Entrepreneur
Name
Kelvin
Member since
February 2015
On-time repayments
229 installments • 27%
About Me
Am 27yrs from gilgil sub county in Nakuru county kenya and christian. I come from a very humble family who then passed away when I was 10yrs old my sister was 6yrs old and my brother was only 11months old. Since then we have lived a life of well wisher for our basic needs. I have gone up secondary school which my aunty used to pay for school fees.
While I was at home I used to look for a lobour jobs for day in day out so as to put food on the table and save some for my pocket money.
When I finished my secondary school I was used to do lobour jobs until I meet a well-wisher who told me to join him where he used to work on a workshop of repairing phones and computer, and that were I learnt how to repair phones and computer. due to the background that I have I used to save the little that were left after buy food for my family(sister and brother).I did not go for long I found someone who wanted to close his workshop. And I talked to her instead of closing he give the total cost of all the tools that he will no longer use to her new workshop, and I give her the money that I had saved and let me use the shop to earn the rest that remain in terms of installments. I thank God for fovour in my life. Due to hardship that I have undergone I take all tribes to be of the same.
My Business
First I acknowledge the Zidisha team and the lenders for the previous loan. Through it I was able to access spares at wholesale price thus making my profit margin higher by 6% and a bigger turnover. This was an upper hand which helped me clear my first loan in good time.
This time I want to increase stock and add other variety mobile phone spares. Stocking more has a cost advantage because it will save on transport time. Money saved goes to the profit and the business growth shall be enhanced.
I do repair and maintenance of mobile phone .due to growth of technology in mobile phone give me hope to repair more and more as they keep on failing to function or even get damaged thus creating more chances to prosper of my business and change my life and family status thus creating a chance to help the needy.
The little that I get every day I use 20% at home for basic needs 25% on savings on investment ,25% on reinvesting to business and the 15% Is kept just in case of any medical needs for the family,15% on bill that is house rent and electricity bill.
I love challenges as my life full of challenges and they have made me whom I am today, reading article that have new types of technology and solution of technology has been my greatest thing in my life.
Loan Proposal
I will use the requested amount to buy mobile phone spares that is lcd screens and touch screen for:
1.TECNO mobile phone: p5 ,h5,p3,m3,d3,n3
2.HUAWEI models:u8150,u8185,y210,y220,y330,y320,y511
3.NOKIA models: 311,305,c2-03,202,lumia 520 (screens :x2-1,x2-2,x2-00,5130,3110,1616,,c1,105)
4.CHINA LCDS SCREENS: 17pins small,17pins big,37pins,rokea 37pins,itel 1353,kgtel 35pins,24pins each cost $4.5 and neon @ $6
5.CHARGING PORTS : tecno,Samsung's
6.SAMSUNG : lcd screens chatt 2222,chatt ,s5830,s7580,S 3332
7.M-HORSE: G2 ,G2+ 720,gt-s6812
8.ITEL : it6800.it 1404,1353
With this, my profit will increase by 10%. The benefit will be more customers and more income which I will use to improve the business, and meet basin domestic expenditures.
