Tuition for university degree in finance last year

Monicah

Nairobi, Kenya

39% repaid

Entrepreneur

Name

Monicah

Member since

March 2016

On-time repayments

198 installments  •  42%

About Me

I was born and raised in a village in Kiambu county in Kenya. I am 24 years old old and am from a family of six: four brothers and two sisters. I am the last born of the family. Just like many people in Kiambu, my parents are farmers and that is their source of income. I cleared my high school in 2009 and joined a college in 2011. I studied for two years and acquired a Diploma in Business Administration. I always wanted to have a degree but my parents didn't have the money to pay for university. After college, I got myself a job as a supervisor in target network in Ongata Rongai. My responsibility was overseeing the business operation. I moved to Ongata Rongai Nairobi plot No 160 Riverside where I currently live. After working for a year, I lost my job. I tried to get a job elsewhere but getting a job in Kenya is very difficult and that is what motivated me to start my own business. I used all my savings as capital and knew I had to do everything possible to make the business work because it was my only source of income.

My Business

My business deals with school uniforms. It's located in Langata, Nairobi. I started the business over a year ago. At first, the business was very challenging because my competitor was a well known shop and I was just upcoming, but with patience and hard work it finally got stable. My client is Briar Rose Academy. I work with the school administration. All parents joining the school buy a uniform from me because I can get a uniform according to parents needs. It's convenient for the parents since I am within the school. I have a shop where I pay rent of 30000KES per month. As for the uniform, I buy materials and take it to a tailor where she makes trousers, shirts and dresses. Others such as sweaters, socks and trucksuits, I outsource in Nairobi. In a good month, I can make up to 90000KES, but in a bad month things can be difficult. The profits I get I use to replenish the stock, cover expenses and save the remaining amount.

Loan Proposal

Greetings lenders
I am so grateful for the far i have come since i joined Zidisha , am joining my last in university pursuing finance. The amount i need for my last year in USD 887.53,USD 200 is to pay for the final exam ,100 will be used for attachment fees USD 50 will be used for graduation charges,USD 537.53 will used to pay school fees. Finishing my university education will be my dream come true i will be emporwered which in return I can empower others and help the community where i can. Thank you in advance and God bless.

Show original English  

About Me

I was born and raised in a village Kiambu county in Kenya am 24 years old old ,am from a family of six four brothers and two sisters and am the last born of the family.Just like many people in Kiambu my parents are farmers and that is their source of income.I cleared my high school in 2009 and joined a college in 2011 studied for two years and acquired a Diploma in Business Administration ,and now am pursuing degree in Business Administration Finance Option. After college i got myself a job as a supervisor in target network in Ongata Rongai a my responsibility was overseeing the business operation i moved to Ongata Rongai Nairobi plot No 160 Riverside where i currently live.After working for an year i lost my job, i tried to get a job else where but getting a job in Kenya is very difficult and that is what motivated me to start my own business i used all my savings as capital and knew i had to do everything possible to make the business work because it was my only source of income.

My Business

My business deals with school uniform its located in Langata Nairobi, i started the business over an year ago at first the business was very challenging because my competitor was a well known shop and i was just upcoming but with patience and hard work it finally got stable. My client is Briar Rose academy i work with the school administration all parents joining the school buys uniform from me because i can get a uniform according to parents needs, its convenient for the parents since am within the school.I have a shop where i pay rent of 30000KES per month as for the uniform i buy materials and take it to atailor where she makes trousers shirts and dresses others such as sweaters socks trucksuits i outsource in Nairobi.In a good month i can make upto90000KES but in a bad month things can be difficult.The profits i get i replenish the stock cater for expenses and save the remaining amount.

Loan Proposal

Greetings lenders
I am so grateful for the far i have come since i joined Zidisha , am joining my last in university pursuing finance. The amount i need for my last year in USD 887.53,USD 200 is to pay for the final exam ,100 will be used for attachment fees USD 50 will be used for graduation charges,USD 537.53 will used to pay school fees. Finishing my university education will be my dream come true i will be emporwered which in return I can empower others and help the community where i can. Thank you in advance and God bless.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$879.00

