14, 2016 | $1.00 | ||
| Jan 17, 2016 | $2.37 | Jan 14, 2016 | $2.37 |
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