A loan to buy frozen fish & meat for resale

Faustina

Seikwa, Ghana

100% repaid

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How it Works

Entrepreneur

Name

Faustina

Member since

September 2015

On-time repayments

161 installments • 81%

About Me

I am Yeboah Faustina , about 39 years of age, a trader and married for about 17 years now .A native of Nasana near Seikwa i n Brong Ahafo region, Ghana. A Trader by profession , mother of four children( Three girls and a boy).
I am the second born of my parents .

I come from small community in the middle west part of Ghana. Most of the people of my community are farmers. The main items I sell are frozen fishes and meat. The business is located at seikwa.

Life has not been easy for me from infancy and I survive by trading . I started by buying farm produce on credit bases for resale.It was through this that I got my capital to start my own business. It was through the struggle that i got married. My husband is a cocoa farmer in the western region of Ghana. His cocoa are very young so he get little to support the family back home .

I therefore do this business to cater for our children and my parents who are now in their old ages and cannot do anything better to cater for themselves.

My elder child says he want to become a medical doctor in future, so I am struggling hard to help him achive that. It is my dream to get extra power source aside the national grid and also a very big cold room. So i will be happy to receive zidisha support.
Thanks.

My Business

I am a cold store operator(sale of frozen fishes and meat) in addition I sell food products like palm oil ,frying oil, tin tomatoes fried fishes and fresh vegetables(tomatoes,pepper,onion , and garden eggs). I sell the additional items on table top and in smaller quantities to my customers who buy for food preparations in their households.

The business is located in seikwa ,Tain Disrict,Ghana. The patronage of my items is very high and most of the people who buy are women who buy for family food preparation. I operate throughout the day but my busy hours are from 2:00pm(14hours GMT) to 5:30pm(17:30GMT) each day. My vision is to raise this business to the level that I can be making wholesaling to those who will like to buy in bulk for resale.

Currently unemployment is on the rise in my country and it is worrying trend to every concern citizen. My shop space is very small and I operate from two fridges and again I have no extra power source. So I will be grateful to get Zidisha loans support to enable me employ some of the unemployed boys and girls, make a big cold room to keep my items frozen always and to buy a power generator to power my shop in case of power cut(dumsor,dumsor as in local terms ) .Currently I have helper at my shop who is also happy and getting livelihood.

Zidisha is now blessing to me and my family as I almost depend on your loans for my business and family upkeep.
I pledge to obey all the rules and regulations of this institution.
Thank you.

Loan Proposal

I wish to apply for a loan to buy frozen fishes and meat for sale. Again I sell some items on table in front of my shop. Some of this items are tin tomatoes,garden eggs ,onions , pepper,palm oil,spices and many more.
The prices of this items ranges from about 0.4 dollars to about 1.5 dollars.

This loan if granted will help me expand my business to serve my clients well and put my business back to its normal track after the robbery incident at my shop. It will also help me get more profit and get some money to support my children education and provide my entire family daily needs.

Again the loan will help increase my daily sale level from 78 dollars to about 100 dollars .
I pray that this loan get the needed funds, and I will do all that I can to pay it back.
I also promise to obey all rules of zidisha.
Thank you.