Power generator for computer-training school

Dickson

Nairobi, Kawangware, Kenya

56% repaid

Entrepreneur

Name

Dickson

Member since

August 2013

On-time repayments

247 installments  •  50%

About Me

My names are Dickson Mutashe, I stay in Nairobi Kenya but my rural home is in western Mumias. I am 37 years Old. I am married to one wife and God has blessed us with three kids, 12 years Old, 8 years old and 6 years old. My wife has just been but a house wife until when I started the cyber café where she helps me in running of the business as she is computer literate.
Education wise I Completed my O-level education in the year 1996 at a school called Musanda secondary school. It being rural school and I having been brought up in rural school, I could not even afford to come in Nairobi to change my course so that I could be invited to join university despite having secured nice grade of B-. So I decided to join tertiary college In Kakamega where I completed in the year 2000 after graduating with a diploma in mechanical engineering from current Masinde Muliro University but then WECO.
It’s too unfortunate that since I graduated some 13 years ago, I have never had a chance to practice my profession. This is due to lack of job opportunities in our country. But actually I just realized there is an opportunity in that especially here in Nairobi, as there is very cheap labor idling around.
Since then I have done so many menial jobs, but one thing always struck me wherever I went to work. Everywhere I went to work I would visualize myself being the owner of that business. I have developed passion in doing my own business and that’s what prompted me to register my business name with my wife as a partner even before I knew what exactly I wanted to do in that business.
Capital was and has always been the main challenge, but actually I have come to realize that I have one thousand and one business Ideas as I am out to solve the problem of no jobs in my country.
Initially I tried so many businesses without succeeding; this was due to the fact that mostly I used to do them as part time venture since most of the jobs I used to do were for night shift.
Well I have worked as a night guard for some time and I never enjoyed the job since it was not challenging to me. I later on due to a lot of time during the day after resting decided to try my hands on computers.
Through like of socializing online, I was able to encounter with people making money online. I actually developed more interest and through that I have been able to raise capital to start my own cyber cafe in Kawangware 56 terminus. But I realized that many of this online business are not genuine as many promise heaven but they eventually deliver hell…lol, hence the desire to have my own business.
So generally I would say that that’s me in short. Am very ambitious, hardworking and very focused now to my goal creating jobs to many through starting and running a number of businesses.

My Business

My business is in computers and its services. It is called Sent Me and Supplies Resource Centre (SMSRC). This is a family business; I call it so because its registered owners are Dickson Mutashe and Josephine Namayi Who are wife and husband.
We are in computer packages training, cyber café, computer accessories selling and other computer related services. We have been in operation for the last 8 months now and all we can say that the future is bright. Well sent me and supplies resource centre is out to try and digitalize all that come in contact with it. We have a target of mainly youths who are the majority in the targeted are of Kawangware 56.
Majority of our potential customers are youths and for sure after close study of the area we have great potential in terms of training as indicated by the people who have shown interest by inquiring the training vacancies so far. As far as we are concerned we are the best and strategically placed in terms of getting those (potential customers) since most of the current competitors do not have facilities that you can compare with ours in terms of the machines. We have ensured loyalty from our customers by making sure that our internet is fast enough, our computers are well maintained. We have extra facilities like headphones and webcams which our competitors do not have. In terms of training we have competent full time well trained and professional teacher.
I myself I have vast experience in terms of making money online and this is one venture we are planning to venture into as a training and this will in fact help as more in achieving our goal of creating more jobs to our youths.
We are growing very fast with an intake of 10 average students every month. Looking forward to a very big institution providing tertiary education to the locals of Kawangware slums.
The only Risk I would maybe talk of its in term of security, but I have countered it by having somebody who spends the night at the premise. Also I would talk of power surge problems in terms of blowing my machines since I still don’t have UPS to protect them from frequent power blackouts. But this is the purpose of this loan so that I get The UPS for each machine to protect them from power surge.
So far the money so generated from here has been able to cater for all our bills including paying school fees for our three children. Furthermore we are able to save some little for emergency. So we are very sure with slight improvement of our facilities and more goods to sale in terms of computer accessories like Memory cards, flush disks, DVDs, CDs stationery etc we can generate more money to help a expand into a big business in the country.

Loan Proposal

If funded I plan to buy one generator, to stand by as I have really lost much during the frequent power blackouts which have become so common. I anticipate to spend like 151 dollars on generator. I also plan to get two more computers at 300 dollars. The rest of the amount I will use to do some branding of the center and buying of the utilities like printing papers, Do more advertisement to ensure I push my intake to at least 20 students per month. I will also buy accessories for sale like CDs and DVDs, Memory cards and USBs. So please I kindly request you to consider my loan application. Thank you in advance.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$728.00

