Entrepreneur
Name
Lucy
Member since
August 2015
On-time repayments
262 installments • 48%
About Me
i am a lady aged 26 yrs and a diploma holder i information studies and also diploma holder in hairdressing and beauty, i grew up from a humble background with a lot of competition for the limited resources, which this competition it was survival for the fittest, with this encounters i develop courage to face the wall and thought of taking the risk in business to which i came out successfully. with the desire to be independent and also support my family i decided to venture into business of salon and cosmetics. my business is located at Gilgil town- Gilgil sub county in Nakuru county where i am able to attend to client from various offices in town, i do offer quality services and handle my customers well and they market my business on my behave. my hobby and interest is plaiting of hair.
My Business
my business falls under service industry as it majorly deals with service relating to beauty and hairdressing, this services are in great demand as beauty is key to every individual and each an every time there must be a client. with the knowledge in hairdressing and beauty i saw it fit to venture into the business putting in the high pressure in demand for better services which i felt that i can fully offer to the community.
the business is able to make between 30- 40 US dollar per day to which am able to cater for any other cost like payment of daily bills and wages to my staff, after all the deductions the net profit range between 10- 15 US dollar per day to which it is reinvested to the business for further expansion.
Loan Proposal
with this loan am applying am planning the increase my work stations and also expand the saloon. currently the number of my clients have greatly increased and am seeing the need to have enough space to accommodate my clients. with this effect my business will experience a profit increase of about 25% per month which is encouraging.
besides i will be able to increase opportunities for job by 7 people, and this reduce the rate of unemployment in our society.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$677.00
Date disbursed
Oct 15, 2017
Repayment status
Late
Projected term
42 months
Other loans
Lenders
Hong Kong
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$331.85
Amount remaining
$344.19
Expected completion
Apr 17, 2021
Status
Repaying late
Installment amount
$13.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 28, 2017 | $9.90 | Oct 18, 2017 | $9.90 |
| Nov 4, 2017 | $0.00 | ||
| Nov 11, 2017 | $0.00 | ||
| Nov 18, 2017 | $4.95 | Nov 16, 2017 | $4.95 |
| Nov 25, 2017 | $4.95 | Nov 16, 2017 | $4.95 |
| Dec 2, 2017 | $4.95 | Nov 16, 2017 | $4.95 |
| Dec 9, 2017 | $4.95 | Nov 16, 2017 | $4.95 |
| Dec 16, 2017 | $4.95 | Nov 16, 2017 | $4.95 |
| Dec 23, 2017 | $4.95 | Mar 17, 2018 | $4.95 |
| Dec 30, 2017 | $4.95 | Mar 17, 2018 | $4.95 |
| Jan 6, 2018 | $4.95 | Mar 21, 2018 | $4.95 |
| Jan 13, 2018 | $4.95 | Mar 21, 2018 | $4.95 |
| Jan 20, 2018 | $4.95 | Mar 21, 2018 | $4.95 |
