Sewing materials

Karisa

Mtwapa, Kenya

64% repaid

Entrepreneur

Name

Karisa

Member since

September 2015

On-time repayments

150 installments  •  85%

About Me

My names are Karisa Katana Kalama born in Kilifi county Malindi constituency.. I was brought up at Msabaha my Fathers matrimonial home near Kagwere estate .. Msabaha is on the Mombasa malindi Highway that's about 6 kilometres from Malindi main Bus park..
The Kagwere estate was named after a legend who made history in Kenyans history by marrying about 100 wives .. Behind his estate is my father's matrimonial home by his name Katana Kalama .. Our homes have no house numbers but governed by Village elders.. I was brought up in a poor family though my father was very hardworking and managed to buy us a parcel of land.. He tried his best to help us attain education through his small salary..He could not meet all the requirements that led to early marriage of my young sisters.. I left form two in secondary school after my father died of illness . I could not Finish Secondary school education because our family became more poorer and sometimes would sleep without even one meal a day ..
It took me 3 months moving up and down looking for some work to do to help the situation that was worsening..
Afterwards I decided to volunteer as a messenger at a tailoring college .. I volunteered for one Year where my boss would provide me with maize flour that was enough for porridge for every evening.. The second year my Boss was touched and decided to allow me to start tailoring courses one hour everyday in class and several hours doing his office work.. My Boss became very happy with me because I would outshine my fellow students during exams despite me spending a lot of time doing his office work.. I spent a total of three and a half years in

My Business

Many Many Thanks Lenders for the forth loan as this being my fifth loan I intend to expand my business a little more.the previous loans helped me attain some steps forward by adding more customerst.. Buyiang a tailors table this has added value to my business by changing the inside look of shop. As Am a known Tailor within mtwapa. I do make both ladies childrens and Mens wear. Through the hard life I have gone through It made me have special interest in this course it was my life. I do make even wedding clothes meant for maids . groomsmen . wedding veils and gouns this has helped me maintain the life of my mother who is my good hope and life to me.
Sometimes when business is down I move to uniform centers to ask for small tenders to make uniform for them ..
Currently I need the loan to add more sewing materials in my store so as to make my store more attractive to customers ..The tailor table has shown a big improvent and has easen my back aches that I experience after some time. .The added materials will add me more customers as some customers do not time to move to town and buy materials as most of them are usually busy at their work stations.. Thanks to Zidisha for this opportunity It slowly transforms my life I feel very happy for this season as holiday is long many customers Are available and come for Fittings . Many thanks for coming to my life..and giving me an opportunity to feel loved and cared for

Loan Proposal

Lenders Iam very grateful for the previous loans and further more giving me another golden chance to feel that Iam some one .. .Many thanks once again.. l intende to buy
Sewing maerials worthy 250 US Dollars ladies materials worthy 300 US Dollars and 100 US Dollars spent for cotton linings.. All this will not only change the business outlook but also will reduce costs moving to town centre .. which will be a realisation of more returns

Feedback

5

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  • BernadetteV    Apr 3, 2017

    Regular repayments and loan repaid very early. I will certainly lend again to Karisa.

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  • Isabella    Apr 3, 2017

    Karisa has repaid his loan diligently and I would not hesitate to recommend him. I would be happy to lend to him again.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$698.00

Date disbursed

Apr 11, 2017

Repayment status

Late

Projected term

42 months

Lenders

ads68

Melbourne, Australia

MR

Michiel Rauws

San Francisco, Netherlands

PG

Paul Graham

United States

E

EABF

Netherlands

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

sbdoc

Reno, United States

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  • Karisa    Aug 24, 2020

    Dear lenders, I've been silent for long due to some ups and downs in life, including sickness that made me close my business for awhile, but I thank God am out of that now, here I am again knowing that Zidisha is my only hope for future prosperity, thank you all

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  • Karisa    Sep 14, 2018

    Dear lenders, am so sorry for all this silence but then again i would like to reduce my installment one more time, and this is because am trying to balance time between work and attending my sister who is sick in hosipital,

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  • Karisa    Dec 25, 2017

    Hi! Zidisha familly, I wish you all the best in this chrstmas celebration, one love people

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  • Karisa    Nov 27, 2017

    Dear lenders, I find it necessary to reduce my loan installment once more from ksh 500 to ksh 200, things are still not good by now and I'll rise the installment anytime possible, thanks

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  • Karisa    Aug 27, 2017

    Dear lenders I would like to reduse my installment amount once more, from ksh1000 to ksh500, business production has some how redused, I don't real want to relate it with the election situation but some how it has affected in some areas.

