Name
Wesley
Member since
March 2015
On-time repayments
98 installments • 0%
my childhood and education
i was born and raised in a small village in rift valley. named ndanai in bomet county. i went kaplelach primary school and later Gorgor secondary schoo and later kenya institute of proffesional study where i acquired a diploma in physiology counseling.
HOW I OVERCAME CHALLENGES
growing top me was very challenging as our family was so humble. we never missed any basic need but still we were financially challenged. this experience made me a person i am. i have made myself a person i am. resilience and always trying new things.
HOW I STARTED MY OWN BUSINESS
when i finished my college education, i started to look for a job but none was forth coming. i therefore chose to start a small business. a stall for selling second hand clothes. it was a humble beginning but it has now grown to a good business.
UNIQUESNESS OF OUR LAND
our people are geneourous and always helping. many have been helped through charity work and society wellfare. our culture is also something to recognize as it is admired by people all over.
DREAMSD OF OUR CHILDREN
Our children like others from all over the country and world at large have nice dreams of being greayt people in future. they see education as the only key to success.
MY HOBBY
I love travelling and meeting new people all over, i also love reading and watching movies.
GOODS I PROVIDE
I deal with second hand cloths from nairobi and some imported.
WHY THEY ARE IN DEMAND
my goods and services are in demand. not all people can afford to buy ready made cloths from boutiques. they are expensive and considering the finnacial status of our people, it is a challenge for them to buy these cloths. my business therefore comes as a remedy to this as they cannot aford expensive ones. mine are smart casual, official and cheap.
WHY I CHOSE THIS BUSINESS
I chiose this kind of business as it is cheap to start, maintain and everyone can get what they need. i started with a little capital but has grown to a good business.
TYPICAL COSTS AND REVENUE
I spent more than 100 dollars each week in stocking my business. on the other hand, i get more than 200 dollars as my profit when all stock is complete. i also use about 20 dollars to pay rent and other government revenues costing up to about 50 dollars.
HOW I USE MY PROFIT
I use my profit in stocking my business and also paying my rent. i also use it to help my family as i still got a young brother who is still in high school and i still surport him
I am going to hire another stall to start putting another stock of my cloths. this is going to cost a bout 40 dollars a month and so i would be hiring it for two months.
BENEFIT TO ME AND OTHERS
this is going to make my business expansive and help me to extend it top others. i want to employ a person to help me in contacting and selling the cloths on the other stall it will have helped me to create a hob opportunity.
INCREASE IN MY PROFIT
my profit will also increase in about 50 pecent a week once i put up the business once again.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 17, 2015
Repayment status
Late
Projected term
22 months
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