| Jan 27, 2018 | $4.95 | Mar 21, 2018 | $4.95 |
| Feb 3, 2018 | $4.95 | Apr 13, 2018 | $4.95 |
| Feb 10, 2018 | $4.95 | Apr 13, 2018 | $4.95 |
| Feb 17, 2018 | $4.95 | May 17, 2018 | $4.95 |
| Feb 24, 2018 | $4.95 | May 17, 2018 | $4.95 |
| Mar 3, 2018 | $4.95 | May 17, 2018 | $4.95 |
| Mar 10, 2018 | $4.95 | May 17, 2018 | $4.95 |
| Mar 17, 2018 | $4.95 | May 17, 2018 | $4.95 |
| Mar 24, 2018 | $4.95 | May 17, 2018 | $4.95 |
| Mar 31, 2018 | $4.95 | Jun 20, 2018 | $4.95 |
| Apr 7, 2018 | $4.95 | Jun 20, 2018 | $4.95 |
| Apr 14, 2018 | $0.00 | ||
| Apr 21, 2018 | $0.00 | ||
| Apr 28, 2018 | $0.00 | ||
| May 5, 2018 | $0.00 | ||
| May 12, 2018 | $0.00 | ||
| May 19, 2018 | $0.00 | ||
| May 26, 2018 | $0.00 | ||
| Jun 2, 2018 | $0.00 | ||
| Jun 9, 2018 | $0.00 | ||
| Jun 16, 2018 | $0.00 | ||
| Jun 23, 2018 | $0.00 | ||
| Jun 30, 2018 | $0.00 | ||
| Jul 7, 2018 | $0.00 | ||
| Jul 14, 2018 | $2.98 | Jul 12, 2018 | $2.98 |
| Jul 21, 2018 | $2.98 | Jul 12, 2018 | $2.98 |
| Jul 28, 2018 | $2.98 | Jul 12, 2018 | $2.98 |
| Aug 4, 2018 | $2.98 | Jul 12, 2018 | $2.98 |
| Aug 11, 2018 | $2.98 | Jul 12, 2018 | $2.98 |
| Aug 18, 2018 | $4.95 | Jul 12, 2018 | $4.95 |
| Aug 25, 2018 | $4.95 | Jul 12, 2018 | $4.95 |
| Sep 1, 2018 | $4.95 | Jul 12, 2018 | $4.90 |
| Sep 20, 2018 | $0.05 | ||
| Sep 8, 2018 | $4.95 | Sep 20, 2018 | $4.95 |
| Sep 15, 2018 | $4.95 | Sep 20, 2018 | $4.95 |
| Sep 22, 2018 | $4.95 | Sep 20, 2018 | $4.95 |
| Sep 29, 2018 | $4.95 | Sep 20, 2018 | $4.90 |
| Oct 5, 2018 | $0.05 | ||
| Oct 6, 2018 | $4.95 | Oct 5, 2018 | $4.95 |
| Oct 13, 2018 | $4.95 | Oct 5, 2018 | $4.95 |
| Oct 20, 2018 | $4.95 | Oct 5, 2018 | $4.95 |
| Oct 27, 2018 | $4.90 | Oct 5, 2018 | $4.90 |
| Nov 3, 2018 | $0.00 | ||
| Nov 10, 2018 | $0.00 | ||
| Nov 17, 2018 | $0.00 | ||
| Nov 24, 2018 | $0.00 | ||
| Dec 1, 2018 | $0.00 | ||
| Dec 8, 2018 | $0.00 | ||
| Dec 15, 2018 | $0.00 | ||
| Dec 22, 2018 | $0.00 | ||
| Dec 29, 2018 | $2.47 | Dec 30, 2018 | $2.47 |
| Jan 5, 2019 | $2.47 | Jan 5, 2019 | $2.47 |
| Jan 12, 2019 | $2.47 | Sep 21, 2019 | $2.47 |
| Jan 19, 2019 | $2.47 | Sep 21, 2019 | $2.47 |
| Jan 26, 2019 | $4.95 | Sep 21, 2019 | $4.95 |
| Feb 2, 2019 | $4.95 | Oct 5, 2019 | $4.95 |
| Feb 9, 2019 | $4.95 | Nov 13, 2019 | $4.95 |
| Feb 16, 2019 | $4.95 | Nov 13, 2019 | $4.95 |
| Feb 23, 2019 | $4.95 | Nov 13, 2019 | $4.95 |
| Mar 2, 2019 | $4.95 | Nov 13, 2019 | $4.95 |
| Mar 9, 2019 | $4.95 | Nov 13, 2019 | $4.95 |
| Mar 16, 2019 | $0.00 | ||
| Mar 23, 2019 | $0.00 | ||
| Mar 30, 2019 | $0.00 | ||
| Apr 6, 2019 | $0.00 | ||
| Apr 13, 2019 | $0.00 | ||
| Apr 20, 2019 | $0.00 | ||
| Apr 27, 2019 | $0.00 | ||
| May 4, 2019 | $0.00 | ||
| May 11, 2019 | $0.00 | ||
| May 18, 2019 | $0.00 | ||
| May 25, 2019 | $0.00 | ||
| Jun 1, 2019 | $0.00 | ||
| Jun 8, 2019 | $0.00 | ||
| Jun 15, 2019 | $0.00 | ||
| Jun 22, 2019 | $0.00 | ||
| Jun 29, 2019 | $0.00 | ||
| Jul 6, 2019 | $0.00 | ||
| Jul 13, 2019 | $0.00 | ||
| Jul 20, 2019 | $0.00 | ||
| Jul 27, 2019 | $0.00 | ||
| Aug 3, 2019 | $0.00 | ||
| Aug 10, 2019 | $0.00 | ||
| Aug 17, 2019 | $0.00 | ||
| Aug 24, 2019 | $0.00 | ||
