James
Mugoiri Village, Kenya
100% repaid
Name
James
Member since
June 2014
On-time repayments
175 installments • 91%
My names are James Irungu and I am 26 years old. I am a businessman in Muranga County in a place Mukuyu. Currently I am the manager of Mugoiri Modern Small-Scale Farming Organization (MMSFO) and I oversee the running of the project. As the manager I liaise with the Farmers Training Centre (F.T.C) and other stakeholders to train youth groups in agribusiness. I am a very innovative and creative young man whose hobbies include swimming and playing handball.
I founded MMSFO in the year 2013 and it empowers the youth with skills in modern small-scale farming. This project sprouted from urbanization and unpredictable weather patterns that have dealt agriculture in the region a blow in terms of low productivity. Urbanization has led to subdivision of once vast farming areas into small units of land that are unsuitable for profitable agricultural enterprises. In addition to this, the youth have a poor perception towards agriculture.
The objective of the project is to deliver knowledge and skills in small-scale farming techniques to the youth while empowering them into capital intensive agribusiness and to enable them make more informed choices in agriculture for improved and sustainable livelihoods.
OBJECTIVES
1. To deliver knowledge and skills in suitable small-scale farming techniques while empowering the youth into agribusiness.
2. To enable the youth to make more informed choices in agriculture for improved and sustainable livelihoods.
Agribusiness project activities
The project involves setting up a drip irrigated model farm.
Armed with this knowledge, the youth groups are in a position to liaise with the Youth Enterprise Fund intermediaries in their Counties for funding. The intermediaries carry out viability assessments for all proposed business plans.
The training averagely runs for a duration of 1 week after where an evaluation is carried out to determine the level of adoption of new technologies among the youth. Productivity levels in the model farms are later assessed and compared with other non-irrigated farms where it is proved that drip irrigated model offers improved and sustainable farming and is profitable in terms of Agri-business.
Due to overwhelming visits from target groups all over the country, I need a loan to purchase farm inputs and to prepare the land for the next project that will involve planting. I also intend to hire more land to increase productivity:
• Drip Irrigation equipment (pipes, drip lines, water filter).
• Gardening tools- 2 hoes, 2 spades, rake, secateurs etc.
• Certified seeds (tomato, water-melon, kale, maize and chick peas.)
• Manure/ fertilizer.
• Pesticides/ fungicides.
BUDGET
SALARIES:
4 farm hands @ 100$ each 300$ per month
EQUIPMENT AND SUPPLIES PURCHASES:
Drip Irrigation Equipment 700 $
Gardening tools 200$
Certified Seeds 100$
Fertilizer 100 $
Fungicides/Pesticides 100$
Transport Cost 100$
Administration cost 200 $
GRAND TOTAL 1500$
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$431.00
Date disbursed
Apr 23, 2015
Repayment status
On Time
Projected term
6 months
Other loans
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Amount repaid
$453.11
Amount remaining
$0.00
Date repaid
Sep 20, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 3, 2015 | $16.78 | May 3, 2015 | $16.78 |
May 10, 2015 | $16.78 | May 3, 2015 | $5.44 |
May 10, 2015 | $11.33 | ||
May 17, 2015 | $16.78 | May 10, 2015 | $10.89 |
May 16, 2015 | $5.89 | ||
May 24, 2015 | $16.78 | May 16, 2015 | $16.33 |
May 23, 2015 | $0.44 | ||
May 31, 2015 | $16.78 | May 23, 2015 | $16.78 |
Jun 7, 2015 | $16.78 | May 23, 2015 | $5.00 |
May 31, 2015 | $11.78 | ||
Jun 14, 2015 | $16.78 | May 31, 2015 | $10.44 |
Jun 6, 2015 | $6.33 | ||
Jun 21, 2015 | $16.78 | Jun 6, 2015 | $10.33 |
Jun 13, 2015 | $6.44 | ||
Jun 28, 2015 | $16.78 | Jun 13, 2015 | $11.33 |
Jun 20, 2015 | $5.44 | ||
Jul 5, 2015 | $16.78 | Jun 20, 2015 | $16.78 |
Jul 12, 2015 | $16.78 | Jun 28, 2015 | $16.78 |
Jul 19, 2015 | $16.78 | Jun 28, 2015 | $5.44 |
Jul 4, 2015 | $11.33 | ||
Jul 26, 2015 | $16.78 | Jul 4, 2015 | $10.89 |
Jul 11, 2015 | $5.89 | ||
Aug 2, 2015 | $16.78 | Jul 11, 2015 | $16.33 |
Jul 20, 2015 | $0.44 | ||
Aug 9, 2015 | $16.78 | Jul 20, 2015 | $16.78 |
Aug 16, 2015 | $16.78 | Jul 20, 2015 | $5.00 |
Jul 26, 2015 | $11.78 | ||
Aug 23, 2015 | $16.78 | Jul 26, 2015 | $10.44 |
Aug 11, 2015 | $6.33 | ||
Aug 30, 2015 | $16.78 | Aug 11, 2015 | $15.89 |
Aug 15, 2015 | $0.89 | ||
Sep 6, 2015 | $16.78 | Aug 15, 2015 | $16.78 |
Sep 13, 2015 | $16.78 | Aug 15, 2015 | $2.33 |
Aug 24, 2015 | $14.44 | ||
Sep 20, 2015 | $16.78 | Aug 24, 2015 | $1.63 |
Aug 24, 2015 | $6.14 | ||
Sep 8, 2015 | $9.00 | ||
Sep 27, 2015 | $16.78 | Sep 8, 2015 | $16.78 |
Oct 4, 2015 | $16.78 | Sep 8, 2015 | $16.78 |
Oct 11, 2015 | $16.78 | Sep 8, 2015 | $1.89 |
Sep 16, 2015 | $14.89 | ||
Oct 18, 2015 | $16.78 | Sep 16, 2015 | $16.78 |
Oct 25, 2015 | $16.78 | Sep 16, 2015 | $12.78 |
Sep 20, 2015 | $4.00 | ||
Nov 1, 2015 | $16.89 | Sep 20, 2015 | $16.89 |
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