Christine
Nairobi, Kenya
100% repaid
Name
Christine
Member since
July 2015
On-time repayments
399 installments • 93%
My name is Christine Wawira .I was born in Embu county,central Kenya I am a mother of two boy and a girl and I have adopted one girl .My parents practiced small scale farming and also business.They owned a dairy shop.Most of my childhood involved going to a local school and also assist my parents in household chores during the weekends.
After my high school education i attended National youth services since i wanted to join the army of Kenya.After completing the National youth services,Unfortunately i wasn't not selected to join the army due to my height.I was frustrated and disappointed since i had spent most of the time working hard to join the Army.
My parents told me that now am an adult and i should cater for myself i had to travel to Nairobi to look for a job .Luckily i was able to convince some beauty shops that i would hawk their products and we agreed on a commission.I worked hard and in two years time i saved some money and started my own shop .Then,a friend introduced me to zidisha org where i borrowed a loan for the first time, and added stock to my business .i have been borrowing up to date and I have managed to extend a salon ,start pigs project and also farming.I plant tomato.this project is on going.thanks.
My businesses deals with sale of beauty products from hair lotion,body lotion,hair extensions,earrings, salon,pigs farming whereby I sell piglets and pigs to farmers choice or any where I get buyers and tomato farming.The cosmetics products which i sell are demanding which make them move faster because they are unique and everyone wants.I choose this business because being a hairdresser and beauty has been my passion since when i was a kid and I knew I will manage it easily. Having this two businesses together ,have always saved my time and given me more profit to pay my loan and continue with the pigs & tomato project .I source from wholesalers who have imported from different nation such as Uganda,Dubai,London and china.
My typical costs in the shop include paying rent,electricity bills and business permit.my tax business and koko jikos project which I started with the last loan is also doing well hence more profit.I make a profit of $1050 monthly which i use for my daily use,buying food for my pigs,paying my workers and support my family.
When i get funded $292, i will purchase a comfortable sink for my customers at $225 so that i can increase the amount charged for wash & brow-dry.I will also purchase an UV lamp at$ 57 and start gel polish application. By doing so, my profit will double and my clients will be pleased and also come back with many customers hence large profit.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$301.00
Date disbursed
Apr 22, 2016
Repayment status
On Time
Projected term
7 months
Other loans
Amount repaid
$316.05
Amount remaining
$0.00
Date repaid
Aug 15, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 30, 2016 | $10.09 | May 6, 2016 | $10.09 |
May 7, 2016 | $10.09 | May 6, 2016 | $1.01 |
May 9, 2016 | $9.08 | ||
May 14, 2016 | $10.09 | May 9, 2016 | $1.01 |
May 18, 2016 | $9.08 | ||
May 21, 2016 | $10.09 | May 18, 2016 | $1.01 |
May 22, 2016 | $9.08 | ||
May 28, 2016 | $10.09 | May 22, 2016 | $2.02 |
May 29, 2016 | $8.07 | ||
Jun 4, 2016 | $10.09 | May 29, 2016 | $1.01 |
Jun 8, 2016 | $9.08 | ||
Jun 11, 2016 | $10.09 | Jun 8, 2016 | $1.01 |
Jun 13, 2016 | $9.08 | ||
Jun 18, 2016 | $10.09 | Jun 13, 2016 | $3.03 |
Jun 29, 2016 | $7.06 | ||
Jun 25, 2016 | $10.09 | Jun 29, 2016 | $10.09 |
Jul 2, 2016 | $10.09 | Jun 29, 2016 | $3.03 |
Jul 4, 2016 | $7.06 | ||
Jul 9, 2016 | $10.09 | Jul 4, 2016 | $2.02 |
Jul 13, 2016 | $8.07 | ||
Jul 16, 2016 | $10.09 | Jul 13, 2016 | $2.02 |
Jul 18, 2016 | $8.07 | ||
Jul 23, 2016 | $10.09 | Jul 18, 2016 | $3.03 |
Jul 26, 2016 | $7.06 | ||
Jul 30, 2016 | $10.09 | Jul 26, 2016 | $3.03 |
Aug 1, 2016 | $7.06 | ||
Aug 6, 2016 | $10.09 | Aug 1, 2016 | $1.01 |
Aug 8, 2016 | $9.08 | ||
Aug 13, 2016 | $10.09 | Aug 8, 2016 | $6.05 |
Aug 15, 2016 | $4.04 | ||
Aug 20, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Aug 27, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Sep 3, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Sep 10, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Sep 17, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Sep 24, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Oct 1, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Oct 8, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Oct 15, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Oct 22, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Oct 29, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Nov 5, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Nov 12, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Nov 19, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Nov 26, 2016 | $10.09 | Aug 15, 2016 | $10.09 |
Dec 3, 2016 | $3.32 | Aug 15, 2016 | $3.32 |
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