Chemist

Bernard

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Bernard

Member since

June 2015

On-time repayments

118 installments  •  69%

About Me

My name is Bernard Lilande.. A second last born in a family of six (2 boys and 4 girls). Born in a native village called Msasa in Kakamega county. I have studied pharmaceuticals at Mt Kenya University and graduated on 30th March 2012. I had my first employment as a casual worker at Del Monte Kenya Ltd November last year. After my studies, i have been moving up and down in search of employment opportunity and before my current activity, due to the knowledge i gained in the university education, i approached my parent and gave an aid of capital to open a kiosk in our rural area. Low living standards and high mortality rate has been experienced in the area due to lack of education by residents on the reason for taking immunizations to prevent diseases like polio that has dominated in the children leading to the mortality. The love of the people and life made me to venture into such facility to rescue the situation.

My Business

The business venture am in has a revenue of Kshs 15,000 a month. This low income has been attributed by the fact that some of the residents who visit the facility are from very poor grounds that have inability to pay for the service. A medical laboratory is also in high demand in the area as most needs examination thus ending up being referred to the district hospital which is 20kms away. Most of the girls in the region gets early pregnancies due to low education levels and poverty. Given the capital, i would embark on education on how to prevent these pregnancies by using protections during intercourse. this will also prevent spread of sexually transmitted diseases. I would also like to continue with my studies to cope up with the changing technologies in the sector. My love for children and life gives me a driving force to save that life of that child in the rural who cannot access health clean water and better medical attention. The facility will also increase the living standard by creating employment to the individuals.

Loan Proposal

Given the loan, I will add the stock in my current business. This will at the end of the day increase sales, high profit and at long last an extra capital for purchase of laboratory equipments. Upon purchase, health of the individuals in this residence will improve. High mortality rate will be reduced. Curable diseases like malaria would be detected early and treated in early stages.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$75.00

Date disbursed

Aug 24, 2015

Repayment status

On Time

Projected term

4 months

Lenders

J

jzidi

Los Angeles, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

Flipmore

Vancouver, Canada

mepster

San Francisco, Ca, United States

C

Crainster

Chapel Hill, United States

BB

Ben Bellows

United States

CM

Craig McCoy

United States

Ask Bernard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • John    Feb 19, 2018

    I tried calling Bernard and all the contacts he had provided and was unable to get anyone to talk to. I will try again later.

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  • John    Jan 18, 2018

    We had a talk with Bernard over the phone and he told me he has been having some financial problems. He went to inform me that, from next week, he is planning to restart payment.

    John
    VM
    Kenya.

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  • John    Dec 18, 2017

    We had a phone conversation with Bernard today. He told me he has been having financial problems, which are now over, he promised to start repaying his loan after Christmas festivities.

    John
    VM
    Kenya.

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  • John    Apr 20, 2017

    Hi Zidisha and lenders, today I called Bernard and he informed me that he was in a remote part of the country where the internet connection was really bad. He says he will continue repaying his loan from today or tomorrow.

    John
    VM

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  • Nancy Hull    Jan 28, 2017

    Could you please try to get in touch with Mercy Ochango for mr. I have not lent to you in the past, but have added you to my list to follow.

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  • Bernard    Nov 3, 2016

    I have adjusted to Ksh100.00 due to low customer turn up.

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  • Bernard    Oct 15, 2016

    Dear lenders ,thank you so much for the which was Ksh29,967.00.I used the money to pay fees for my children.

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  • Bernard    Oct 13, 2016

    Dear lenders I thank you so much for the loan.I will use the loan to pay for my children's school fees.

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  • Bernard    Oct 9, 2016

    Dear lenders, I used the loan to clear for my Children's fees.

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  • Bernard    Oct 3, 2016

    Dear Lenders I thank you so much for giving me a loan.I used the money to pay for my children's school fees.

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  • Bernard    Sep 7, 2016

    Dear Zidisha Team am adjusting my payment to Ksh100.00 due to low customer turnout this week.

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  • John    May 26, 2016

    Hi Zidisha Admin and Lenders; Bernard called me today and informed me that he did not service his first loan on a timely manner as no one had adviced him how the procedure was. He says he is now upto date. I advised him to write an email to Zidisha admin and explain his situation. I also gave him tips to improve his credit ratings.

    John - VM

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  • Bernard    Mar 23, 2016

    Dear Lender I thank you so much, I have received the loan.I am planning to clear my kids school fees balance.

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  • Bernard    Mar 19, 2016

    Dear Lenders,I thank you so much for funding my loan.This loan will help me to clear my Children's fees balance.

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  • Bernard    Mar 14, 2016

    Dear Lenders I thank you so much for giving a loan which I have completed repaying.The loan used to pay for my kids school fees.My loan limit has not been increased,kindly explain to me.

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  • Bernard    Feb 23, 2016

    Dear Lender I thank so much for the loan.My business is doing well,so i decided to save the profits that will help me to open another business.I will use my monthly salary to repay my loan.

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  • Bernard    Feb 20, 2016

    I am able to pay the above amount.

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  • Bernard    Feb 13, 2016

    Am now able to pay the above mention amount incentive i was given in my job.

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  • Bernard    Feb 11, 2016

    Dear Zidisha Team I thank so much for the loan,which helped me to pay for my kids school fees.They will not be sent home.As you know as a parent i want the best for my children.Once again I thank you.

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  • Bernard    Feb 11, 2016

    Dear Zidisha Team I thank so much for the loan,which helped me to pay for my kids school fees.They will not be sent home.As you know as a parent i want the best for my children.Once again I thank you.

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