Entrepreneur
Name
Armah
Member since
October 2016
On-time repayments
65 installments • 77%
About Me
My name is Wendy Naa Aryeley Armah properly know as Wendy Nash. I come from Accra and lived at Trade Fair - Accra, am married with four children two girls and two boys. Am chocolate in completion and about 5.2 meters tall. I completed Winneba Senior High and read business Accounting and later further to Accra Polytechnic and study business Secretaryship.
Since unemployment rate is high, I started my own small Airtime Business, Am currently an Airtime business worker at Accra Ghana. I learn about Been an entrepreneur and decided to work on my own, I try to explore and I got interested and and now am a Manager Managing my Business. My children wishes to become an Engineer, Doctor in Medicine, Pastor and a Business Woman. I love singing and doing charity works that makes me happy and fulfill seeing that I have been able to help put a smile on someones face. The Bible says as you do it to your brother than you have done it for me.
My Business
My Business is into Buying of Airtime credit on Wholesale and then Retail them to my customers, such as Tigo, MTN, Vodaphone , Airtel and Surfline and I have added selling of sweet candy. Since now electronic gadgets are the fastest way of communicating and doing business. My cost for purchasing the Airtime is about 2,000 Ghana Cedis, then the remaining 300 Ghana Cedis for Transportation and 700 Ghana Cedis for Utility like Electricity and Sanitation and Tax Payment, My Revenue is almost 1,950, thus after sales of my Airtime and my profit generated.
My profit is spread across because I use some for Buying groceries for the house to cater for my family, I also reimburse some back into the business then eventually Buy study Books for my children. I don,t forget to pay my monthly tithe as well in Church.
Loan Proposal
My loan fund from Zidisha I will use to Purchase Airtime such as, AIRTEL, TIGO, MTN, VODAPHONE. These Airtime will cost me about 410 dollars and transportation will cost 23 dollars and about 45 dollars will be for Rent, utilities and sanitation the rest for my family use. I have been able to expand my business , I have my container shop, providing educational books for my children and eventually my customers are happy and satisfied since they always get what they want at any time. I expect my profit margin be around 50% of my loan if all things being equal.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$568.00
Date disbursed
Aug 11, 2017
Repayment status
On Time
Projected term
14 months
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Summary
Amount repaid
$567.69
Amount remaining
$0.00
Date repaid
Nov 6, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 4, 2017 | $31.14 | Aug 30, 2017 | $31.14 |
| Nov 4, 2017 | $4.79 | Aug 30, 2017 | $4.79 |
| Dec 4, 2017 | $47.91 | Sep 8, 2017 | $31.14 |
| Sep 8, 2017 | $4.79 | ||
| Sep 15, 2017 | $11.98 | ||
| Jan 4, 2018 | $47.91 | Sep 15, 2017 | $35.93 |
| Sep 25, 2017 | $11.98 | ||
| Feb 4, 2018 | $47.91 | Sep 25, 2017 | $35.93 |
| Oct 6, 2017 | $11.98 | ||
| Mar 4, 2018 | $47.91 | Oct 6, 2017 | $47.91 |
| Apr 4, 2018 | $47.91 | Oct 6, 2017 | $35.93 |
| Oct 16, 2017 | $11.98 | ||
| May 4, 2018 | $47.91 | Oct 16, 2017 | $35.93 |
| Oct 27, 2017 | $11.98 | ||
| Jun 4, 2018 | $47.91 | Oct 27, 2017 | $47.91 |
| Jul 4, 2018 | $47.91 | Oct 27, 2017 | $47.91 |
| Aug 4, 2018 | $47.91 | Oct 27, 2017 | $11.98 |
| Nov 6, 2017 | $35.93 | ||
| Sep 4, 2018 | $47.91 | Nov 6, 2017 | $47.91 |
| Oct 4, 2018 | $47.91 | Nov 6, 2017 | $47.91 |
| Nov 4, 2018 | $4.79 | Nov 6, 2017 | $4.79 |
Margaret Sep 25, 2017
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