Date disbursed

Jul 17, 2014

Repayment status

Late

Projected term

53 months

Lenders

joerg

Berlin, Germany

G

GalantnostS

Hong Kong, Hong Kong

C

chkuo

Taipei, Taiwan

cyrus0302

San Francisco, United States

A

anonymus

Moon, United States

simonvikstrom

Drottningholm, Sweden

M

Mårten

Inden, Switzerland

Namaste250

Pittsford, United States

M

marcelitohb

Bremen, Germany

mraph

Virginia, United States

analinjsaturria

Shanghai, China

fairspirit

Utrecht, Netherlands

M

Marlin

-, Austria

O

ocnis

Seattle, United States

L

Leonora

TÄBY, Sweden

Sarasota

Sarasota, Fl, United States

Kristrun Tinna

Reykjavik, Iceland

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

A

ADISI

Bern, Switzerland

T

thebonseung

Republic of Korea

E

EjLehar

Galesburg, United States

D

Dan

United States

A

ajayhk

San Jose, United States

Mikers

Netherlands

F

fvaneijk

Netherlands

K

KiraDee

United States

S

satheajay

United States

C

ColoradoSkier

Denver, United States

Michel Bavin

Antwerp Area, Belgium

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  • Dickson    Feb 8, 2019

    I am back

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  • Dickson    Nov 27, 2017

    I have been outside the country where I could not access my only means of payment mpesa

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  • Dickson    Mar 11, 2017

    I recently started anew venture and its till taking shape. Hence it has taken most of my resources. So I wish to kindly postpone till next week. Thank you for understanding my lenders

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  • Dickson    Oct 6, 2016

    Due to financial constraints I am not able to pay the whole amount and that's why I am rescheduling. Hopefully I get back on foot soon. Thank you for understanding and you patience with me

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  • Dickson    Aug 1, 2016

    Its shameful that I have to reduce this money again to 250 due other financial constraints. Hopefully am able to increase it again soon when I can. So sorry lenders for the long wait and delay in repayment. God bless!

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  • Dickson    Jun 4, 2016

    So much happening around me financially. Leading to alot of financial constraints, But will make sure I complete this loan, However long I will keep on so please just be patient with me oncemore and I will be completeing its as time goes.

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  • Dickson    Mar 3, 2016

    I reschedule because I delayed in payment due to some few issues here and there so that I can be able to start afresh. I also wish to slightly increase my weekly payment as long as I still can afford it. Thanks my lenders for understanding.

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  • Dickson    Jan 23, 2016

    It will be well with this loan. I have never been so determined and felt so optimistic. Thanks my lenders for having faith in me.

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  • Dickson    Jan 4, 2016

    I hereby wish to request fro slight payment increase as I look forward to higher intake in school enrollment this month. I wish to finish the loan faster so that I can get another bigger loan for other greater business idea. I thank all my lenders for their support and patience with me

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  • Dickson    Oct 14, 2015

    I am currently experiencing hardship with low business and finances. So I kindly request to pay that much which I can for now till when I am able to pay the full amount again. I am so sorry for inconveniences hopefully you understand. God bless you all for being generous.

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  • Dickson    Sep 25, 2015

    Hello Lenders am a bit late in payment but by next week I will clear all the balance. Thank you for your patience and sorry for inconveniences caused

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  • Dickson    Aug 25, 2015

    I am Doing well and business doing well too. The Loan has really helped me in times of blackouts as I bought a solar panel which though never worked to my expectation but the inverter and the battery has saved me a lot. Thanks to my lenders.

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  • Dickson    Jul 28, 2015

    Hello Lenders kindly bare with me its too unfortunate that issues come up which are beyond our control and some which you may not be ready to share publicly. But be assured am determined to complete this loan as soon as I can. But for now kindly allow me to reschedule again. Its to bad and I feel the guilt in me tell me am wronging somebody somewhere for keeping them waiting for long for their money they gave me generously. But please kindly allow me to push ahead my payment as I have to be a good example to my mentees. So sorry for the inconvenience caused.

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  • Franmiguel    Jul 27, 2015

    Hi Dickson,
    You posted on Humphrey Olonya’s discussion page.
    Thanks for providing me with an update, and thanks for your work as a VM at Zidisha.
    Regards
    Michael

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  • Henry    Jul 13, 2015

    CONGRATULATION IN YOUR BUSINESS KEEP IT UP.

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  • Dickson    Jul 3, 2015

    please kindly allow me to again reschedule my repayment. this is due to some financial difficulties am undergoing . But I promise to do my best and Ensure that am back on my feet the soonest time possible. Kindly please allow me to say so sorry for delaying so much in my payments. But I know it will soon be well. The business is doing great but heavily weighed down with a lot of other personal bills. Hopefully you understand and thanks in advance

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  • Dickson    Jun 10, 2015

    I hereby wish to kindly request that I reschedule my loan. I am currently experincing some financial difficulties of which most of my profit is catering for. But once am through I will resume my normal repayment schedule. Kindly bare with me please and than you for your patience my lenders

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  • Dickson    Apr 24, 2015

    Thank you lenders because of your loan to me this is possible. When I heard of zidisha from a friend I doubted but when my first second and third loans kept coming I know yes I have found it and am going to reach my destiny. Thank you and GO GO GO GO zidisha!!!

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  • Dickson    Apr 3, 2015

    We are doing great i and my family. Business is doing great and yes we have alot of hopes

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  • Dickson    Mar 25, 2015

    Its well. Thank you all my lenders

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