Tropical organic papaya cultivation
Harqatun Nizwa
Semarang, Indonesia
1% repaid
Entrepreneur
Name
Harqatun Nizwa
Member since
August 2017
On-time repayments
147 installments • 10%
About Me
I am a social worker at a local NGO (non goverment organisation) in Indonesia. I currently work with minority groups such as women with disability including women victims of violence in rural areas. For 5 (five) years my focus of work and service is in the field of rural economic development. For this year (2017) my current work is related to rural economic development and income generation for women with disabilities, women victim of violence and young mother
My Business
Agribusiness is an activity related to the agricultural sector in a broad sense such as domestic resources such as agriculture, plantation, forestry, animal husbandry and fisheries. One area of agribusiness that has good development prospects in rural areas / mountains is the cultivation of organic papaya business. Because market demand is still large, investment payback time is fast, the price is relatively stable, and harvest continuously throughout the year. The market opportunity is still wide open, because supply in the market today is still lacking. Lack of access to credit for women in rural areas can be a serious obstacle to the creation of local businesses in many rural areas of Indonesia. Microfinance of SMEs and support for social entrepreneurship is a proven and proven tool that can contribute to high levels of quality and employment, reducing disparities and poverty; and thus contribute to the realization of priorities. This is my project, specifically to help a mother who lives in rural village of Gudeg a remote area of province in Central Java Indonesia. Ibu Sartini lives in the Merbabu mountains. Ibu Sartini has a small business /small business of organic papaya seedling in a garden of 1/2 hectare which is a land grant from local government. This local papaya breeding, managed by 2 (two) children who have experienced in papaya seed cultivation since 2000. Local papaya seedlings are only using organic fertilizer and only sold through traditional markets. Currently, Mrs. Sartini needs loan capital to strengthen the supply sector of organic fertilizer. Through Zidisha, on behalf of Mrs. Sartini, I submission for a loan to strengthen the capital of organic papaya business. Limited Internet access for poor women in rural areas, thus not allowing rural poor women to access Zidisha, therefore through that, I am on behalf of and fully responsible for this loan.
Loan Proposal
This loan will be used for the purchase and stock of liquid organic fertilizer for a duration of 2 (two) weeks. This liquid organic fertilizer is suitable for the fertilization of local papaya seedlings, organic fertilizers derived from plant extracts, liquid fermentation liquid livestock, and fermentation of plants. Organic fertilizer has complete nutrient content so it is suitable for local papaya cultivation. Net income in this business is about 10-23% of the total loan that will be submitted to Zidisha. We hope Zidisha can provides loans for the empowerment of women farmers in Indonesia. Hopefully this loan proposal will soon be approved by Zidisha lenders. Thank you.
Show original Bahasa Indonesia
About Me
I am a social worker at a local NGO (non goverment organisation) in Indonesia. I currently work with minority groups such as women with disability including women victims of violence in rural areas. For 5 (five) years my focus of work and service is in the field of rural economic development. For this year (2017) my current work is related to rural economic development and income generation for women with disabilities, women victim of violence and young mother
My Business
Agribusiness is an activity related to the agricultural sector in a broad sense such as domestic resources such as agriculture, plantation, forestry, animal husbandry and fisheries. One area of agribusiness that has good development prospects in rural areas / mountains is the cultivation of organic papaya business. Because market demand is still large, investment payback time is fast, the price is relatively stable, and harvest continuously throughout the year. The market opportunity is still wide open, because supply in the market today is still lacking. Lack of access to credit for women in rural areas can be a serious obstacle to the creation of local businesses in many rural areas of Indonesia. Microfinance of SMEs and support for social entrepreneurship is a proven and proven tool that can contribute to high levels of quality and employment, reducing disparities and poverty; and thus contribute to the realization of priorities. This is my project, specifically to help a mother who lives in rural village of Gudeg a remote area of province in Central Java Indonesia. Ibu Sartini lives in the Merbabu mountains. Ibu Sartini has a small business /small business of organic papaya seedling in a garden of 1/2 hectare which is a land grant from local government. This local papaya breeding, managed by 2 (two) children who have experienced in papaya seed cultivation since 2000. Local papaya seedlings are only using organic fertilizer and only sold through traditional markets. Currently, Mrs. Sartini needs loan capital to strengthen the supply sector of organic fertilizer. Through Zidisha, on behalf of Mrs. Sartini, I submission for a loan to strengthen the capital of organic papaya business. Limited Internet access for poor women in rural areas, thus not allowing rural poor women to access Zidisha, therefore through that, I am on behalf of and fully responsible for this loan.
