Top up inventory

About Me

As a teen, I used to drive my mother crazy with constant need for supplies to make household items for sale... with much and little she could spare she would buy me items to make to supplies such as cleaning materials. After school, ifurther developed this as a income making hobby while working as a community worker.

However, when my job came to an end, I took up the trade in full. I used all my savings and began trading from my house. Over time I have gained good customer base but with great need for capital in order to keep up with enough inventory.

My Business

My business involves supply of household items...cutlery, crockery, cooking equipment and food preparation accessories... I began selling to individuals..door to door and over time I have managed to engage a couple of schools to supply them with household and kitchen accessories.

i have 2 permanent employees, 2 temporary staff and from time to time engage young adults with no income, for casual employment whenever we have more orders to service. We hope with steady business and constant cash flow over time we are able to create more jobs for youth within our community.

Our appeal is for capital boost to service the current pending purchase order for energy saving cook stoves for a school. This is an initiative to introduce environment friendly cook stove that use cost effective fuel.
The problem why my on time payment is low is that I never knew that when I dely one week without paying and the I pay the next double of what I should have paid the previous week now that I have been told by my mentor I will try to pay my next loan on time
Thank you for taking a chance on our business and cause.

Loan Proposal

Top up current working capital to finance a pending order , facilitate logistic to clients premises and pay a small wage to casual laborers.
Items:
1. Tea Urns
2. Serving dishes
3. Mugs
4. Table knives

Profits expected 10%