Entrepreneur
Name
Silas
Member since
July 2015
On-time repayments
89 installments • 75%
About Me
my name is Silas born in a family of six kids.my father was a social worker and my mom is a business lady. we grew up in a religious setup where my parents emphasized on good moral and social values.we were not rich hence we learned to appreciate the little we were given.i started schooling when i was 4years at crater academy later joined the same school for primary education.life was hard then i used to stay the whole day at school without food because my parents did not have enough money for my lunch.hence i could improvise when in the evening luck struck and were able to have food on the table.i used to eat half and keep half to take to school for lunch the following day.hence i learned the value and importance of saving from a tender age afterwards i joined Menengai high school for my O-level education .my hobbies is singing and hiking also visiting new places.i like teaching little kids in the community .i started my business when i saw high demand for fresh fruits and vegetables with very little capital .i was able to grow and increase my capital base within a very short time frame.am looking forward to increase and expand my business by introducing cereals for human consumption..whats unique about my town is the land scape where we are surrounded by by mountains on both ends.Lake Nakuru National Park famous for its flamingos,Hyrax museum and Menengai crater are some of the geographical features of our county
My Business
i sell fresh fruits and vegetables for human consumption both retail and sometime wholesale.types of fruits and vegetables i sell are examples of oranges,mangoes,tomatoes,onions, kale's banana and sukuma wiki and lots of small fresh local vegetables depending on season of harvest.i buy my sales from a local market not very far from my business place sometimes i go to purchase direct from small scale farmers in the neighboring town.i then package in small bags and smaller quantity depending on the nature of the item.i have good customer base both on my stall i get calls to do door to door delivery at an extra little cost.i use the profits i have made to support my younger brothers school fees payment and upkeep money.i have grown tremendously within a very short period of time this attributes on the good saving habits i have aqua re in m childhood.some of my savings i have reinvested back to my business in able to exhaust demand of the my business supply.am looking forward to expand more by introducing cereals[cooking flour,rice,groundnuts,dry maize,dry beans pour age flour etc etc ] this will enable me to have a good capital base and a good start towards making my dream of owning a one stop shopping place.currently my business is able to generate at least 30 US DOLLARS per week to 50 US DOLLARS per week depending on various factors.I am looking for capital to start supply of cereals to schools
Loan Proposal
I would purchase cereals and distribute around school to be specific beans rice and fresh fruits. I have expanded my market base and procured a tender for cereal distribution in two schools of population 100 and 150 kids respectively. My loan record is quite impressive and I am looking forward to maintaining the same. Please lenders join me in this noble course. Regards
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Loan Info
Project Type
Classic Loan
Disbursed amount
$403.00
Date disbursed
Apr 25, 2016
Repayment status
Late
Projected term
66 months
Other loans
Lenders
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