Binding machine & photocopying papers for my cybercafe

Beatrice

Kisii, Kenya

100% repaid

Entrepreneur

Name

Beatrice

Member since

January 2015

On-time repayments

110 installments  •  77%

About Me

I was born in the city of Kisii, Africa Kenya, Kisii County. I enrolled school in 1996 at Eronge Primary Schools and then I joined Kereri Girls High School. After my secondary education I joined college at Kisumu whereby I pursued a diploma in information technology. I did not have enough school fees for continuing my education. After college I decided to look for a job whereby I got and starting saving. Later I decided to open a business with my little saving. I started with two machines but right now I have eight machines. My hobbies are making friends, traveling and reading.

My Business

I work in Kisii town whereby I have a cyber and I offer the following services typesetting, printing, lamination and binding to clients. Most of my customers are university and college students whom I type and print proposals and assignments. The services for the cyber are of high demand because students must search and print when writing a proposal or assignments. Nowadays Colleges and universities are around where my business is. I chose the business because it offers continuity and flow of work since students are still learning. I wish to be funded so that I can purchase new machines for the good work so that I can attract more customers because the ones I have already it has become too old and even they are not good for my customers, they are complaining about it.

Loan Proposal

I am so grateful for the first loan you gave me. You have impacted my family, my business and my community too. I managed to use the loan you gave me wisely and I have paid back successfully. I am counting on you for my second loan which I will use to purchase binding machine and photocopying papers. I am going to use 60 dollars for binding machine and another 40 dollars to buy photocopying papers.This is because my customers are university students during research time, they need to bind there proposals. I promise you again I am going to pay back the loan to your satisfaction. Thank you and I really appreciate for continuing support.

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 13, 2015

Repayment status

On Time

Projected term

2 months

Lenders

rebecca

Chapin SC, United States

A

agwong

California, United States

smonroe

Stanford, United States

R

redhoward

San Francisco, United States

tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

R

rurumm

Muenchen, Germany

S

Snick

Halle, Germany

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

C

Canlender1

Nanaimo, Canada

jesuisneil

MATTESON, United States

F

FHult

Stockholm, Sweden

Zidisha

Sterling, United States

A

ashtanga99

Newport, United States

S

scrabblelives

Nashville, United States

D

danderson1953

Plainsboro, United States

T

tanio

Darmstadt, Germany

E

erogers

Vancouver, Canada

fairspirit

Utrecht, Netherlands

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

E

E

Marin county, United States

M

merk85

United States

trincowski

Vilar, Vila do Conde, Portugal

mepster

San Francisco, Ca, United States

Ask Beatrice a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Laurie    Oct 24, 2018

    Hello, Beatrice.

    Anytime you ever need help from Zidisha's
    administrative staff (about your account), please
    do the following: Log in, click on the HELP link
    in your account, and send in a SUPPORT TICKET.

    --> Please note that I won't get notified of anything
    that you post here on your Discussion page, or
    in the Forum.

    Please be aware that Discussion pages are
    frequented by lenders, not staff members.*

    *(Most Zidisha lenders are not staff members.)

    Please also be aware that the Forum is not intended for
    specific account inquiries, but rather it is intended for
    general policy questions only (i.e., ones which any member
    of the Zidisha community--borrower or lender--could answer).
    A staff member maybe will answer; however, it's important to
    remember that staff members usually don't frequent the Forum;
    instead, they mostly monitor and reply to Support Tickets,
    post installments, send disbursements, etc.


    To understand more about how Zidisha currently works,
    please take some time to read the following information,
    which answers many questions that Zidisha members
    often have:

    www.zidisha.org/forum-threa...
    [forum-thread/1295#comment-4428]

    www.zidisha.org/forum-threa...
    [forum-thread/1347#comment-4702]

    www.zidisha.org/forum-threa...
    [forum-thread/1550#comment-5595]

    www.zidisha.org/forum-threa...
    [forum-thread/2318#comment-8212]

    www.zidisha.org/forum-threa...
    [forum-thread/2342#comment-8213]

    www.zidisha.org/forum-threa...
    [forum-thread/2390#comment-8421]

    www.zidisha.org/forum-threa...
    [forum-thread/2409]

    www.zidisha.org/forum-threa...
    [forum-thread/3301#comment-10884]

    Additionally, for policy changes and other updates, please also check here for Announcements from the Director: www.zidisha.org/forums/4

    Thank you.