Loan Proposal
This loan will be used for the purchase and stock of liquid organic fertilizer for a duration of 2 (two) weeks. This liquid organic fertilizer is suitable for the fertilization of local papaya seedlings, organic fertilizers derived from plant extracts, liquid fermentation liquid livestock, and fermentation of plants. Organic fertilizer has complete nutrient content so it is suitable for local papaya cultivation. Net income in this business is about 10-23% of the total loan that will be submitted to Zidisha. We hope Zidisha can provides loans for the empowerment of women farmers in Indonesia. Hopefully this loan proposal will soon be approved by Zidisha lenders. Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$610.00
Date disbursed
Nov 7, 2017
Repayment status
Late
Projected term
31 months
Other loans
Lenders
Summary
Amount repaid
$9.11
Amount remaining
$602.09
Expected completion
Jun 10, 2020
Status
Repaying late
Installment amount
$4.55
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 15, 2017 | $4.55 | Nov 15, 2017 | $4.55 |
| Nov 22, 2017 | $4.55 | Nov 20, 2017 | $4.55 |
| Nov 29, 2017 | $4.55 | ||
| Dec 6, 2017 | $4.55 | ||
| Dec 13, 2017 | $4.55 | ||
| Dec 20, 2017 | $4.55 | ||
| Dec 27, 2017 | $4.55 | ||
| Jan 3, 2018 | $4.55 | ||
| Jan 10, 2018 | $4.55 | ||
| Jan 17, 2018 | $4.55 | ||
| Jan 24, 2018 | $4.55 | ||
| Jan 31, 2018 | $4.55 | ||
| Feb 7, 2018 | $4.55 | ||
| Feb 14, 2018 | $4.55 | ||
| Feb 21, 2018 | $4.55 | ||
| Feb 28, 2018 | $4.55 | ||
| Mar 7, 2018 | $4.55 | ||
| Mar 14, 2018 | $4.55 | ||
| Mar 21, 2018 | $4.55 | ||
| Mar 28, 2018 | $4.55 | ||
| Apr 4, 2018 | $4.55 | ||
| Apr 11, 2018 | $4.55 | ||
| Apr 18, 2018 | $4.55 | ||
| Apr 25, 2018 | $4.55 | ||
| May 2, 2018 | $4.55 | ||
| May 9, 2018 | $4.55 | ||
| May 16, 2018 | $4.55 | ||
| May 23, 2018 | $4.55 | ||
| May 30, 2018 | $4.55 | ||
| Jun 6, 2018 | $4.55 | ||
| Jun 13, 2018 | $4.55 | ||
| Jun 20, 2018 | $4.55 | ||
| Jun 27, 2018 | $4.55 | ||
| Jul 4, 2018 | $4.55 | ||
| Jul 11, 2018 | $4.55 | ||
| Jul 18, 2018 | $4.55 | ||
| Jul 25, 2018 | $4.55 | ||
| Aug 1, 2018 | $4.55 | ||
| Aug 8, 2018 | $4.55 | ||
| Aug 15, 2018 | $4.55 | ||
| Aug 22, 2018 | $4.55 | ||
| Aug 29, 2018 | $4.55 | ||
| Sep 5, 2018 | $4.55 | ||
| Sep 12, 2018 | $4.55 | ||
| Sep 19, 2018 | $4.55 | ||
| Sep 26, 2018 | $4.55 | ||
| Oct 3, 2018 | $4.55 | ||
| Oct 10, 2018 | $4.55 | ||
| Oct 17, 2018 | $4.55 | ||
