Entrepreneur
Name
Pascal
Member since
September 2016
On-time repayments
107 installments • 83%
About Me
Born some 35 years ago; I am the first of three children and brought up by my mother (single mother). Even though things were difficult for me and my siblings too my mother was determined and ensured that we all go to school, because to her education is key to personal development. Her encouragement keeps us going with good and discipline training.
Having excelled in Basic Education Certificate Examination (BECE), I entered into Secondary school. Since things were difficult for me and my younger siblings financially, I have to sell on the street during off school hours to make some income and in order to supplement my mother's meager income so as to pay family bills and also buy clothing for myself and also for my younger siblings.
With determination and persistence, I successfully passed my exams at the secondary school and then entered the University of Ghana where I studied Psychology and philosophy with good working knowledge information technology (IT).
I was posted to Opportunity International for my national services. Having good personal relationship with both staffs and clients couple with good working knowledge in IT, I was retained after my national services.
Since salaries and other working conditions in this part of our world are meager, I decided to add breading of dogs and selling them as a part-time business.
My love for Dogs motivated me to set up my kennel. I began with two mixed breeds of German shepherd and Doberman. I have over the years moved from breeding mixed breeds to pure breeds of dogs. I now own a Pitbull, Swiss Shepherd, Beorboel, Maltese and a German shepherd. Because of my busy schedule, I have employed the services of couple of guys in my community to take care of my dogs when I am away for work.
My business has over the years grown from owning just two dogs to five. And I must admit that I am happy, motivated and encourage by this
My Business
I breed foreign dogs and sell the litters. I built a kennel by the side of my house which houses five different breeds of dogs.
Some few months ago i rented a shop in my community to open a pet shop since we normally travel for long to get dog food and dog accessories.
Because lots of people in Ghana are trusting dogs to be loyal more than security guards , pet shop business is a viable business because it is very rare and i feel like minimizing the distance dog breeders in my community have to travel to buy dog food and dog accessories. The location of my shop is on the main road leading to my community and one would not miss it at any point.
l chose this business because I have love dogs and it my passion to see them have the best care from their owners.
So far i have spent 7,200 to pay for three years rent in advance. Utility bill is 100.00 monthly and labor 300.00. My average monthly revenue is about GHC 2,000.00 out of which I defray the costs I incur in expense in respect of salary and utility.
When granted the loan, I will purchase dog food, dog accessories and vitamins. I expect to supply my community with the best dog food and authentic dog accessories to make every dog including my dogs in the community a happy one.
Proceeds from the business will be partly invested into the business and partly used to cater for my family and a cousin who i now pay his school fees.
Loan Proposal
Given the loan I will re-stock my pet shop with dog foods, vitamins and accessories.
Below are the items I will purchase.
1. 20 Bags of GC Puppy food @ $ 500
2. 20 Bags of Nutribyte adult food @ $ 400
3. 20 Bottles of Vitamins @ $ 300
4. 10 Boxes of dewormer @ $ 200
In all a total of $ 1400 for my next project
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,374.97
Date disbursed
Nov 18, 2018
Repayment status
Late
Projected term
5 months
Lenders
Reston, United States
Chicago, United States
United States
Geneva, Switzerland
Ontario, Canada
Singapore, Singapore
Philadelphia, United States
Washington, DC, United States
orange, United States
Mountain View, United States
San Jose, United States
United States
United States
United States
United States
Australia
United States
Moscow, Russia
United States
United Kingdom
Vietnam
United Kingdom
United States
Germany
Australia
United States
United Kingdom
United States
Fairmont, United States
Germany
Germany
Denmark
United States
United States
Austria
United States
United States
United States
Hong Kong
Germany
United Kingdom
United States
Germany
United States
Australia
United States
Romania
United States
South Africa
Oslo, Norway
Brazil
United States
Brazil
United States
Recife, Brazil
United States
United Kingdom
United States
Brazil
United States
United States
United States
Germany
United States
United States
Syracuse, NY, United States
United Kingdom
United States
Portland, OR, United States
Finland
Aberdeen, Scotland, United Kingdom
Uruguay
United States
United States
Talisay City, Cebu, Philippines
United States
Switzerland
Bologna, Italy
United States
United States
United States
United States
United States
Netherlands
United States
United States
United States
United States
Tanzania
United States
United States
Croatia
United Kingdom
Canada
Germany
United States
Australia
United States
United States
Hong Kong
United States
United States
United States
United Kingdom
United States
United States
Krefeld, Germany
United States
Sweden
Summary
Amount repaid
$383.03
Amount remaining
$992.36
Expected completion
Apr 29, 2019
Status
Repaying late
Installment amount
$72.47
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 26, 2018 | $72.47 | Nov 26, 2018 | $72.47 |
| Dec 3, 2018 | $20.70 | Dec 6, 2018 | $20.70 |
| Dec 10, 2018 | $20.70 | Dec 18, 2018 | $20.70 |
| Dec 17, 2018 | $20.70 | Dec 18, 2018 | $20.70 |
| Dec 24, 2018 | $20.70 | Dec 30, 2018 | $20.70 |
| Dec 31, 2018 | $20.70 | Dec 30, 2018 | $20.70 |
| Jan 7, 2019 | $72.47 | Jan 16, 2019 | $72.47 |
| Jan 14, 2019 | $72.47 | Jan 16, 2019 | $10.35 |
| Jan 27, 2019 | $62.11 | ||
| Jan 21, 2019 | $72.47 | Jan 27, 2019 | $20.70 |
| Mar 3, 2019 | $41.41 | ||
| Jan 28, 2019 | $72.47 | ||
| Feb 4, 2019 | $72.47 | ||
| Feb 11, 2019 | $72.47 | ||
| Feb 18, 2019 | $72.47 | ||
| Feb 25, 2019 | $72.47 | ||
| Mar 4, 2019 | $72.47 | ||
| Mar 11, 2019 | $72.47 | ||
| Mar 18, 2019 | $72.47 | ||
| Mar 25, 2019 | $72.47 | ||
| Apr 1, 2019 | $72.47 | ||
| Apr 8, 2019 | $72.47 | ||
| Apr 15, 2019 | $72.47 | ||
| Apr 22, 2019 | $72.47 | ||
| Apr 29, 2019 | $39.96 | ||
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