Bede
Nairobi, Kenya
100% repaid
Name
Bede
Member since
August 2015
On-time repayments
304 installments • 84%
I was born into a humble family in the city of Nairobi kenya in January 1980. I was schooled up to high school level when my Dad passed on while I was awaiting to join college. I was thereby forced to look for employment, which I swcured and used the income to pay for my university course (B.com - Finance). I managed to complete it and got a better job as a marketer, whereby 2 years later, the company downsized by retrenching a number of us. It is at this point that I chose to embark on an entrepreneurial journey, carrying out my own business ventures, to date.
I have a son who wishes to be a pilot when he grows up.
In my work environment, I am driven by the resolve of people working odd jobs in an attempt to fulfill their dreams.
My hobby is appreciating nature. I love growing plants and keeping animals, which I do in the village, with an aquarium in my city dwelling.
My current business is a combination of entertainment and essential service provision.
I sell movies, both new and classic, which I purchase from distributors for resale to clients. Demand for this was realized on seeing that people undergo a lot of stress in modern society and seek an escape such as watching an appealing movie to relieve their stress.
I also charge phones at a fee. With everyone having a smartphone that is always out of charge, I found it essential to provide a secure environment to provide this service.
I am currently running a small cyber cafe, whose demand is growing and prompts me to respond by increasing capacity to satisfy demand.
I see the cyber as an enlightening project within the community as it has got many people interested in computing and / or the internet.
It is for these reasons that I wish to increase capacity by improving on internet speeds, acquiring more CPUs as well as working towards having proper backup power. I am also intending to reinforce our security grills for the premises.
My typical costs are rent, staff wages, stock purchases, electricity bills and general maintenance costs.
Proceeds from the business assist to pay for my sons school fees, as well as helping friends and relatives, as well as children in the village go to school.
I am happy to report that our cyber cafe has been a welcome idea in our community whereby we are able to teach some basic computing to many whom we realise do not know how to use a desktop computer yet own smartphones. We are opening up a whole new world for such, and bringing services closer for others.
Your help once more will be highly appreciated and I promise to put the funds to proper and disciplined use as follows:
a. Purchase two(2) core i3 CPUs @ Ksh. 25,000/=
b. Back up power genset @ Ksh. 20,000/=
c. UPS voltage protection @ Ksh. 10,000/=
d. Other expenses will include branding, advertising, installation of secirity grills, etc.
Thank you in advance as I look forward to your generous consideration.
Have a a good day!
Dear Lenders.
My plan is to have the van inspected by the relevant government authority, so as to be on the right side of the law, thereby enabling a conducive working environment, to operate without fear or harrasment. This will increase turnover and therefore profits. Projections are at an increase of roughly 30%, as we begin, and possibly higher in future.
I also wish to set up a comprehensive office solutions shop. This is an idea I know will work well, as it is an essential service and also because there is only one other shop that provides these services in the area. This service will help institutions like hospitals, schools and others, plus students nd individuals who require these services efficiently and cost effectively. I intend to beat the competition by good md efficient service provision, plus adding lamination, binding, typing, printing amd even web browsing, on demand, which are all services not provided by the competition.
This will therefore be a new income source.
Items to be purchased / paid for are as follows;
1. Vehicle inspection (booking and sticker) - USD 150
2. Photocopier machine (second hand) - USD 300
3. Laminator - USD 50
4. Stationery stocks - USD 30
5. Site renovation and painting - USD 100
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$512.00
Date disbursed
Aug 15, 2016
Repayment status
On Time
Projected term
18 months
Other loans
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Amount repaid
$537.60
Amount remaining
$0.00
Date repaid
Nov 2, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 28, 2016 | $16.13 | Aug 27, 2016 | $16.13 |