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  • Karisa    May 23, 2017

    Dear lenders and the zidisha crew, am now reducing my installment amount from ksh3900 to ksh 1000, due to a little problem am trying to solve at home ,and I'll make an increase any time soon as I expect good returns from the business, thank you all.

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  • Karisa    May 17, 2017

    Dear Lenders, am now reducing my installment amount from ksh 3900 to ksh1000, and i'll make an increase any time soon as I expect good returns from the business, thank you all.

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  • Karisa    May 9, 2017

    Once again I thank you lenders and zidisha company for making me smile again, by funding me another loan. This time I recieved ksh70 thousand where by I spent half of it to buy materials for school uniforms and some wedding materials; and the other half I used it to buy rain coats and some ready made pullovers, as it is a rainny and cold season and so are in high demand....;Now am looking forward to get a good profit out of it, that will help cover some important basic needs for our family, thank you so much and God bless you all.

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  • Karisa    Apr 8, 2017

    Thanks Lenders for supporting my business.. All Words can be used to express how happy I am from someone surviving on one meal a day to somebody owning a business.. To me it's like a dream... I have not believed yet.. Wishing the entire Zidisha members good health

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  • Karisa    Apr 3, 2017

    Many many thanks Lenders for allowing me access a fifth loan.. I applauded you for the great work you are doing to my life..I now feel am some body

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  • Karisa    Mar 31, 2017

    Dear lenders Iam very great full for your patience. I now have finally managed to clear my loan today..I got a small tender for wedding dresses and suits thereby realising good returns...Welcome once again and lend me again to help me realise my dreams.

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  • Karisa    Jan 14, 2017

    Dear lenders I have decided to reduce the instalment amount because I spent most of the profit on the business expansion. I have good and high expectations of good returns.

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  • Karisa    Dec 29, 2016

    Thanks Lenders for the loan
    .I will buy a tailors table and sewing materials to add to my store. .The table will significantly reduce my back aches contributed by cutting materials on the floor. .May I also wish you all a happy new year in advance and thanks all Lenders for the trust.

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    • Isabella    Dec 29, 2016

      So glad you have got your loan and you will now be comfortable cutting. I hope your business prospers. Happy New Year!

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      • Karisa    Dec 30, 2016

        Thanks a lot Isabela I wish you A prosperous new year. .

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  • Karisa    Dec 25, 2016

    Dear Zidisha team wish you all a merry xmass and a happy new year

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  • Karisa    Dec 23, 2016

    Dear lenders the Photo was not visible I have adjusted it..many thanks as my lpan os being funded

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  • Karisa    Dec 17, 2016

    Thanks Lenders for the previous loans. .I intend to use 75 US Dollar to buy a tailors table that will help to easen my back aches contributed by cutting materials on the floor. . The rest of the amount will be spent on buying new materials for both this holidays and for uniforms as schools are reopening early January. .Many thanks to all Lenders and Zidisha Team.. May I also wish you all early Merry Christmas and Happy New year.

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  • Amos    Dec 12, 2016

    Congratulations for completing your loan on time and wish you the very best with business

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  • Richard Griebe    Nov 29, 2016

    Dear Karisa, I am proud of YOU for managing your business to be profitable and for making payments ahead of due date. Thank you for allowing me to lend to you and for you being such a good borrower. You hard work is paying off as your business grows. Well done.

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    • Karisa    Dec 4, 2016

      Many many thanks Mr.Griebe for lending me and many more thanks in advance for promising to lend again..I salute the Zidisha family for helping me realise a purpose to smile. .Lenders I have made my last payment today. .And I feel a happy man as I see greater achievements through your understanding devoted hearts.

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  • Karisa    Nov 2, 2016

    Dear Lenders I am doing very well with my business.New customers are adding up every day and this makes me proud of Zidisha..Many many thanks for lending me.I have therefore decided to adjust my loan due to the favourable conditions on my side

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  • Karisa    Oct 7, 2016

    Thanks Lender's For the loan.I managed to buy more materials for sewing and I expect to add more customers to my business that will lead to good returns.. Many many thanks...

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