| Oct 24, 2018 | $4.55 | ||
| Oct 31, 2018 | $4.55 | ||
| Nov 7, 2018 | $4.55 | ||
| Nov 14, 2018 | $4.55 | ||
| Nov 21, 2018 | $4.55 | ||
| Nov 28, 2018 | $4.55 | ||
| Dec 5, 2018 | $4.55 | ||
| Dec 12, 2018 | $4.55 | ||
| Dec 19, 2018 | $4.55 | ||
| Dec 26, 2018 | $4.55 | ||
| Jan 2, 2019 | $4.55 | ||
| Jan 9, 2019 | $4.55 | ||
| Jan 16, 2019 | $4.55 | ||
| Jan 23, 2019 | $4.55 | ||
| Jan 30, 2019 | $4.55 | ||
| Feb 6, 2019 | $4.55 | ||
| Feb 13, 2019 | $4.55 | ||
| Feb 20, 2019 | $4.55 | ||
| Feb 27, 2019 | $4.55 | ||
| Mar 6, 2019 | $4.55 | ||
| Mar 13, 2019 | $4.55 | ||
| Mar 20, 2019 | $4.55 | ||
| Mar 27, 2019 | $4.55 | ||
| Apr 3, 2019 | $4.55 | ||
| Apr 10, 2019 | $4.55 | ||
| Apr 17, 2019 | $4.55 | ||
| Apr 24, 2019 | $4.55 | ||
| May 1, 2019 | $4.55 | ||
| May 8, 2019 | $4.55 | ||
| May 15, 2019 | $4.55 | ||
| May 22, 2019 | $4.55 | ||
| May 29, 2019 | $4.55 | ||
| Jun 5, 2019 | $4.55 | ||
| Jun 12, 2019 | $4.55 | ||
| Jun 19, 2019 | $4.55 | ||
| Jun 26, 2019 | $4.55 | ||
| Jul 3, 2019 | $4.55 | ||
| Jul 10, 2019 | $4.55 | ||
| Jul 17, 2019 | $4.55 | ||
| Jul 24, 2019 | $4.55 | ||
| Jul 31, 2019 | $4.55 | ||
| Aug 7, 2019 | $4.55 | ||
| Aug 14, 2019 | $4.55 | ||
| Aug 21, 2019 | $4.55 | ||
| Aug 28, 2019 | $4.55 | ||
| Sep 4, 2019 | $4.55 | ||
| Sep 11, 2019 | $4.55 | ||
| Sep 18, 2019 | $4.55 | ||
| Sep 25, 2019 | $4.55 | ||
| Oct 2, 2019 | $4.55 | ||
| Oct 9, 2019 | $4.55 | ||
| Oct 16, 2019 | $4.55 | ||
| Oct 23, 2019 | $4.55 | ||
| Oct 30, 2019 | $4.55 | ||
| Nov 6, 2019 | $4.55 | ||
| Nov 13, 2019 | $4.55 | ||
| Nov 20, 2019 | $4.55 | ||
| Nov 27, 2019 | $4.55 | ||
| Dec 4, 2019 | $4.55 | ||
| Dec 11, 2019 | $4.55 | ||
| Dec 18, 2019 | $4.55 | ||
| Dec 25, 2019 | $4.55 | ||
| Jan 1, 2020 | $4.55 | ||
| Jan 8, 2020 | $4.55 | ||
| Jan 15, 2020 | $4.55 | ||
| Jan 22, 2020 | $4.55 | ||
| Jan 29, 2020 | $4.55 | ||
| Feb 5, 2020 | $4.55 | ||
| Feb 12, 2020 | $4.55 | ||
| Feb 19, 2020 | $4.55 | ||
| Feb 26, 2020 | $4.55 | ||
| Mar 4, 2020 | $4.55 | ||
| Mar 11, 2020 | $4.55 | ||
| Mar 18, 2020 | $4.55 | ||
| Mar 25, 2020 | $4.55 | ||
| Apr 1, 2020 | $4.55 | ||
| Apr 8, 2020 | $4.55 | ||
| Apr 15, 2020 | $4.55 | ||
| Apr 22, 2020 | $4.55 | ||
| Apr 29, 2020 | $4.55 | ||
| May 6, 2020 | $4.55 | ||
| May 13, 2020 | $4.55 | ||
| May 20, 2020 | $4.55 | ||
| May 27, 2020 | $4.55 | ||
| Jun 3, 2020 | $4.55 | ||
| Jun 10, 2020 | $0.90 | ||
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