Date disbursed

Oct 25, 2017

Repayment status

Late

Projected term

31 months

Lenders

P

PHU99

Zwingenberg, Germany

SBlue1

Germany

JA

Jorge Alagon

Munich, Germany

Marcus

Germany

PG

Paul Graham

United States

Stephan W

Witten, Germany

DW

Dan Winetsky

United States

Paul Buchheit

Mountain View, United States

Jan V

Port Dalhousie, Canada

A

Anonymous

United States

CN

Craig Newmark

United States

Daveycee

The Hague, Netherlands

J

Johanna

Zürich, Austria

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Summary

Amount repaid

$344.57

Amount remaining

$529.18

Expected completion

May 15, 2020

Status

Repaying late

Installment amount

$9.84

Repayment History

Expected Payments Actual Payments
Nov 3, 2017 $14.77 Nov 2, 2017 $14.77
Nov 10, 2017 $14.77 Nov 10, 2017 $14.77
Nov 17, 2017 $14.77 Nov 18, 2017 $14.77
Nov 24, 2017 $14.77 Dec 25, 2017 $14.77
Dec 1, 2017 $14.77 Dec 25, 2017 $14.77
Dec 8, 2017 $14.77 Dec 25, 2017 $14.77
Dec 15, 2017 $14.77 Dec 25, 2017 $14.77
Dec 22, 2017 $14.77 Jan 3, 2018 $14.77
Dec 29, 2017 $14.77 Jan 3, 2018 $14.77
Jan 5, 2018 $9.84 Jan 10, 2018 $9.84
Jan 12, 2018 $9.84 Jan 10, 2018 $9.84
Jan 19, 2018 $9.84 Jan 27, 2018 $9.84
Jan 26, 2018 $9.84 Jan 27, 2018 $9.84
Feb 2, 2018 $9.84 Feb 5, 2019 $9.84
Feb 9, 2018 $9.84 Feb 10, 2019 $9.84
Feb 16, 2018 $9.84 Feb 10, 2019 $9.84
Feb 23, 2018 $9.84 Feb 10, 2019 $9.84
Mar 2, 2018 $9.84 Feb 10, 2019 $9.84
Mar 9, 2018 $9.84 Feb 10, 2019 $9.84
Mar 16, 2018 $9.84 Feb 10, 2019 $9.84
Mar 23, 2018 $9.84 Feb 10, 2019 $9.84
Mar 30, 2018 $9.84 Feb 10, 2019 $9.84
Apr 6, 2018 $0.00
Apr 13, 2018 $0.00
Apr 20, 2018 $0.00
Apr 27, 2018 $0.00
May 4, 2018 $0.00
May 11, 2018 $0.00
May 18, 2018 $0.00
May 25, 2018 $0.00
Jun 1, 2018 $0.00
Jun 8, 2018 $0.00
Jun 15, 2018 $0.00
Jun 22, 2018 $0.00
Jun 29, 2018 $0.00
Jul 6, 2018 $0.00
Jul 13, 2018 $0.00
Jul 20, 2018 $0.00
Jul 27, 2018 $0.00
Aug 3, 2018 $0.00
Aug 10, 2018 $0.00
Aug 17, 2018 $0.00
Aug 24, 2018 $0.00
Aug 31, 2018 $0.00
Sep 7, 2018 $0.00
Sep 14, 2018 $0.00
Sep 21, 2018 $0.00
Sep 28, 2018 $0.00
Oct 5, 2018 $0.00
Oct 12, 2018 $0.00
Oct 19, 2018 $0.00
Oct 26, 2018 $0.00
Nov 2, 2018 $0.00
Nov 9, 2018 $0.00
Nov 16, 2018 $0.00
Nov 23, 2018 $0.00
Nov 30, 2018 $0.00
Dec 7, 2018 $0.00
Dec 14, 2018 $0.00
Dec 21, 2018 $0.00
Dec 28, 2018 $0.00
Jan 4, 2019 $0.00
Jan 11, 2019 $0.00
Jan 18, 2019 $0.00
Jan 25, 2019 $0.00
Feb 1, 2019 $0.00
Feb 8, 2019 $0.00
Feb 15, 2019 $0.00
Feb 22, 2019 $4.92 Feb 22, 2019 $4.92
Mar 1, 2019 $4.92 Feb 26, 2019 $4.92
Mar 8, 2019 $4.92 Mar 7, 2019 $4.92
Mar 15, 2019 $4.92 Mar 15, 2019 $4.92
Mar 22, 2019 $4.92 Mar 22, 2019 $4.92
Mar 29, 2019 $9.84 Apr 27, 2019 $9.84
Apr 5, 2019 $9.84 Apr 27, 2019 $9.84
Apr 12, 2019 $9.84 Apr 27, 2019 $9.84
Apr 19, 2019 $9.84 Apr 27, 2019 $9.84
Apr 26, 2019 $9.84 May 1, 2019 $9.84
May 3, 2019 $9.84 May 1, 2019 $9.84
May 10, 2019 $9.84
May 17, 2019 $9.84
May 24, 2019 $9.84
May 31, 2019 $9.84
Jun 7, 2019 $9.84
Jun 14, 2019 $9.84
Jun 21, 2019 $9.84
Jun 28, 2019 $9.84
Jul 5, 2019 $9.84
Jul 12, 2019 $9.84
Jul 19, 2019 $9.84
Jul 26, 2019 $9.84
Aug 2, 2019 $9.84
Aug 9, 2019 $9.84
Aug 16, 2019 $9.84
Aug 23, 2019 $9.84
Aug 30, 2019 $9.84
Sep 6, 2019 $9.84
Sep 13, 2019 $9.84
Sep 20, 2019 $9.84
Sep 27, 2019 $9.84
Oct 4, 2019 $9.84
Oct 11, 2019 $9.84
Oct 18, 2019 $9.84
Oct 25, 2019 $9.84
Nov 1, 2019 $9.84
Nov 8, 2019 $9.84
Nov 15, 2019 $9.84
Nov 22, 2019 $9.84
Nov 29, 2019 $9.84
Dec 6, 2019 $9.84
Dec 13, 2019 $9.84
Dec 20, 2019 $9.84
Dec 27, 2019 $9.84
Jan 3, 2020 $9.84
Jan 10, 2020 $9.84
Jan 17, 2020 $9.84
Jan 24, 2020 $9.84
Jan 31, 2020 $9.84
Feb 7, 2020 $9.84
Feb 14, 2020 $9.84
Feb 21, 2020 $9.84
Feb 28, 2020 $9.84
Mar 6, 2020 $9.84
Mar 13, 2020 $9.84
Mar 20, 2020 $9.84
Mar 27, 2020 $9.84
Apr 3, 2020 $9.84
Apr 10, 2020 $9.84
Apr 17, 2020 $9.84
Apr 24, 2020 $9.84
May 1, 2020 $9.84
May 8, 2020 $9.84
May 15, 2020 $7.41

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