Fertilizer and chemicals for pest and disease control on my cashew farm

Marfo

Berekum, Ghana

Funds disbursed

$0 to go

100% funded of $238 goal

0

days left

Entrepreneur

Name

Marfo

Member since

October 2017

On-time repayments

22 installments  •  59%

About Me

I started my schooling at All for Christ International School then proceeded to Berekum Senior High School then to University of Education, Winneba.
On vacation, I used to join my friends who are masons to involve myself in construction work. I was paid at the end of the day. Income obtained from this work was used to support my secondary education
I was willingly going to school and unfortunately lost my father in the process. This sad thing happened in my first year at the university. Fortunately for me, I got assistance from my uncle to support me in the university. This is how I overcame hardship in school.
People in my community are hardworking and friendly. They celebrate a festival called Kwafie in the first month of every year. The festival is celebrated to remember our ancestors and also to ask for good luck and protection throughout the year.
Children in the community are always punctual at school. Most of them want to be public servants when they grow while others want to be entrepreneurs.
I like watching football.

My Business

I am a professional teacher. I teach integrated science at Star Business Senior High School. I earn 1000 Cedis monthly.
I invest part of my money in my provision shop. I sell biscuits, toffees, soft drinks, soaps, etc. I am the only provision shopkeeper in my area hence there is high patronage at my shop. It cost 1500 Cedis to run the business every month. My return ranges between 25% and 30% every month.
I use part of my profit to support school children and orphans.
I am also a farmer. I have a cashew farm. The size of my farm is 3 acres. The government buys cashew all over the country for export. Hence there is ready market for my farm products.
It cost 1000 cedis to run the farm yearly. I earn 6000 cedis yearly

Loan Proposal

When I get the loan, I will buy chemicals to control pest and disease on my cashew farm. I will buy chemicals like Confidor and Akate Master and also five bags of fertilizer. When I am able to purchase all these chemicals and fertilizer, it will help improve my cashew nuts and also improve yielding because Confidor will control insects and pests from the farm and the fertilizer will improve the growth of the plants. All the chemicals and the fertilizer will cost 250 dollars. I will be able to cater for my family and two needy widows in my area.

Show original English  

About Me

I started my schooling at all for Christ international school then proceeded to Berekum senior high school then to university of education, Winneba.
On vacation I use to join my friends who are masons to involve myself in contruction work. I am paid at the end of the day. Income obtained from this work was used to support my secondary education
I was willingly to go to school and unfortunately lost my father in the process. This sad thing happens in my first year at the university. Fortunately for me I got an assistance from my uncle to support me in the university. This is how I overcome hardship in school.
People in my community are hardworking and friendly. They celebrate a festival called kwafie in the first month of every year. The festival is celebrated to remember our ancestors and also ask for good luck and protection through out the year.
Children in the community are always punctual at school. Most of them wants to be public servant when they grow while others want to be entrepreneurs.
I like watching football.

My Business

I am a professional teacher. I teaches integrated science at star business senior high school.I earn 1000 CEDI's monthly
I invest part of my money in my provision shop. I sell biscuits, toffees,soft drink, soaps etc. I am the only provision shopkeeper in my area hence there is high patronage from my shop. It cost 1500 CEDI's to run the business every month. My return ranges between 25% and 30% every month.
I use part of my profit to support school children and orphans.
I am also a farmer. I have cashew farm. The size of my farm is 3 arces. The government buy cashew all over the country for export. Hence there is ready market for my farm products.
It cost 1000 cedis to run the farm yearly. I earn 6000 cedis yearly

Loan Proposal

When I get the loan I will buy chemicals to control pest and disease in my cashew farm .I will buy chemicals like confidor which cost 25 dollars , akate master Which is 25 dollars and also five bags of fertilizer which is 190 dollars. When am able to purchase all these chemicals and fertilizer it will help improve my cashew nuts and also yielding because confidor will control insects and pets from the farm and the fertilizer will improve the growth of the plants. All the chemicals and the fertilizer will cost 250 dollars. I will be able to cater for my family and two needy widows in my area.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$238.00

Date disbursed

Apr 3, 2018

Repayment status

Late

Projected term

2 months

Lenders

ads68

Melbourne, Australia

W

Wade

United States

WE

Wendy Emlyn

Devon, United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Thomas

Sweden, Sweden

M

Mark

Toulouse, France, France

HCPSPIRIT

Helsinki, Finland

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

Ronald

Dättwil, Switzerland

B

Ben

United States

SM

Shawn Murphy

United States

E

Eva

Montreal, Canada

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  • Wendy Emlyn    May 12, 2018

    Hello Marfo.
    Are you able to make any payments yet?
    God bless you,
    Wendy

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  • Marfo    Apr 1, 2018

    I will buy chemicals to control pest and disease in my cashew farm. The chemicals include confidor ,akate master and also five bags of fertilizer. Thank you very much my lenders.

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  • Marfo    Feb 28, 2018

    The loan was used to purchase spraying machine. Owning my spraying machine has really helped me with my cashew farm. Because first I used to go and hire machine whenever I want to spray my farm.

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  • Marfo    Feb 17, 2018

    I can pay more than installment amount due to increase in income.

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  • Marfo    Feb 16, 2018

    I use the loan to buy spraying machine. With the spraying machine I have been able to spray my cashew farm. The bad effect of the pest on the cashew is minimised.

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  • Marfo    Feb 10, 2018

    I can pay more than installment amount due to increase in income.

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  • Marfo    Jan 12, 2018

    I cant afford the next installment ,I have to reduce the amount due to low income.

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  • Marfo    Jan 9, 2018

    I really thank my lenders for granting me the loan. It will be used to purchase spraying machine to spray my cashew farm. It is really helping my family.

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  • Marfo    Dec 29, 2017

    I have received 655 Ghana cedis from my lenders. I will buy spraying machine with the money.
    Thank you very much my lenders and Team zidisha.

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  • Marfo    Dec 20, 2017

    I will use the loan to buy spraying machine. The spraying machine will be use to spray my cashew farm for pest control.
    I thank my lenders a lot for my loan.

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  • Marfo    Nov 21, 2017

    Thanks to my lenders

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  • Marfo    Nov 9, 2017

    I can pay more than the install amount due to increase in profit.

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