    Kind regards,
    Laurie

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  • Henry    Jul 25, 2018

    congratulation in your businee keep it up.

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  • Beatrice    Jul 24, 2018

    The loan I finished to pay it helps me improve my business profit. I used to make only 4,000 a week after expenses now it improves to 8,000 a week. I wish to to be lended again I hope it will continue improving more. Thanks zidisha lenders as continue supporting us. May God bless you all.

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  • Beatrice    Jul 19, 2018

    I want to change the installment amount because this round my business was good I earned some profit

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  • Beatrice    Jul 3, 2018

    It is like this round my profit margin increases I want to pay more than the installment so that i clear my loan very fast and get another so that increase my business.

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  • Beatrice    Jun 30, 2018

    I purchased new machines for my clients. It improves the quality services hence earned some profits. It increased from 50% to 70%. The earnings I used to take my kids to school .

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  • Beatrice    Jun 14, 2018

    There being business is low I want reduce the installment amount.

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  • Beatrice    May 3, 2018

    The business is very low this time I would like to adjust the installment amount. If incase it comes up I will adjust again and pay more than this. Thank you for your understanding.

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  • Beatrice    Apr 20, 2018

    Hello Zidisha members, Thank you very much for your support. I manage to buy add two computers for my cyber now my clients are enjoying hence the profit margins have increased from70% to 80% . The increased earnings have used it to buy some stock for selling e.g envelopes and photocopying papers . My children are going to school smoothly and I have managed to clear the fees through my increased earnings.

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  • Beatrice    Apr 17, 2018

    I received Kes 32,400 after deductions. Thank you very much for lending me. I will buy new machines for my cyber cafe. Thank you again may God bless you abundantly.

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  • Beatrice    Apr 17, 2018

    Thank you all zidisha lenders for lending me a loan. I will purchase newly machines for my cyber cafe so that I can attract more customers for browsing. Thank you very much and may God bless you all.

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  • Beatrice    Sep 24, 2017

    I purchased some two computers and the clients they were just enjoying the service. The profit margin increased and i was able to pay school fees for my children comfortably.

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  • Beatrice    Aug 10, 2016

    I want to reduce installment amount because the business is down, it is not fetching.

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  • Beatrice    Jul 6, 2016

    I will use the loan for upgrading my cyber cafe and the remaining amount I will use them to purchase printing papers and some accessories for sale. Thank you zidisha members and may God bless you as you are continuing supporting us.

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  • Beatrice    Jun 28, 2016

    Hi zidisha lenders, I am very much thankful for your loan and it helped me a lot. My children now are going to school well without even being chased away. Thank you again and may God bless you all.

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  • Beatrice    Apr 7, 2016

    I purchased the two computers for my cyber cafe now my clients are really enjoying browsing. My children are going to school so nicely without even chased away because of school fees. Thank you Zidisha members for the support. May God bless you all abundantly.

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  • Beatrice    Jan 24, 2016

    Thank you Zidisha Lenders, I bought two new machines to my cyber. My clients are now enjoying browsing. It has increased my earning from 60% to 70% . I have also used the increased earning and paid my children school fees. Thank you and God bless you all.

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  • Beatrice    Dec 24, 2015

    I am requesting to pay Kshs. 1,000 because there is no business as usual because they have gone for Christmas.

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  • Beatrice    Dec 16, 2015

    Since people now are going for Christmas the business will not be the same as it was.

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  • Beatrice    Dec 16, 2015

    Hello Zidisha Lenders. I take this opportunity to give thanks for the support you gave me my life now has changed. My family are fed well even there are celebrating because of the support to gave to me. I really appreciate so much. Thanks and be blessed.

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