Vehicle inspection for van & equipment for photocopy shop
Bede
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Bede
Member since
August 2015
On-time repayments
304 installments • 84%
About Me
I was born into a humble family in the city of Nairobi kenya in January 1980. I was schooled up to high school level when my Dad passed on while I was awaiting to join college. I was thereby forced to look for employment, which I swcured and used the income to pay for my university course (B.com - Finance). I managed to complete it and got a better job as a marketer, whereby 2 years later, the company downsized by retrenching a number of us. It is at this point that I chose to embark on an entrepreneurial journey, carrying out my own business ventures, to date.
I have a son who wishes to be a pilot when he grows up.
In my work environment, I am driven by the resolve of people working odd jobs in an attempt to fulfill their dreams.
My hobby is appreciating nature. I love growing plants and keeping animals, which I do in the village, with an aquarium in my city dwelling.
My Business
My current business is a combination of entertainment and essential service provision.
I sell movies, both new and classic, which I purchase from distributors for resale to clients. Demand for this was realized on seeing that people undergo a lot of stress in modern society and seek an escape such as watching an appealing movie to relieve their stress.
I also charge phones at a fee. With everyone having a smartphone that is always out of charge, I found it essential to provide a secure environment to provide this service.
I am currently running a small cyber cafe, whose demand is growing and prompts me to respond by increasing capacity to satisfy demand.
I see the cyber as an enlightening project within the community as it has got many people interested in computing and / or the internet.
It is for these reasons that I wish to increase capacity by improving on internet speeds, acquiring more CPUs as well as working towards having proper backup power. I am also intending to reinforce our security grills for the premises.
My typical costs are rent, staff wages, stock purchases, electricity bills and general maintenance costs.
Proceeds from the business assist to pay for my sons school fees, as well as helping friends and relatives, as well as children in the village go to school.
I am happy to report that our cyber cafe has been a welcome idea in our community whereby we are able to teach some basic computing to many whom we realise do not know how to use a desktop computer yet own smartphones. We are opening up a whole new world for such, and bringing services closer for others.
Your help once more will be highly appreciated and I promise to put the funds to proper and disciplined use as follows:
a. Purchase two(2) core i3 CPUs @ Ksh. 25,000/=
b. Back up power genset @ Ksh. 20,000/=
c. UPS voltage protection @ Ksh. 10,000/=
d. Other expenses will include branding, advertising, installation of secirity grills, etc.
Thank you in advance as I look forward to your generous consideration.
Have a a good day!
Loan Proposal
Dear Lenders.
My plan is to have the van inspected by the relevant government authority, so as to be on the right side of the law, thereby enabling a conducive working environment, to operate without fear or harrasment. This will increase turnover and therefore profits. Projections are at an increase of roughly 30%, as we begin, and possibly higher in future.
I also wish to set up a comprehensive office solutions shop. This is an idea I know will work well, as it is an essential service and also because there is only one other shop that provides these services in the area. This service will help institutions like hospitals, schools and others, plus students nd individuals who require these services efficiently and cost effectively. I intend to beat the competition by good md efficient service provision, plus adding lamination, binding, typing, printing amd even web browsing, on demand, which are all services not provided by the competition.
This will therefore be a new income source.
Items to be purchased / paid for are as follows;
1. Vehicle inspection (booking and sticker) - USD 150
2. Photocopier machine (second hand) - USD 300
3. Laminator - USD 50
4. Stationery stocks - USD 30
5. Site renovation and painting - USD 100
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$512.00
Date disbursed
Aug 15, 2016
Repayment status
On Time
Projected term
18 months
Other loans
Lenders
Hong Kong
United States
Norway
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