Linet
Nakuru, Kenya
42% repaid
Name
Linet
Member since
October 2013
On-time repayments
138 installments • 24%
I am Linet Chepkorir, a determined lady currently a student at the University of Nairobi. I am a second year student pursuing a Bachelor of Arts degree in Sociology. My home is Keringet, Kuresoi District, and Nakuru County. I received my Kenya Certificate of Primary Education from Keringet Boarding Primary in 2006 and later joined Roret Girls High School where I sat for my Kenya Certificate of Secondary Education in 2010. I managed to join the University of Nairobi in 2012. I come from a single parent family under the care of my mother, having separated with when I was young. Despite all that, we have pushed on with life without many problems.
Life while in campus, being in Nairobi – one of the hardest places to live in, in the region, has taught me a lot. The challenges I go through have challenged me to think hard about financial independence and stop depending entirely on my mother and my other siblings. This thought has pushed me to do business in campus. I sell fashions products to students taking advantage of the fashion trendy students. I majorly dwell in ladies’ handbags, shoes and other ladies’ clothes. I do this in their hostels after classes but others have my contacts and can easily call me or come to my room for a wide selection. I get at least Sh. 20000 per month as profit from this business. As a student, this is independence. I will be clearing campus by the end of the year, and I am planning to have a stall of my own in town where I can reach other people. I will use the Zidisha loans to add more stock and help me meet my goal of having my own shop by the end of the year. Thank you.
I thank God that I was able to clear the first loan in good time, thanks to the good performance of the business. The demand is always high and at times I find my self lacking some of the items. We are about to end a semester – this means that the movement of the students to the market and other shopping places to get the fashion products is hard because they are busy revising for their examinations. Having them at their doorstep is something they cherish. I look forward to taking advantage of this time to make more money. I need to get clothes and shoes which will suit the changing weather while ensuring that they look smart at all times. The rains are all over in Nairobi and it is really chilly. I will also be busy revising for the examinations and hiring someone to help me during this period is inevitable. For more stock, I will need 8700 Kenya Shillings ($71) and 4000 Kenya Shillings ($33) to hire one person. Thank you.
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 23, 2014
Repayment status
Late
Projected term
29 months
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