I look forward to meeting my customers' needs and improving my business.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$237.00
Date disbursed
May 26, 2016
Repayment status
Late
Projected term
42 months
Other loans
Lenders
United States
Reading, United Kingdom
Summary
Amount repaid
$130.64
Amount remaining
$118.21
Expected completion
Dec 9, 2019
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 6, 2016 | $12.17 | Jun 5, 2016 | $12.17 |
| Jun 13, 2016 | $12.17 | Jun 14, 2016 | $12.17 |
| Jun 20, 2016 | $12.17 | Jun 26, 2016 | $12.17 |
| Jun 27, 2016 | $0.00 | ||
| Jul 4, 2016 | $0.00 | ||
| Jul 11, 2016 | $0.00 | ||
| Jul 18, 2016 | $0.00 | ||
| Jul 25, 2016 | $7.10 | Jul 23, 2016 | $7.10 |
| Aug 1, 2016 | $7.10 | Jul 23, 2016 | $7.10 |
| Aug 8, 2016 | $7.10 | Jul 23, 2016 | $7.10 |
| Aug 15, 2016 | $7.10 | Jul 23, 2016 | $7.10 |
| Aug 22, 2016 | $7.10 | Jul 23, 2016 | $7.10 |
| Aug 29, 2016 | $7.10 | Jul 23, 2016 | $5.07 |
| Oct 2, 2016 | $2.03 | ||
| Sep 5, 2016 | $7.10 | Oct 2, 2016 | $7.10 |
| Sep 12, 2016 | $0.00 | ||
| Sep 19, 2016 | $0.00 | ||
| Sep 26, 2016 | $0.00 | ||
| Oct 3, 2016 | $0.00 | ||
| Oct 10, 2016 | $3.04 | Oct 23, 2016 | $3.04 |
| Oct 17, 2016 | $2.33 | Nov 20, 2016 | $2.33 |
| Oct 24, 2016 | $0.00 | ||
| Oct 31, 2016 | $0.00 | ||
| Nov 7, 2016 | $0.00 | ||
| Nov 14, 2016 | $0.00 | ||
| Nov 21, 2016 | $0.00 | ||
| Nov 28, 2016 | $1.52 | Dec 6, 2016 | $1.52 |
| Dec 5, 2016 | $1.52 | Dec 6, 2016 | $0.51 |
| Dec 21, 2016 | $1.01 | ||
| Dec 12, 2016 | $1.52 | Dec 21, 2016 | $1.52 |
| Dec 19, 2016 | $1.52 | Jan 8, 2017 | $1.52 |
| Dec 26, 2016 | $1.52 | Jan 8, 2017 | $1.01 |
| Jan 20, 2017 | $0.51 | ||
| Jan 2, 2017 | $1.52 | Jan 20, 2017 | $1.01 |
| Feb 9, 2017 | $0.51 | ||
| Jan 9, 2017 | $1.01 | Feb 9, 2017 | $1.01 |
| Jan 16, 2017 | $0.00 | ||
| Jan 23, 2017 | $0.00 | ||
| Jan 30, 2017 | $0.00 | ||
| Feb 6, 2017 | $0.00 | ||
| Feb 13, 2017 | $0.00 | ||
| Feb 20, 2017 | $0.00 | ||
| Feb 27, 2017 | $1.01 | Mar 2, 2017 | $1.01 |
| Mar 6, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Mar 13, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Mar 20, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Mar 27, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Apr 3, 2017 | $1.01 | Mar 28, 2017 | $1.01 |
| Apr 10, 2017 | $1.01 | Mar 28, 2017 | $1.01 |
| Apr 17, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 24, 2017 | $1.01 | Apr 20, 2017 | $0.51 |
| May 25, 2017 | $0.51 | ||
| May 1, 2017 | $1.01 | May 25, 2017 | $1.01 |
| May 8, 2017 | $1.01 | May 25, 2017 | $0.51 |
| Jun 29, 2017 | $0.51 | ||
| May 15, 2017 | $1.01 | Jun 29, 2017 | $1.01 |
| May 22, 2017 | $1.01 | Jun 29, 2017 | $1.01 |
| May 29, 2017 | $1.01 | Jun 29, 2017 | $1.01 |
| Jun 5, 2017 | $1.01 | Jun 29, 2017 | $0.51 |
| Jul 8, 2017 | $0.51 | ||
| Jun 12, 2017 | $1.01 | Jul 8, 2017 | $1.01 |
| Jun 19, 2017 | $1.01 | Jul 8, 2017 | $1.01 |
| Jun 26, 2017 | $1.01 | Jul 23, 2017 | $1.01 |
| Jul 3, 2017 | $1.01 | Jul 23, 2017 | $1.01 |
| Jul 10, 2017 | $1.01 | Jul 31, 2017 | $1.01 |
| Jul 17, 2017 | $1.01 | Jul 31, 2017 | $1.01 |
| Jul 24, 2017 | $1.01 | Jul 31, 2017 | $0.51 |
| Aug 14, 2017 | $0.51 | ||
| Jul 31, 2017 | $1.01 | Aug 14, 2017 | $1.01 |
| Aug 7, 2017 | $1.01 | Aug 14, 2017 | $0.51 |
| Aug 30, 2017 | $0.51 | ||
| Aug 14, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Aug 21, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Aug 28, 2017 | $1.01 | Sep 29, 2017 | $1.01 |
