Buying a productive dairy fressian cow

Ambrose

Borborwet, Kenya

35% repaid

Entrepreneur

Name

Ambrose

Member since

February 2015

On-time repayments

266 installments  •  73%

About Me

I was born in the year 1993 on 7th of January in the village of Borborwet Kapsuser ward Belgut constituency, Kericho county in the western part of Kenya. I grew up in a family of six I am the third born and I have two sisters and three brothers. Education wise, I completed in the year 2010, I joined a tertiary institution and studied diploma in business management. My life has been surrounded by all manner of challenges and opportunities. Coming from a middle level family with the less resources available to sustain me and my fellow brothers and sisters. We had to struggle in many ways like lack of fees and constantly out of school looking for fees. This made me to venture into business that can lift me with the little brothers and sisters. School fees was of a big problem that made our parents really struggle hard (going to pluck tea leaves for neighbors so that they get fees for my education) and with the current situation in our country right now that it needs a lot of funds for someone to take a step. I completed my tertiary institution just after two years and search for a job but unluckily jobs are not such easy to get one, I choose to employ myself. And started by being a cowboy for my neighbor. This brought me up venture into my own business of dairy farming.

My Business

I have been in farming industry(dairy farming) for the last two years, I started dairy farming with a small calf that I bought from the money that I got from the building contract that I served as the man of hand (watu wa mkono). And savings from the being a cowboy bought me one goat. I later sold the goat when the calf was sick so that I got the vets attention. I was also motivated by my fellow friends and volunteer mentors that they have the experience and with the opportunities currently present. The calf which I bought grew very well and gave birth to a heifer which and produced four litres of milk daily. Challenges in this business is that when it comes to seasons like drought mainly in my area the feeds are not easily to be found so it forces me to buy from far grass like boma rods, hay and sometimes go far distance looking for dairy meal, also during this seasons the milk produce is of low quantity leading to the loss. Even though with the previous challenges I can get a profit during good seasons that is when the quantity of the milk is high. And currently we have new kcc that is an industry that buys milk produce from us in high quantity and pays very wells.

Loan Proposal

with my loan,that i will appreciate all my lenders ,i will us to buy a good healthy productive Frisian cow costing 800$ ,this Frisian cow produces up to 15 liters in a day which will improve my weakly income up by 45$ meaning a good income to my business,this will make me no blinking of my eye, making good use of my time and my youthful energy to boost up my business with the good an promising help from all my lenders.another 20$ i will use to buy feeds for my new frisian cow because for a good production i must provide my cow with a good and enough feeding.i will buy a good quality feeds,the dairy meal from the agrovets in my nearest town ,which will help in good production of milk by my cow..with 10$ i will use to maintain veterinary services for my dairy farming,this idea came to me with a good view to my community and also i did a good research that 90 % of my product will be of high demand .this gives me a courage to buy a good productive cow that will never let me and my community down because they totally rely on my product.also with a need to boost and make my business grow bigger to highest .when i will get the Frisian cow it will help me maintain my business in dairy farming and also because i currently supply the product then it will add my daily quantity that i supply.also the business will help me continue paying my sister's school fee and also meet my daily expense and making a good saving that will allow me to repay my loan softly and in on-time repayment,i will be greatful and thankful for the loan and thank all my lenders for making me move a step to top higher.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,074.00

