Nicodemus
Nairobi, Kenya
100% repaid
Name
Nicodemus
Member since
May 2014
On-time repayments
252 installments • 53%
My name is Nicodemus Otsieno.I am a Kenyan citizen currently living in Nairobi.I am the only child of my mother born and raised in a single motherhood but I thank GOD for His intervention in assisting my mother to provide for me.I was privileged to finish my 0 level in Kabianga Boys high school and I am currently studying CPA at KCA University where I joined this semester(Jan-Jun)
I am currently employed at Redstar International as accounts person. During my free time I help in my mothers shop to work as we serve customers.My Mother owns an Electrical and Hardware shop close to Buruburu Epren center. Which has been running for the last 16 years now.
My source of income will come from my employment which will enable me to pay the loan. I earn USD450 per month with a commission of USD50. If given the chance to access the loan will pay.My mothers business is Electricals and hardware and we offer our customers such products as bulbs ,supply of cables, sockets ,switch ,florescent, tubes ,lighting and building materials ,farming tools ,extensions which customers come and purchase them from our shop where together with me we serve our customers very well. I normally purchase items as I come from work in the evening. THERE are no risks but only challenges like some times where our weekly targets are met as we normally work to a achieve our targets each week which we always have set upon ourselves every Sunday evening with my Mum.
My loan proposal to Zidisha is to assist me to not only increase the stock in my mothers school and to acquire the Printer for business.
THESE IS MY MONTHLY INCOME:
GENERAL INCOME =USD 350
COMMISSION =USD 50
Thanks to the Laptop now my mothers accounts are up to date
I thank the Zidisha lending community for giving me the first loan which helped me to pay for my exam fees. Now with an upcoming Semester I humbly come back again to you and assist me to fill the amount of money required for the semester which started on 24th September, I have been admitted to Vision Institute of Professionals to do CPA section 3.The whole semester cost is USD288 where USD 10 is for library registration, USD 45 is used to pay for exams and the rest is used to pay for tuition fees. I have managed to acquire USD125 which I paid as the down payment thus my return to lenders for additional amount to finish it. Thank you in advance for all those who will lend me and also the Zidisha team for creating an opportunity for people to improve their lifestyle.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$172.00
Date disbursed
Oct 7, 2014
Repayment status
On Time
Projected term
10 months
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