Adding inventory of curtains to retail business

Jacinta

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Jacinta

Member since

January 2015

On-time repayments

238 installments  •  69%

About Me

My name is Jacinta, born in Nakuru county in Kenya. I was born typical African family where I lived with my both parents and my brothers and sister all in one house. I grew up helping my parents with their daily chores and went to school, first 8 years of primary school and later 4 years of secondary school.

I got married shortly after finishing my secondary school education. I then relocated to Mombasa where my husband lived. I started my married life as a housewife since my husband had a job and he was the family provider. We were blessed with three kids – two girls and one boy. One girl has cleared her school education but the other two are still schooling. Unfortunately the one who is out of school got addicted to hard drugs and she is now in a rehabilitation center.

We lived happily as a family until 1998 when tragedy struck. This is when I lost my husband and the father of my children after a sudden illness. This crashed my world because I lost my companion and family’s breadwinner. With a very young family I had to think about their survival. My husband was not a man of means and he did not leave much for us save for his three months salary which we got from his employer.

I got a job as a (roadside) hotel waiter where I worked for a few months. The owner was very abusive and the pay was very low. I quit and started buying and selling second hand clothes. I had a friend who was in that business and she taught me on how to run the business.

My Business

I sell second hand clothes in an open market. I normally buy the clothes in bales and then wash and iron them to make them fetch more money. The clothes come from Europe and North America and they are very popular with the locals due to their good quality and friendly cost.

I sell all types of clothes of both sexes and children. This is business I enjoy doing because I have learned all tricks of the trade; moreover it brings food on the table and also gives me money to sustain the family.

I make a modest net income of $50 per week and the business has potential to grow much bigger if supported with credit like what I am applying for in Zidisha.

Loan Proposal

If given the loan, I will use all of it to buy a bale of curtains. This is one item missing from my catalog and my clients have been asking me to venture into this area. This will definitely expand my business horizons as I am targeting people in residential areas where I intend to do door to door sales.

I am an aggressive sales woman and I am certain that this venture will be a resounding success.

Feedback

4

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 9, 2015

Repayment status

On Time

Projected term

10 months

Lenders

L

lmuenchen

Munich, Germany

R

rcmssr

Woodbury, United States

BJ

Brandon Joz

North Carolina, United States

Jeff

Portland OR, United States

JimVandegriff

Trinidad, California, United States

T

tmsaddress

Orlando, Florida, United States

N

nodogosi

Espoo, Finland

Jouni

Finland

A

Aaron

Zurich, Switzerland

T

Tui1974

nuenen, Netherlands

S

solarkismet

Logan, United States

S

SammyGeorge

Belfast, United Kingdom

A

akshu71

Ottawa, Canada

R

RohitSingh

Montreal, Canada

trincowski

Vilar, Vila do Conde, Portugal

mepster

San Francisco, Ca, United States

J

JonAlec

United States

L

Lagrange

United States

Humble Bundle Community

San Francisco, United States

Ask Jacinta a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$109.49

Amount remaining

$0.00

Date repaid

Aug 26, 2015

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Feb 22, 2015 $3.07 Feb 22, 2015 $1.67
Mar 1, 2015 $1.40
Mar 1, 2015 $0.82 Mar 1, 2015 $0.82
Mar 8, 2015 $1.67 Mar 9, 2015 $1.67
Mar 15, 2015 $1.67 Mar 15, 2015 $1.67
Mar 22, 2015 $1.67 Mar 15, 2015 $0.56
Mar 22, 2015 $1.11
Mar 29, 2015 $1.67 Mar 22, 2015 $1.11
Mar 29, 2015 $0.56
Apr 5, 2015 $1.67 Mar 29, 2015 $1.67
Apr 12, 2015 $1.67 Apr 5, 2015 $1.67
Apr 19, 2015 $1.67 Apr 5, 2015 $0.56
Apr 12, 2015 $1.11
Apr 26, 2015 $1.67 Apr 12, 2015 $1.67
May 3, 2015 $1.67 Apr 12, 2015 $0.56
Apr 19, 2015 $1.11
May 10, 2015 $1.67 Apr 19, 2015 $1.67
May 17, 2015 $1.67 Apr 19, 2015 $0.56
Apr 28, 2015 $1.11
May 24, 2015 $1.67 Apr 28, 2015 $1.67
May 31, 2015 $1.67 Apr 28, 2015 $0.56
May 4, 2015 $1.11
Jun 7, 2015 $1.67 May 4, 2015 $1.67
Jun 14, 2015 $1.67 May 4, 2015 $0.56
May 11, 2015 $1.11
Jun 21, 2015 $1.67 May 11, 2015 $1.67
Jun 28, 2015 $1.67 May 11, 2015 $0.56
May 18, 2015 $1.11
Jul 5, 2015 $1.67 May 18, 2015 $1.67
Jul 12, 2015 $1.67 May 18, 2015 $0.56
May 26, 2015 $1.11
Jul 19, 2015 $1.67 May 26, 2015 $1.67
Jul 26, 2015 $1.67 May 26, 2015 $0.56
Jun 8, 2015 $1.11
Aug 2, 2015 $1.67 Jun 8, 2015 $1.67
Aug 9, 2015 $1.67 Jun 8, 2015 $1.67
Aug 16, 2015 $1.67 Jun 8, 2015 $1.67
Aug 23, 2015 $1.67 Jun 8, 2015 $0.56
Jun 15, 2015 $1.11
Aug 30, 2015 $1.67 Jun 15, 2015 $1.67
Sep 6, 2015 $1.67 Jun 15, 2015 $0.56
Jun 23, 2015 $1.11
Sep 13, 2015 $1.67 Jun 23, 2015 $1.67
Sep 20, 2015 $1.67 Jun 23, 2015 $0.56
Jul 7, 2015 $1.11
Sep 27, 2015 $1.67 Jul 7, 2015 $1.67
Oct 4, 2015 $1.67 Jul 7, 2015 $1.67
Oct 11, 2015 $1.67 Jul 7, 2015 $1.67
Oct 18, 2015 $1.67 Jul 7, 2015 $0.56
Jul 14, 2015 $1.11
Oct 25, 2015 $1.67 Jul 14, 2015 $1.67
Nov 1, 2015 $1.67 Jul 14, 2015 $0.56
Jul 31, 2015 $1.11
Nov 8, 2015 $1.67 Jul 31, 2015 $1.67
Nov 15, 2015 $1.67 Jul 31, 2015 $1.67
Nov 22, 2015 $1.67 Jul 31, 2015 $1.67
Nov 29, 2015 $1.67 Jul 31, 2015 $0.56
Aug 4, 2015 $1.11
Dec 6, 2015 $1.67 Aug 4, 2015 $1.67
Dec 13, 2015 $0.56 Aug 4, 2015 $0.56
Dec 20, 2015 $38.38 Aug 14, 2015 $3.33
Aug 18, 2015 $5.56
Aug 26, 2015 $29.49

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