Jane
Githurai, Kenya
100% repaid
Name
Jane
Member since
February 2015
On-time repayments
218 installments • 59%
I was born in a family of three. Being the first, I have had to make sacrifices in order for my other siblings to have a chance to study, since my parents do casual job which are not so reliable.
After my O-levels, I worked in a clothing store, thereafter in a phone & accessories shop where I used to sell phones and operate m-pesa [mobile money transfer]. After there, I was employed as a cyber[cafe] attendant, where I gained passion for the cyber business.
Later I bought a desktop and a printer with which I started with my printing and type setting job, which I operate today.
My business involves printing, typesetting, writing people's projects and solving other business printing issues. I also help people in making online job applications and accessing various government services like applying for a KRA PIN or driving license. My typical costs are papers, offices space, electricity, and internet. I normally use my profits to support my family and siblings who are still in school.
I plan to utilize my first loan in buying a camera and for school fees clearance.
I have been having various customers who need me to take a photo of them for a passport, but I have not been able to deliver on this service due to lack of a camera. A camera costs 10,000 Kshs and the school fees balance is 15,000 Kshs, but I have some savings that will help me top up my budget.
By having a camera I will not only be able to fulfill my clients' need, but it will attract more customers since I will be able to take their passport photos. I need to clear school fees in order to urgently get my certificate so that I can be able to access other business opportunities and business training in the local authority. This will translate to more business for me.
Am born in as family of three. Being the 1st i have had to make sacrifices for in order for my other siblings to have a chance to study since my parents do casual job which are not soo reliable.
After my O-levels i worked in a clothing store, there after in a phone & accessories shop where i used to sell phones and operate m-pesa.
After there i was employed as a cyber attendant, where i gained passion in cyber business. I started small in the cyber business and has grown gradually in the business.
My business involves printing, type setting, writing people’s projects and solving other business printing issues, photocopying, laminating and scanning of documents. I also help people in making online job applications and accessing various government services like applying KRA PIN, driving license, good conduct, passport and visa, vehicle search and registration among many others.
Even though the use of smart phones is on the rise cyber services are still on high demand because not all people are able to maneuver the internet and get services they need. In the cyber i am able to give personalized services and followups on clients works.
My costs in the business are internet connection, offices space, electricity, printing materials and various stationary.
I normally use my profits to cater for my family basic needs as well as salary for one assistant that i have employed. It's also through this this business that i've been able to pay part of my school fees for my diploma that i finished recently and i will be graduating by the end of the year.
I plan to utilize my first loan in buying a camera and school fees clearance.
I have been having various customers who need to me to take them a photo or passport but i have not been able to deliver on this service due to lack of a camera.
Camera cost 10,000 Kshs and the school fees balance is 15,000/= but i have some saving that will help me top up my budget.
By having a camera i will not only be able to fulfill my clients need but it will attract more customers since i will be able to take them passport and photos . I need to clear
school fees in order to urgent get my certificate so that i can be able to access other business opportunities and business training in the local authority This will translate to more business to me.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$186.00
Date disbursed
Aug 9, 2015
Repayment status
On Time
Projected term
5 months
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