Date disbursed

Nov 16, 2017

Repayment status

Late

Projected term

50 months

Lenders

PG

Paul Graham

United States

Humble Bundle Community

San Francisco, United States

PZ

Phillip Zink

United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

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Summary

Amount repaid

$372.20

Amount remaining

$702.61

Expected completion

Jul 12, 2020

Status

Repaying late

Installment amount

$41.34

Repayment History

Expected Payments Actual Payments
Nov 26, 2017 $19.71 Nov 24, 2017 $19.71
Dec 3, 2017 $19.71 Nov 29, 2017 $19.71
Dec 10, 2017 $19.71 Dec 4, 2017 $19.71
Dec 17, 2017 $19.71 Dec 10, 2017 $19.71
Dec 24, 2017 $19.71 Dec 17, 2017 $19.71
Dec 31, 2017 $19.71 Dec 24, 2017 $19.71
Jan 7, 2018 $19.71 Jan 5, 2018 $19.71
Jan 14, 2018 $1.97 Jan 6, 2018 $1.97
Jan 21, 2018 $1.97 Jan 14, 2018 $1.97
Jan 28, 2018 $1.97 Jan 19, 2018 $1.97
Feb 4, 2018 $1.97 Jan 29, 2018 $1.97
Feb 11, 2018 $1.97 Jan 29, 2018 $1.97
Feb 18, 2018 $1.97 Feb 16, 2018 $1.97
Feb 25, 2018 $1.97 Feb 23, 2018 $1.97
Mar 4, 2018 $1.97 Mar 6, 2018 $1.97
Mar 11, 2018 $1.97 Mar 11, 2018 $1.97
Mar 18, 2018 $1.97 Mar 25, 2018 $1.97
Mar 25, 2018 $1.97 Mar 25, 2018 $1.97
Apr 1, 2018 $1.97 May 2, 2018 $1.97
Apr 8, 2018 $1.97 May 2, 2018 $1.97
Apr 15, 2018 $1.97 May 2, 2018 $1.97
Apr 22, 2018 $1.97 May 2, 2018 $1.97
Apr 29, 2018 $1.97 May 5, 2018 $1.97
May 6, 2018 $1.97 May 5, 2018 $1.97
May 13, 2018 $1.97 May 11, 2018 $1.97
May 20, 2018 $1.97 May 30, 2018 $1.97
May 27, 2018 $1.97 May 30, 2018 $1.97
Jun 3, 2018 $1.97 May 30, 2018 $1.97
Jun 10, 2018 $1.97 Aug 28, 2018 $1.97
Jun 17, 2018 $1.97 Aug 28, 2018 $1.97
Jun 24, 2018 $1.97 Sep 16, 2018 $1.97
Jul 1, 2018 $1.97 Sep 16, 2018 $1.97
Jul 8, 2018 $1.97 Sep 16, 2018 $1.97
Jul 15, 2018 $1.97 Sep 16, 2018 $1.97
Jul 22, 2018 $1.97 Nov 3, 2018 $1.97
Jul 29, 2018 $1.97 Nov 3, 2018 $1.97
Aug 5, 2018 $1.97 Nov 3, 2018 $1.97
Aug 12, 2018 $1.97 Nov 3, 2018 $1.97
Aug 19, 2018 $1.97 Nov 3, 2018 $1.97
Aug 26, 2018 $1.97 Nov 3, 2018 $1.97
Sep 2, 2018 $1.97 Nov 3, 2018 $1.97
Sep 9, 2018 $1.97 Nov 3, 2018 $1.97
Sep 16, 2018 $1.97 Nov 3, 2018 $1.97
Sep 23, 2018 $1.97 Nov 3, 2018 $1.97
Sep 30, 2018 $1.97 Nov 3, 2018 $1.97
Oct 7, 2018 $1.97 Nov 3, 2018 $1.97
Oct 14, 2018 $1.97 Nov 3, 2018 $1.97
Oct 21, 2018 $1.97 Nov 3, 2018 $1.97
Oct 28, 2018 $1.97 Nov 6, 2018 $1.97
Nov 4, 2018 $1.97 Nov 6, 2018 $1.97
Nov 11, 2018 $1.97 Nov 9, 2018 $1.97
Nov 18, 2018 $1.97 Nov 9, 2018 $1.97
Nov 25, 2018 $1.97 Nov 30, 2018 $1.97
Dec 2, 2018 $1.97 Dec 1, 2018 $1.97
Dec 9, 2018 $1.97 Dec 1, 2018 $1.97
Dec 16, 2018 $1.97 Dec 12, 2018 $1.97
Dec 23, 2018 $1.97 Dec 12, 2018 $1.97
Dec 30, 2018 $1.97 Feb 16, 2019 $1.97
