Name
Karisa
Member since
September 2015
On-time repayments
150 installments • 85%
My names are Karisa Katana Kalama born in Kilifi county Malindi constituency.. I was brought up at Msabaha my Fathers matrimonial home near Kagwere estate .. Msabaha is on the Mombasa malindi Highway that's about 6 kilometres from Malindi main Bus park..
The Kagwere estate was named after a legend who made history in Kenyans history by marrying about 100 wives .. Behind his estate is my father's matrimonial home by his name Katana Kalama .. Our homes have no house numbers but governed by Village elders.. I was brought up in a poor family though my father was very hardworking and managed to buy us a parcel of land.. He tried his best to help us attain education through his small salary..He could not meet all the requirements that led to early marriage of my young sisters.. I left form two in secondary school after my father died of illness . I could not Finish Secondary school education because our family became more poorer and sometimes would sleep without even one meal a day ..
It took me 3 months moving up and down looking for some work to do to help the situation that was worsening..
Afterwards I decided to volunteer as a messenger at a tailoring college .. I volunteered for one Year where my boss would provide me with maize flour that was enough for porridge for every evening.. The second year my Boss was touched and decided to allow me to start tailoring courses one hour everyday in class and several hours doing his office work.. My Boss became very happy with me because I would outshine my fellow students during exams despite me spending a lot of time doing his office work.. I spent a total of three and a half years in
Many Many Thanks Lenders for the forth loan as this being my fifth loan I intend to expand my business a little more.the previous loans helped me attain some steps forward by adding more customerst.. Buyiang a tailors table this has added value to my business by changing the inside look of shop. As Am a known Tailor within mtwapa. I do make both ladies childrens and Mens wear. Through the hard life I have gone through It made me have special interest in this course it was my life. I do make even wedding clothes meant for maids . groomsmen . wedding veils and gouns this has helped me maintain the life of my mother who is my good hope and life to me.
Sometimes when business is down I move to uniform centers to ask for small tenders to make uniform for them ..
Currently I need the loan to add more sewing materials in my store so as to make my store more attractive to customers ..The tailor table has shown a big improvent and has easen my back aches that I experience after some time. .The added materials will add me more customers as some customers do not time to move to town and buy materials as most of them are usually busy at their work stations.. Thanks to Zidisha for this opportunity It slowly transforms my life I feel very happy for this season as holiday is long many customers Are available and come for Fittings . Many thanks for coming to my life..and giving me an opportunity to feel loved and cared for
Lenders Iam very grateful for the previous loans and further more giving me another golden chance to feel that Iam some one .. .Many thanks once again.. l intende to buy
Sewing maerials worthy 250 US Dollars ladies materials worthy 300 US Dollars and 100 US Dollars spent for cotton linings.. All this will not only change the business outlook but also will reduce costs moving to town centre .. which will be a realisation of more returns
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$698.00
Date disbursed
Apr 11, 2017
Repayment status
Late
Projected term
42 months
Other loans
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Amount repaid
$448.35
Amount remaining
$205.67
Expected completion
Sep 19, 2021
Status
Repaying late
Installment amount
$26.84
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 23, 2017 | $38.75 | Apr 23, 2017 | $38.75 |
Apr 30, 2017 | $38.75 | Apr 30, 2017 | $38.75 |
