Name
Kelvin
Member since
April 2015
On-time repayments
145 installments • 59%
I am Kelvin Loishorua. I come from Kajiado County. I overcame hardship through the process of multitasking school work and home duties when they were not easy to fulfill them at random.
I come from the Maasai community whereby we value cattle a lot as compared to any other duties. The uniqueness of our land is that it is the place and tribe where we live with wild animals and graze with them. I come from a family of sixteen children where I am the fifth born in the family and the only one who has managed to study up to high school (that is, secondary level).
My dream is to see my young siblings fulfill the dream by making sure they have gone up to university level since my parents have not gone to school. On my side, I have seen the importance of school as much as life is concerned.
Let me first and foremost thank the Zidisha family for how far you have helped me and trusted me. May God bless you abundantly. Right now I am confident since I joined Zidisha due to what I have learnt and invested through education, job opportunity, thanking so much.
I am humbly applying for the third loan with which I want to major in farming. The farming will take four months and that is March 15th 2017 to July 2017 when it will be ready to harvest. Since it is a raining area, I have decided to plant potatoes as they are easy to maintain and the return margin is a good profit.
The land where I am going to plant my potatoes is a forest area which is rented for at least four years until the trees grow up. On my side, I can see a high profit combining the computer design which I have got from Zidisha loan. It will help me clear the loan as I wait for harvesting time. Since 99% of our people are pastoralists and currently we are experiencing drought in most parts of our country, due to which our cows have died due to lack of pasture and water, that is why I have decided to go for farming of potatoes, so that people can change altitude and go to other areas.
The amount of money am willing to borrow I will upgrade my cyber cafe by renovating with latest computer which are fast and reliable for my clients,expand my service from currently three computer to about six computer .the three computer cost about 90dollar 9000 ksh ,CPU ,monitor, keyboard, mouse all cost 90dollar which are used computer but very reliable.
The benefit I shall get from these computer I shall expand my business to a more reliable fast computer where most people prefer due to downloading and these will guarantee me to get more client's, Am planning to put 4 computer in for serving one server and one computer as a computer game .
Am sure to increase my business from 8dollar to 14dollar which I will be much be ahead than before and it will make me pay the loan on time
Am kelvin loishorua ,i come from Kajiado county .I over come hardship through the process of multitasking school work and and home duties where they were not easy to fulfill them at random .
i come from the Maasai community where by we value cattle,s a lot as compare to any other duties.The uniqueness of our land is that it is the place and tribe where we live with wild animal and graze with them.i come from a family of sixteen children where am the fifth born in the family where am the only one who i have manage to study up to high school that is secondary level.
my dream is to see my young siblings have fulfill the dream by making sure they have gone up to university level since my parent have not gone to school and on my side i have seen the importance of school as much as live is concern.
The businesses i need and willing to expand is to buy latest computer since my business support the community to give the following services online service kra ,driving license renewal, good conduct and online chatting is Facebook, twitter, gmail, Yahoo, and others.
The services are useful to the community because they will not travel from one office and queue for long hours
I chose the business because if it was not zidisha in my first loan I could not be where am ,since I used the fund to do a course and that why am applying my skill to date.
My daily income is around 700ksh to 800ksh per day which is like 8$ dollar .because I do all online service people need including photocopying, printing, scanning.
I use my profit to support my young sister and brother in school by paying school fees ,to support my parent and I also eat there and survive with the amount of money ,also I pay rent for my business .these is my fourth loan
The amount of money am willing to borrow I will upgrade my cyber cafe by renovating with latest computer which are fast and reliable for my clients,expand my service from currently three computer to about six computer .the three computer cost about 90dollar 9000 ksh ,CPU ,monitor, keyboard, mouse all cost 90dollar which are used computer but very reliable.
The benefit I shall get from these computer I shall expand my business to a more reliable fast computer where most people prefer due to downloading and these will guarantee me to get more client's, Am planning to put 4 computer in for serving one server and one computer as a computer game .
Am sure to increase my business from 8dollar to 14dollar which I will be much be ahead than before and it will make me pay the loan on time
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$283.00
Date disbursed
Nov 1, 2017
Repayment status
Late
Projected term
6 months
Other loans
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