| Aug 31, 2019 | $0.00 | ||
| Sep 7, 2019 | $0.00 | ||
| Sep 14, 2019 | $0.00 | ||
| Sep 21, 2019 | $0.00 | ||
| Sep 28, 2019 | $0.00 | ||
| Oct 5, 2019 | $0.00 | ||
| Oct 12, 2019 | $0.00 | ||
| Oct 19, 2019 | $0.00 | ||
| Oct 26, 2019 | $0.00 | ||
| Nov 2, 2019 | $0.00 | ||
| Nov 9, 2019 | $0.00 | ||
| Nov 16, 2019 | $0.00 | ||
| Nov 23, 2019 | $0.00 | ||
| Nov 30, 2019 | $0.00 | ||
| Dec 7, 2019 | $0.00 | ||
| Dec 14, 2019 | $0.00 | ||
| Dec 21, 2019 | $0.00 | ||
| Dec 28, 2019 | $0.00 | ||
| Jan 4, 2020 | $0.00 | ||
| Jan 11, 2020 | $0.00 | ||
| Jan 18, 2020 | $0.00 | ||
| Jan 25, 2020 | $0.00 | ||
| Feb 1, 2020 | $0.00 | ||
| Feb 8, 2020 | $0.00 | ||
| Feb 15, 2020 | $0.00 | ||
| Feb 22, 2020 | $0.00 | ||
| Feb 29, 2020 | $0.00 | ||
| Mar 7, 2020 | $0.00 | ||
| Mar 14, 2020 | $0.00 | ||
| Mar 21, 2020 | $0.00 | ||
| Mar 28, 2020 | $0.00 | ||
| Apr 4, 2020 | $1.98 | Apr 6, 2020 | $1.98 |
| Apr 11, 2020 | $1.98 | Apr 6, 2020 | $1.98 |
| Apr 18, 2020 | $1.98 | Apr 6, 2020 | $1.98 |
| Apr 25, 2020 | $1.98 | Apr 6, 2020 | $1.98 |
| May 2, 2020 | $1.98 | Apr 6, 2020 | $1.98 |
| May 9, 2020 | $4.95 | Apr 13, 2020 | $4.95 |
| May 16, 2020 | $4.95 | Apr 20, 2020 | $4.95 |
| May 23, 2020 | $4.95 | Jun 6, 2020 | $4.95 |
| May 30, 2020 | $0.00 | ||
| Jun 6, 2020 | $0.00 | ||
| Jun 13, 2020 | $0.00 | ||
| Jun 20, 2020 | $1.99 | Jun 20, 2020 | $1.99 |
| Jun 27, 2020 | $1.99 | Jun 20, 2020 | $1.99 |
| Jul 4, 2020 | $1.99 | Jun 20, 2020 | $0.97 |
| Aug 13, 2020 | $1.02 | ||
| Jul 11, 2020 | $1.99 | Aug 13, 2020 | $1.99 |
| Jul 18, 2020 | $1.99 | Aug 13, 2020 | $1.99 |
| Jul 25, 2020 | $4.95 | Aug 13, 2020 | $4.95 |
| Aug 1, 2020 | $4.95 | Aug 13, 2020 | $4.95 |
| Aug 8, 2020 | $4.95 | Aug 13, 2020 | $4.95 |
| Aug 15, 2020 | $0.00 | ||
| Aug 22, 2020 | $0.00 | ||
| Aug 29, 2020 | $2.48 | Sep 1, 2020 | $2.48 |
| Sep 5, 2020 | $2.48 | Sep 5, 2020 | $2.48 |
| Sep 12, 2020 | $2.48 | Sep 15, 2020 | $2.48 |
| Sep 19, 2020 | $2.48 | Sep 19, 2020 | $2.48 |
| Sep 26, 2020 | $2.48 | Sep 27, 2020 | $2.48 |
| Oct 3, 2020 | $0.00 | ||
| Oct 10, 2020 | $2.48 | Oct 7, 2020 | $2.48 |
| Oct 17, 2020 | $2.48 | Oct 7, 2020 | $2.48 |
| Oct 24, 2020 | $2.48 | Oct 7, 2020 | $2.48 |
| Oct 31, 2020 | $2.48 | Oct 7, 2020 | $2.48 |
| Nov 7, 2020 | $2.48 | Nov 6, 2020 | $2.48 |
| Nov 14, 2020 | $4.95 | Nov 27, 2020 | $4.95 |
| Nov 21, 2020 | $4.95 | Nov 27, 2020 | $4.95 |
| Nov 28, 2020 | $4.95 | Dec 1, 2020 | $4.95 |
| Dec 5, 2020 | $1.98 | Dec 1, 2020 | $1.98 |
| Dec 12, 2020 | $0.00 | ||
| Dec 19, 2020 | $0.00 | ||
| Dec 26, 2020 | $13.01 | Dec 30, 2020 | $13.01 |
| Jan 2, 2021 | $13.01 | ||
| Jan 9, 2021 | $13.01 | ||
| Jan 16, 2021 | $13.01 | ||
| Jan 23, 2021 | $13.01 | ||
| Jan 30, 2021 | $26.01 | ||
| Feb 6, 2021 | $26.01 | ||
| Feb 13, 2021 | $26.01 | ||
| Feb 20, 2021 | $26.01 | ||
| Feb 27, 2021 | $26.01 | ||
| Mar 6, 2021 | $26.01 | ||
| Mar 13, 2021 | $26.01 | ||
| Mar 20, 2021 | $26.01 | ||
| Mar 27, 2021 | $26.01 | ||
| Apr 3, 2021 | $26.01 | ||
| Apr 10, 2021 | $26.01 | ||
| Apr 17, 2021 | $6.06 | ||
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