Sep 4, 2016 | $16.13 | Sep 2, 2016 | $16.13 |
Sep 11, 2016 | $16.13 | Sep 9, 2016 | $16.13 |
Sep 18, 2016 | $16.13 | Sep 18, 2016 | $16.13 |
Sep 25, 2016 | $16.13 | Sep 24, 2016 | $16.13 |
Oct 2, 2016 | $6.05 | Oct 1, 2016 | $6.05 |
Oct 9, 2016 | $6.05 | Oct 9, 2016 | $6.05 |
Oct 16, 2016 | $6.05 | Oct 15, 2016 | $6.05 |
Oct 23, 2016 | $6.05 | Oct 22, 2016 | $6.05 |
Oct 30, 2016 | $6.05 | Oct 27, 2016 | $6.05 |
Nov 6, 2016 | $6.05 | Nov 4, 2016 | $6.05 |
Nov 13, 2016 | $6.05 | Nov 11, 2016 | $6.05 |
Nov 20, 2016 | $6.05 | Nov 16, 2016 | $6.05 |
Nov 27, 2016 | $6.05 | Nov 26, 2016 | $6.05 |
Dec 4, 2016 | $6.05 | Dec 4, 2016 | $6.05 |
Dec 11, 2016 | $6.05 | Dec 9, 2016 | $6.05 |
Dec 18, 2016 | $6.05 | Dec 24, 2016 | $6.05 |
Dec 25, 2016 | $6.05 | Dec 28, 2016 | $6.05 |
Jan 1, 2017 | $6.05 | Jan 7, 2017 | $6.05 |
Jan 8, 2017 | $6.05 | Jan 8, 2017 | $6.05 |
Jan 15, 2017 | $6.05 | Jan 14, 2017 | $6.05 |
Jan 22, 2017 | $6.05 | Jan 21, 2017 | $6.05 |
Jan 29, 2017 | $6.05 | Jan 30, 2017 | $6.05 |
Feb 5, 2017 | $6.05 | Feb 4, 2017 | $6.05 |
Feb 12, 2017 | $6.05 | Feb 11, 2017 | $6.05 |
Feb 19, 2017 | $6.05 | Feb 25, 2017 | $6.05 |
Feb 26, 2017 | $6.05 | Feb 25, 2017 | $1.01 |
Mar 2, 2017 | $5.04 | ||
Mar 5, 2017 | $6.05 | Mar 2, 2017 | $3.02 |
Mar 8, 2017 | $3.02 | ||
Mar 12, 2017 | $6.05 | Mar 8, 2017 | $6.05 |
Mar 19, 2017 | $6.05 | Mar 17, 2017 | $6.05 |
Mar 26, 2017 | $6.05 | Mar 17, 2017 | $1.01 |
Mar 27, 2017 | $5.04 | ||
Apr 2, 2017 | $6.05 | Mar 27, 2017 | $1.01 |
Apr 3, 2017 | $5.04 | ||
Apr 9, 2017 | $6.05 | Apr 3, 2017 | $3.02 |
Apr 12, 2017 | $3.02 | ||
Apr 16, 2017 | $6.05 | Apr 12, 2017 | $4.03 |
Apr 22, 2017 | $2.02 | ||
Apr 23, 2017 | $6.05 | Apr 22, 2017 | $6.05 |
Apr 30, 2017 | $6.05 | Apr 22, 2017 | $2.02 |
Apr 30, 2017 | $4.03 | ||
May 7, 2017 | $6.05 | Apr 30, 2017 | $3.02 |
May 15, 2017 | $3.02 | ||
May 14, 2017 | $6.05 | May 15, 2017 | $3.02 |
May 16, 2017 | $3.02 | ||
May 21, 2017 | $6.05 | May 16, 2017 | $3.02 |
May 22, 2017 | $3.02 | ||
May 28, 2017 | $6.05 | May 22, 2017 | $3.02 |
May 26, 2017 | $3.02 | ||
Jun 4, 2017 | $6.05 | May 26, 2017 | $3.02 |
Jun 2, 2017 | $3.02 | ||
Jun 11, 2017 | $6.05 | Jun 2, 2017 | $3.02 |
Jun 16, 2017 | $3.02 | ||
Jun 18, 2017 | $6.05 | Jun 16, 2017 | $3.02 |
Jun 25, 2017 | $3.02 | ||
Jun 25, 2017 | $6.05 | Jun 25, 2017 | $3.02 |
Jul 6, 2017 | $3.02 | ||
Jul 2, 2017 | $6.05 | Jul 6, 2017 | $4.03 |
Jul 7, 2017 | $2.02 | ||
Jul 9, 2017 | $6.05 | Jul 7, 2017 | $6.05 |
Jul 16, 2017 | $6.05 | Jul 15, 2017 | $6.05 |
Jul 23, 2017 | $6.05 | Jul 15, 2017 | $1.01 |
Jul 21, 2017 | $5.04 | ||
Jul 30, 2017 | $6.05 | Jul 21, 2017 | $1.01 |
Jul 29, 2017 | $5.04 | ||
Aug 6, 2017 | $6.05 | Jul 29, 2017 | $1.01 |
Aug 15, 2017 | $5.04 | ||
Aug 13, 2017 | $6.05 | Aug 15, 2017 | $2.02 |
Aug 22, 2017 | $4.03 | ||
Aug 20, 2017 | $6.05 | Aug 22, 2017 | $3.02 |
Aug 22, 2017 | $3.02 | ||
Aug 27, 2017 | $6.05 | Aug 22, 2017 | $6.05 |
Sep 3, 2017 | $6.05 | Aug 22, 2017 | $1.01 |
Sep 11, 2017 | $5.04 | ||
Sep 10, 2017 | $6.05 | Sep 11, 2017 | $6.05 |
Sep 17, 2017 | $6.05 | Sep 11, 2017 | $1.01 |
Sep 18, 2017 | $5.04 | ||
Sep 24, 2017 | $6.05 | Sep 18, 2017 | $1.01 |
Sep 23, 2017 | $5.04 | ||
Oct 1, 2017 | $6.05 | Sep 23, 2017 | $6.05 |
Oct 8, 2017 | $6.05 | Oct 3, 2017 | $6.05 |
Oct 15, 2017 | $6.05 | Oct 3, 2017 | $1.01 |
Oct 23, 2017 | $5.04 | ||
Oct 22, 2017 | $6.05 | Oct 23, 2017 | $6.05 |
Oct 29, 2017 | $6.05 | Oct 31, 2017 | $6.05 |
Nov 5, 2017 | $6.05 | Oct 31, 2017 | $4.03 |
Nov 2, 2017 | $2.02 | ||
Nov 12, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Nov 19, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Nov 26, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Dec 3, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Dec 10, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Dec 17, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Dec 24, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Dec 31, 2017 | $6.05 | Nov 2, 2017 | $6.05 |
Jan 7, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Jan 14, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Jan 21, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Jan 28, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Feb 4, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Feb 11, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Feb 18, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Feb 25, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Mar 4, 2018 | $6.05 | Nov 2, 2017 | $6.05 |
Mar 11, 2018 | $3.20 | Nov 2, 2017 | $3.20 |
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