| Sep 4, 2017 | $1.01 | Nov 3, 2017 | $1.01 |
| Sep 11, 2017 | $1.01 | Nov 3, 2017 | $0.51 |
| Sep 18, 2017 | $1.01 | ||
| Sep 25, 2017 | $1.01 | ||
| Oct 2, 2017 | $1.01 | ||
| Oct 9, 2017 | $1.01 | ||
| Oct 16, 2017 | $1.01 | ||
| Oct 23, 2017 | $1.01 | ||
| Oct 30, 2017 | $1.01 | ||
| Nov 6, 2017 | $1.01 | ||
| Nov 13, 2017 | $1.01 | ||
| Nov 20, 2017 | $1.01 | ||
| Nov 27, 2017 | $1.01 | ||
| Dec 4, 2017 | $1.01 | ||
| Dec 11, 2017 | $1.01 | ||
| Dec 18, 2017 | $1.01 | ||
| Dec 25, 2017 | $1.01 | ||
| Jan 1, 2018 | $1.01 | ||
| Jan 8, 2018 | $1.01 | ||
| Jan 15, 2018 | $1.01 | ||
| Jan 22, 2018 | $1.01 | ||
| Jan 29, 2018 | $1.01 | ||
| Feb 5, 2018 | $1.01 | ||
| Feb 12, 2018 | $1.01 | ||
| Feb 19, 2018 | $1.01 | ||
| Feb 26, 2018 | $1.01 | ||
| Mar 5, 2018 | $1.01 | ||
| Mar 12, 2018 | $1.01 | ||
| Mar 19, 2018 | $1.01 | ||
| Mar 26, 2018 | $1.01 | ||
| Apr 2, 2018 | $1.01 | ||
| Apr 9, 2018 | $1.01 | ||
| Apr 16, 2018 | $1.01 | ||
| Apr 23, 2018 | $1.01 | ||
| Apr 30, 2018 | $1.01 | ||
| May 7, 2018 | $1.01 | ||
| May 14, 2018 | $1.01 | ||
| May 21, 2018 | $1.01 | ||
| May 28, 2018 | $1.01 | ||
| Jun 4, 2018 | $1.01 | ||
| Jun 11, 2018 | $1.01 | ||
| Jun 18, 2018 | $1.01 | ||
| Jun 25, 2018 | $1.01 | ||
| Jul 2, 2018 | $1.01 | ||
| Jul 9, 2018 | $1.01 | ||
| Jul 16, 2018 | $1.01 | ||
| Jul 23, 2018 | $1.01 | ||
| Jul 30, 2018 | $1.01 | ||
| Aug 6, 2018 | $1.01 | ||
| Aug 13, 2018 | $1.01 | ||
| Aug 20, 2018 | $1.01 | ||
| Aug 27, 2018 | $1.01 | ||
| Sep 3, 2018 | $1.01 | ||
| Sep 10, 2018 | $1.01 | ||
| Sep 17, 2018 | $1.01 | ||
| Sep 24, 2018 | $1.01 | ||
| Oct 1, 2018 | $1.01 | ||
| Oct 8, 2018 | $1.01 | ||
| Oct 15, 2018 | $1.01 | ||
| Oct 22, 2018 | $1.01 | ||
| Oct 29, 2018 | $1.01 | ||
| Nov 5, 2018 | $1.01 | ||
| Nov 12, 2018 | $1.01 | ||
| Nov 19, 2018 | $1.01 | ||
| Nov 26, 2018 | $1.01 | ||
| Dec 3, 2018 | $1.01 | ||
| Dec 10, 2018 | $1.01 | ||
| Dec 17, 2018 | $1.01 | ||
| Dec 24, 2018 | $1.01 | ||
| Dec 31, 2018 | $1.01 | ||
| Jan 7, 2019 | $1.01 | ||
| Jan 14, 2019 | $1.01 | ||
| Jan 21, 2019 | $1.01 | ||
| Jan 28, 2019 | $1.01 | ||
| Feb 4, 2019 | $1.01 | ||
| Feb 11, 2019 | $1.01 | ||
| Feb 18, 2019 | $1.01 | ||
| Feb 25, 2019 | $1.01 | ||
| Mar 4, 2019 | $1.01 | ||
| Mar 11, 2019 | $1.01 | ||
| Mar 18, 2019 | $1.01 | ||
| Mar 25, 2019 | $1.01 | ||
| Apr 1, 2019 | $1.01 | ||
| Apr 8, 2019 | $1.01 | ||
| Apr 15, 2019 | $1.01 | ||
| Apr 22, 2019 | $1.01 | ||
| Apr 29, 2019 | $1.01 | ||
| May 6, 2019 | $1.01 | ||
| May 13, 2019 | $1.01 | ||
| May 20, 2019 | $1.01 | ||
| May 27, 2019 | $1.01 | ||
| Jun 3, 2019 | $1.01 | ||
| Jun 10, 2019 | $1.01 | ||
| Jun 17, 2019 | $1.01 | ||
| Jun 24, 2019 | $1.01 | ||
| Jul 1, 2019 | $1.01 | ||
| Jul 8, 2019 | $1.01 | ||
| Jul 15, 2019 | $1.01 | ||
| Jul 22, 2019 | $1.01 | ||
| Jul 29, 2019 | $1.01 | ||
| Aug 5, 2019 | $1.01 | ||
| Aug 12, 2019 | $1.01 | ||
| Aug 19, 2019 | $1.01 | ||
| Aug 26, 2019 | $1.01 | ||
| Sep 2, 2019 | $1.01 | ||
| Sep 9, 2019 | $1.01 | ||
| Sep 16, 2019 | $1.01 | ||
| Sep 23, 2019 | $1.01 | ||
| Sep 30, 2019 | $1.01 | ||
| Oct 7, 2019 | $1.01 | ||
| Oct 14, 2019 | $1.01 | ||
| Oct 21, 2019 | $1.01 | ||
| Oct 28, 2019 | $1.01 | ||
| Nov 4, 2019 | $1.01 | ||
| Nov 11, 2019 | $1.01 | ||
| Nov 18, 2019 | $1.01 | ||
| Nov 25, 2019 | $1.01 | ||
| Dec 2, 2019 | $1.01 | ||
| Dec 9, 2019 | $0.04 | ||
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