Jan 6, 2019 $1.97 Feb 16, 2019 $1.97
Jan 13, 2019 $1.97 Feb 16, 2019 $1.97
Jan 20, 2019 $1.97 Feb 16, 2019 $1.97
Jan 27, 2019 $1.97 Feb 16, 2019 $1.97
Feb 3, 2019 $1.97 Feb 16, 2019 $1.97
Feb 10, 2019 $1.97 Feb 16, 2019 $1.97
Feb 17, 2019 $1.97 Mar 6, 2019 $1.97
Feb 24, 2019 $1.97 Mar 6, 2019 $1.97
Mar 3, 2019 $1.97 Mar 6, 2019 $1.97
Mar 10, 2019 $1.97 Mar 6, 2019 $1.97
Mar 17, 2019 $1.97 Mar 6, 2019 $1.97
Mar 24, 2019 $1.97 Apr 9, 2019 $1.97
Mar 31, 2019 $1.97 Apr 9, 2019 $1.97
Apr 7, 2019 $1.97 Apr 9, 2019 $1.97
Apr 14, 2019 $1.97 Apr 16, 2019 $1.97
Apr 21, 2019 $1.97 May 22, 2019 $1.97
Apr 28, 2019 $1.97 Jun 16, 2019 $1.97
May 5, 2019 $1.97 Jun 16, 2019 $1.97
May 12, 2019 $1.97 Jun 16, 2019 $1.97
May 19, 2019 $1.97 Jun 16, 2019 $1.97
May 26, 2019 $1.97 Jun 20, 2019 $1.97
Jun 2, 2019 $1.97 Jun 20, 2019 $1.97
Jun 9, 2019 $1.97 Jun 20, 2019 $1.97
Jun 16, 2019 $1.97 Jun 20, 2019 $1.97
Jun 23, 2019 $1.97 Jul 8, 2019 $1.97
Jun 30, 2019 $1.97 Jul 8, 2019 $1.97
Jul 7, 2019 $1.97 Jul 9, 2019 $1.97
Jul 14, 2019 $1.97 Jul 16, 2019 $1.97
Jul 21, 2019 $1.97 Aug 3, 2019 $1.97
Jul 28, 2019 $1.97 Aug 3, 2019 $1.97
Aug 4, 2019 $1.97 Aug 3, 2019 $1.97
Aug 11, 2019 $1.97 Aug 3, 2019 $1.97
Aug 18, 2019 $1.97 Aug 28, 2019 $1.97
Aug 25, 2019 $1.97 Aug 28, 2019 $1.97
Sep 1, 2019 $1.97 Sep 3, 2019 $1.97
Sep 8, 2019 $1.97 Sep 3, 2019 $1.97
Sep 15, 2019 $1.97 Nov 6, 2019 $1.97
Sep 22, 2019 $1.97 Nov 6, 2019 $1.97
Sep 29, 2019 $1.97 Nov 6, 2019 $1.97
Oct 6, 2019 $1.97 Nov 13, 2019 $1.97
Oct 13, 2019 $1.97 Nov 13, 2019 $1.97
Oct 20, 2019 $1.97 Nov 13, 2019 $1.97
Oct 27, 2019 $1.97 Nov 13, 2019 $1.97
Nov 3, 2019 $1.97 Nov 13, 2019 $1.97
Nov 10, 2019 $1.97 Nov 13, 2019 $1.97
Nov 17, 2019 $1.97 Nov 23, 2019 $1.97
Nov 24, 2019 $1.97 Nov 23, 2019 $1.97
Dec 1, 2019 $1.97 Dec 3, 2019 $1.97
Dec 8, 2019 $1.97 Dec 3, 2019 $1.97
Dec 15, 2019 $1.97 Dec 3, 2019 $1.97
Dec 22, 2019 $1.97 Dec 3, 2019 $1.97
Dec 29, 2019 $1.97 Dec 3, 2019 $1.97
Jan 5, 2020 $1.97 Jan 8, 2020 $1.97
Jan 12, 2020 $22.37 Jan 8, 2020 $7.88
Feb 13, 2020 $14.49
Jan 19, 2020 $0.00
Jan 26, 2020 $0.00
Feb 2, 2020 $0.00
Feb 9, 2020 $0.00
Feb 16, 2020 $0.99 Feb 18, 2020 $0.99
Feb 23, 2020 $0.99 Feb 18, 2020 $0.99
Mar 1, 2020 $0.99 Feb 18, 2020 $0.99
Mar 8, 2020 $1.97 Feb 18, 2020 $1.97
Mar 15, 2020 $1.97 Mar 19, 2020 $1.97
Mar 22, 2020 $41.34
Mar 29, 2020 $41.34
Apr 5, 2020 $41.34
Apr 12, 2020 $41.34
Apr 19, 2020 $41.34
Apr 26, 2020 $41.34
May 3, 2020 $41.34
May 10, 2020 $41.34
May 17, 2020 $41.34
May 24, 2020 $41.34
May 31, 2020 $41.34
Jun 7, 2020 $41.34
Jun 14, 2020 $41.34
Jun 21, 2020 $41.34
Jun 28, 2020 $41.34
Jul 5, 2020 $41.34
Jul 12, 2020 $41.19

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