May 7, 2017 | $38.75 | May 7, 2017 | $38.75 |
May 14, 2017 | $38.75 | May 14, 2017 | $38.75 |
May 21, 2017 | $9.94 | May 22, 2017 | $9.94 |
May 28, 2017 | $9.94 | May 28, 2017 | $9.94 |
Jun 4, 2017 | $9.94 | Jun 4, 2017 | $9.94 |
Jun 11, 2017 | $9.94 | Jun 11, 2017 | $9.94 |
Jun 18, 2017 | $9.94 | Jun 18, 2017 | $9.94 |
Jun 25, 2017 | $9.94 | Jun 26, 2017 | $9.94 |
Jul 2, 2017 | $9.94 | Jul 2, 2017 | $9.94 |
Jul 9, 2017 | $9.94 | Jul 9, 2017 | $9.94 |
Jul 16, 2017 | $9.94 | Jul 23, 2017 | $9.94 |
Jul 23, 2017 | $9.94 | Jul 30, 2017 | $9.94 |
Jul 30, 2017 | $9.94 | Aug 27, 2017 | $9.94 |
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $0.00 | ||
Aug 27, 2017 | $4.97 | Sep 6, 2017 | $4.97 |
Sep 3, 2017 | $4.97 | Sep 6, 2017 | $4.97 |
Sep 10, 2017 | $4.97 | Sep 10, 2017 | $4.97 |
Sep 17, 2017 | $4.97 | Sep 17, 2017 | $4.97 |
Sep 24, 2017 | $4.97 | Sep 24, 2017 | $4.97 |
Oct 1, 2017 | $4.97 | Oct 8, 2017 | $4.97 |
Oct 8, 2017 | $4.97 | Oct 15, 2017 | $4.97 |
Oct 15, 2017 | $4.97 | Oct 22, 2017 | $4.97 |
Oct 22, 2017 | $4.97 | Oct 29, 2017 | $4.97 |
Oct 29, 2017 | $4.97 | Nov 5, 2017 | $4.97 |
Nov 5, 2017 | $0.00 | ||
Nov 12, 2017 | $0.00 | ||
Nov 19, 2017 | $0.00 | ||
Nov 26, 2017 | $0.00 | ||
Dec 3, 2017 | $1.99 | Nov 19, 2017 | $1.99 |
Dec 10, 2017 | $1.99 | Nov 19, 2017 | $1.99 |
Dec 17, 2017 | $1.99 | Nov 19, 2017 | $0.99 |
Nov 26, 2017 | $0.99 | ||
Dec 24, 2017 | $1.99 | Nov 26, 2017 | $1.99 |
Dec 31, 2017 | $1.99 | Nov 26, 2017 | $1.99 |
Jan 7, 2018 | $1.99 | Dec 3, 2017 | $1.99 |
Jan 14, 2018 | $1.99 | Dec 10, 2017 | $1.99 |
Jan 21, 2018 | $1.99 | Dec 17, 2017 | $1.99 |
Jan 28, 2018 | $1.99 | Dec 24, 2017 | $1.99 |
Feb 4, 2018 | $1.99 | Dec 31, 2017 | $1.99 |
Feb 11, 2018 | $1.99 | Jan 7, 2018 | $1.99 |
Feb 18, 2018 | $1.99 | Jan 14, 2018 | $1.99 |
Feb 25, 2018 | $1.99 | Jan 28, 2018 | $1.99 |
Mar 4, 2018 | $1.99 | Feb 4, 2018 | $1.99 |
Mar 11, 2018 | $1.99 | Feb 11, 2018 | $1.99 |
Mar 18, 2018 | $1.99 | Feb 18, 2018 | $1.99 |
Mar 25, 2018 | $1.99 | Feb 25, 2018 | $1.99 |
Apr 1, 2018 | $1.99 | Mar 4, 2018 | $1.99 |
Apr 8, 2018 | $1.99 | Mar 11, 2018 | $1.99 |
Apr 15, 2018 | $1.99 | Mar 18, 2018 | $1.99 |
Apr 22, 2018 | $1.99 | Mar 25, 2018 | $1.99 |
Apr 29, 2018 | $1.99 | Apr 1, 2018 | $1.99 |
May 6, 2018 | $1.99 | Apr 8, 2018 | $1.99 |
May 13, 2018 | $1.99 | Apr 15, 2018 | $1.99 |
May 20, 2018 | $1.99 | Apr 22, 2018 | $1.99 |
May 27, 2018 | $1.99 | Apr 29, 2018 | $1.99 |
Jun 3, 2018 | $1.99 | May 6, 2018 | $1.99 |
Jun 10, 2018 | $1.99 | May 13, 2018 | $1.99 |
Jun 17, 2018 | $1.99 | May 27, 2018 | $1.99 |
Jun 24, 2018 | $1.99 | Jun 10, 2018 | $1.99 |
Jul 1, 2018 | $1.99 | Jun 17, 2018 | $1.99 |
Jul 8, 2018 | $1.99 | Jun 24, 2018 | $1.99 |
Jul 15, 2018 | $1.99 | Jul 1, 2018 | $1.99 |
Jul 22, 2018 | $1.99 | Jul 8, 2018 | $1.99 |
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Jul 11, 2021 | $26.84 | Jul 15, 2018 | $1.99 |
Jul 29, 2018 | $1.99 | ||
Aug 5, 2018 | $1.99 | ||
Aug 26, 2018 | $1.99 | ||
Sep 2, 2018 | $1.99 | ||
Sep 16, 2018 | $0.99 | ||
Sep 23, 2018 | $0.99 | ||
Sep 30, 2018 | $0.99 | ||
Oct 14, 2018 | $0.99 | ||
Aug 2, 2020 | $0.99 | ||
Aug 9, 2020 | $0.99 | ||
Aug 16, 2020 | $0.99 | ||
Aug 23, 2020 | $0.99 | ||
Aug 30, 2020 | $1.99 | ||
Sep 6, 2020 | $1.99 | ||
Sep 13, 2020 | $1.99 | ||
Sep 20, 2020 | $1.99 | ||
Sep 27, 2020 | $1.00 | ||
Jul 18, 2021 | $26.84 | Sep 27, 2020 | $0.98 |
Oct 4, 2020 | $1.99 | ||
Oct 11, 2020 | $1.99 | ||
Oct 18, 2020 | $1.99 | ||
Oct 25, 2020 | $1.99 | ||
Nov 2, 2020 | $1.99 | ||
Nov 8, 2020 | $1.99 | ||
Nov 16, 2020 | $1.99 | ||
Nov 22, 2020 | $1.99 | ||
Nov 30, 2020 | $1.99 | ||
Dec 7, 2020 | $1.99 | ||
Dec 14, 2020 | $1.99 | ||
Dec 21, 2020 | $1.99 | ||
Dec 28, 2020 | $1.99 | ||
Jan 24, 2021 | $0.02 | ||
Jul 25, 2021 | $26.84 | Jan 24, 2021 | $1.97 |
Aug 1, 2021 | $26.84 | ||
Aug 8, 2021 | $26.84 | ||
Aug 15, 2021 | $26.84 | ||
Aug 22, 2021 | $26.84 | ||
Aug 29, 2021 | $26.84 | ||
Sep 5, 2021 | $26.84 | ||
Sep 12, 2021 | $26.84 | ||
Sep 19, 2021 | $4.12 |
BernadetteV Apr 3, 2017
Isabella Apr 3, 2017
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