A loan to finance part of my university education
Nicholas
Techiman B/a, Ghana
100% repaid
Entrepreneur
Name
Nicholas
Member since
October 2015
On-time repayments
134 installments • 62%
About Me
I joined the Zidisha family in 2015 when I was 22 and still in school. Series of loan from the group has really helped me mostly in my education through the University as well as my business. My 1st and 2nd loan was geared towards my education. I then started a cattle rearing business with my 3rd loan from zidisha. I am currently an employed accounts officer in one of the biggest roofing companies in Ghana. I can also boast with more than 10 cattles from my animal farming business which is a part time work
My Business
My interest in animal farming at a tender age didn't die down as I made it a reality with the help of Zidisha. I started 3 calves in July 2017. As I speak, I have 16 cattles in my farm. I reserve some times from my busy work schedules to manage my farm. I wish to acquire additional cattle there by multiplying my livestock before December 2018. My only challenge is providing enough feed for them. Cattle rearing in Ghana is now profitable. A calf may be acquired for $150 and then later be sold for not less than $600 when they mature. That is about 400% increase in value. This has really boost my interest in taking this business to the next level.
Loan Proposal
I need a zidisha loan to settle my remaining debt at the university before the deadline for the payment of the fees catches up with me. I have been able to make a part payment from the revenue from my part time business whiles in school thus the sale of phones in smaller quantities. I will use my approve loan to settle the remaining debt at school and pay the loan back from my part time business.
Thank you.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Nov 13, 2015
Repayment status
On Time
Projected term
17 months
Other loans
Lenders
Fontvielle, Monaco, Yemen
United States
United States
Summary
Amount repaid
$195.00
Amount remaining
$0.00
Date repaid
Jan 16, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 22, 2015 | $7.50 | Nov 22, 2015 | $7.50 |
| Nov 29, 2015 | $7.50 | Dec 1, 2015 | $7.50 |
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $2.50 | Dec 12, 2015 | $2.50 |
| Dec 20, 2015 | $2.50 | Dec 12, 2015 | $2.50 |
| Dec 27, 2015 | $2.50 | Dec 12, 2015 | $2.50 |
| Jan 3, 2016 | $2.50 | Dec 16, 2015 | $2.50 |
| Jan 10, 2016 | $2.50 | Jan 19, 2016 | $2.50 |
| Jan 17, 2016 | $2.50 | Jan 27, 2016 | $2.50 |
| Jan 24, 2016 | $2.50 | Feb 4, 2016 | $2.50 |
| Jan 31, 2016 | $2.50 | Feb 8, 2016 | $2.50 |
| Feb 7, 2016 | $2.50 | Feb 8, 2016 | $2.50 |
| Feb 14, 2016 | $2.50 | Feb 14, 2016 | $2.50 |
| Feb 21, 2016 | $2.50 | Feb 19, 2016 | $2.50 |
| Feb 28, 2016 | $2.50 | Feb 28, 2016 | $2.50 |
| Mar 6, 2016 | $2.50 | Mar 10, 2016 | $2.50 |
| Mar 13, 2016 | $2.50 | Mar 18, 2016 | $2.50 |
| Mar 20, 2016 | $2.50 | Mar 31, 2016 | $2.50 |
| Mar 27, 2016 | $2.50 | Apr 7, 2016 | $2.50 |
| Apr 3, 2016 | $2.50 | Apr 14, 2016 | $2.50 |
| Apr 10, 2016 | $2.50 | Jul 6, 2016 | $2.50 |
| Apr 17, 2016 | $2.50 | Jul 22, 2016 | $2.50 |
| Apr 24, 2016 | $2.50 | Aug 13, 2016 | $2.50 |
| May 1, 2016 | $2.50 | Aug 13, 2016 | $2.50 |
| May 8, 2016 | $2.50 | Aug 13, 2016 | $2.50 |
| May 15, 2016 | $2.50 | Aug 13, 2016 | $2.50 |
| May 22, 2016 | $2.50 | Aug 13, 2016 | $2.50 |
| May 29, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jun 5, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jun 12, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jun 19, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jun 26, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jul 3, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jul 10, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jul 17, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jul 24, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Jul 31, 2016 | $2.50 | Aug 22, 2016 | $2.50 |
| Aug 7, 2016 | $2.50 | Sep 8, 2016 | $2.50 |
| Aug 14, 2016 | $2.50 | Sep 8, 2016 | $2.50 |
| Aug 21, 2016 | $2.50 | Sep 22, 2016 | $2.50 |
| Aug 28, 2016 | $2.50 | Sep 22, 2016 | $2.50 |
| Sep 4, 2016 | $2.50 | Sep 22, 2016 | $2.50 |
| Sep 11, 2016 | $2.50 | Sep 22, 2016 | $2.50 |
| Sep 18, 2016 | $2.50 | Oct 11, 2016 | $2.50 |
| Sep 25, 2016 | $2.50 | Oct 26, 2016 | $2.50 |
| Oct 2, 2016 | $2.50 | Oct 26, 2016 | $2.50 |
| Oct 9, 2016 | $2.50 | Oct 26, 2016 | $2.50 |
| Oct 16, 2016 | $2.50 | Oct 26, 2016 | $2.50 |
| Oct 23, 2016 | $2.50 | Oct 26, 2016 | $2.50 |
| Oct 30, 2016 | $2.50 | Nov 5, 2016 | $2.50 |
| Nov 6, 2016 | $2.50 | Nov 5, 2016 | $2.50 |
| Nov 13, 2016 | $2.50 | Nov 11, 2016 | $2.50 |
| Nov 20, 2016 | $2.50 | Nov 19, 2016 | $2.50 |
| Nov 27, 2016 | $2.50 | Nov 19, 2016 | $2.50 |
| Dec 4, 2016 | $2.50 | Dec 6, 2016 | $2.50 |
| Dec 11, 2016 | $2.50 | Dec 6, 2016 | $2.50 |
| Dec 18, 2016 | $2.50 | Dec 6, 2016 | $2.50 |
| Dec 25, 2016 | $2.50 | Dec 24, 2016 | $2.50 |
| Jan 1, 2017 | $2.50 | Dec 24, 2016 | $2.50 |
| Jan 8, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Jan 15, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Jan 22, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Jan 29, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Feb 5, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Feb 12, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Feb 19, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Feb 26, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Mar 5, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Mar 12, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Mar 19, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Mar 26, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Apr 2, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Apr 9, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Apr 16, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Apr 23, 2017 | $2.50 | Jan 16, 2017 | $2.50 |
| Apr 30, 2017 | $0.00 | ||
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